Louisville, KY · standard

ZIP Code 40210

Jefferson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,822
1,779/sq mi
$35,347
Median income
$98,700
Median home value
8.4%
Bachelor's or higher

The verdict

Louisville pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a low-density, mixed-tenure area.

3th pct
household income, US ZIPs
9th pct
home value, US ZIPs
1,779
people per sq mi
44%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40210 against every reporting US ZIP.

ZIP code 40210 is a mid-sized community (a standard USPS delivery area) in Louisville, Jefferson County, Kentucky, home to 14,822 residents across 8.3 square miles, a density of 1,779 people per square mile, in the Kentucky/Louisville time zone.

ZIP 40210 sits on the lower end of the income spectrum: median household income is $35,347 (41% below the Kentucky average), while per-capita income is $19,591. Poverty here runs at 37.8%, with unemployment measured at 13.7%. The typical home here is valued at $98,700 (38% below the state average); renters pay a median of $848 monthly, and 44.0% of units are owner-occupied.

Formal educational attainment runs low here: just 8.4% of adults hold a bachelor's degree or higher, the median age is 37.2, and the average commute is 28 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 40210, plus 6 more within Jefferson County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40210

Top 5 sectors by establishment count in Louisville, KY

Which industries have the most business establishments in ZIP 40210.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40210, Louisville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,822

Population

8.3

Area (sq mi)

1,779

People / sq mi

Kentucky/Louisville

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40210?

37.2

Median Age

43.3%

Male

56.7%

Female

2.8%

Foreign-Born

White 11.7%
African American 81.3%
Asian 0.0%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.4%
Hispanic or Latino 3.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$35,347

Median Household Income

-41% vs state

$19,591

Per Capita Income

37.8%

Poverty Rate

13.7%

Unemployment Rate

27.7 min

Mean Commute Time

How ZIP 40210 ranks nationally

Louisville, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$35,347 3rd percentile higher than 3% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 42.9%
Bachelor's Degree or Higher 8.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,041

Total Housing Units

5,612

Occupied Units

1,429

Vacant Units

2.35

Avg Household Size

Occupancy Type

Owner 44.0%
Renter 56.0%

$98,700

Median Home Value

-38% vs state

$848

Median Rent

1947

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.1%

YoY Change (2024)

202

HPI Index (2000 = 100)

+102%

Total Change Since 2000

Home values in ZIP 40210 have increased 11.1% over the past year (2024). Since 2000, this ZIP has seen +102% cumulative appreciation.

Year Annual Change HPI Index
2020 +28.6% 146
2021 +0.3% 147
2022 147
2023 +23.5% 181
2024 +11.1% 202

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 163 business establishments in ZIP 40210, employing approximately 4,456 people with a combined annual payroll of $365,151,000.

163

Businesses

4,456

Employees

$365.2M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Manufacturing 37 22.7%
Health care and social assistance 25 15.3%
Retail trade 23 14.1%
Construction 15 9.2%
Other services (except public administration) 15 9.2%
Administrative and support and waste management and remediation services 14 8.6%
Wholesale trade 10 6.1%
Transportation and warehousing 8 4.9%
Real estate and rental and leasing 4 2.5%
Accommodation and food services 4 2.5%
Professional, scientific, and technical services 3 1.8%
Management of companies and enterprises 3 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40210 vs 40208 →

ZIP 40210 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40210 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40210 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40210 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40208 Louisville, KY 13,227 1.4 mi
40203 Louisville, KY 19,694 1.6 mi
40215 Louisville, KY 22,287 2.8 mi
40211 Louisville, KY 22,612 2.1 mi
40212 Louisville, KY 17,685 2.9 mi
40202 Louisville, KY 6,772 2.5 mi
40217 Louisville, KY 12,507 2.8 mi
40204 Louisville, KY 14,236 3.6 mi
40209 Louisville, KY 360 3.6 mi
40214 Louisville, KY 45,291 5.5 mi

More ZIP Codes in Jefferson County

Frequently Asked Questions

What county is ZIP code 40210 in?
ZIP code 40210 (Louisville) is located in Jefferson County, Kentucky. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ky.
What is the population of ZIP code 40210?
ZIP code 40210 in Louisville, KY has a population of 14,822 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40210?
The median household income in ZIP 40210 is $35,347, which is 54% below the national average of $76,288.
What is the average home value in ZIP 40210?
The median home value in ZIP 40210 is $98,700, which is 65% below the national average of $278,155.
What is the demographic makeup of ZIP 40210?
The largest racial group in ZIP 40210 is African American at 81.3%. Hispanic or Latino residents make up 3.5% of the population.
How many businesses are in ZIP code 40210?
ZIP code 40210 has 163 business establishments employing approximately 4,456 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40210?
The top industries by establishment count in ZIP 40210 are: Manufacturing (37), Health care and social assistance (25), Retail trade (23). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 40210?
According to the FHFA House Price Index, home values in ZIP 40210 increased by 11.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 102%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40210?
In ZIP code 40210, 42.9% of residents aged 25+ have a high school diploma or higher, and 8.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40210?
The mean commute time for workers in ZIP code 40210 is 27.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40210?
In ZIP code 40210, approximately 44.0% of occupied housing units are owner-occupied and 56.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40210?
The poverty rate in ZIP code 40210 is 37.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.