Louisville, KY · standard
ZIP Code 40216
Jefferson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 40,746
- 1,088/sq mi High-density area
- $56,441
- Median income Below-median income area
- $167,100
- Median home value Near-median home value
- 13.8%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Louisville pairs one of the lowest household incomes in the country with below-median home values, in a low-density, homeowner-dominated area.
- 23rd pct
- household income, US ZIPs
- 33rd pct
- home value, US ZIPs
- 1,088
- people per sq mi
- 66%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40216 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 40216 (Louisville, KY) rose +11.8% from 2023 to 2024. The all-transactions index moved from 196.9 in 2023 to 220.2 in 2024 (2000 = 100).
ZIP code 40216 is a densely settled ZIP (a standard USPS delivery area) in Louisville, Jefferson County, Kentucky, with 40,746 residents across 37.4 square miles, a density of 1,088 people per square mile, in the Kentucky/Louisville time zone.
ZIP 40216 reports a modest median household income of $56,441 (5% below the average Kentucky ZIP), while per-capita income is $28,288. The poverty rate is 16.8%, with unemployment at 6.4%; those measures add context to the income figure. Median home value is $167,100 (5% above the average Kentucky ZIP) and median rent is $945; 66.1% of occupied homes are owner-occupied.
Formal educational attainment runs low here: just 13.8% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is 26 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Jefferson County, so 40216 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 40216
Top 5 sectors by establishment count in Louisville, KY
Which industries have the most business establishments in ZIP 40216.
- Retail trade
Retail trade
132 establishments
- Health care and social assistance
Health care and social assistance
83 establishments
- Other services (except public administration)
Other services (except public administration)
77 establishments
- Accommodation and food services
Accommodation and food services
54 establishments
- Construction 44
Construction
44 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40216, Louisville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
40,746
Population
37.4
Area (sq mi)
1,088
People / sq mi
Kentucky/Louisville
Time Zone
standard
ZIP Type
Who lives in ZIP 40216?
38.9
Median Age
46.9%
Male
53.1%
Female
7.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$56,441
Median Household Income
-5% vs state ZIP avg
$28,288
Per Capita Income
16.8%
Poverty Rate
6.4%
Unemployment Rate
25.6 min
Mean Commute Time
How ZIP 40216 ranks nationally
Louisville, KY household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$56,441 23rd percentile higher than 23% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
18,895housing units
18,895
Total Housing Units
17,342
Occupied Units
1,553
Vacant Units
2.52
Avg Household Size
Occupancy Type
$167,100
Median Home Value
+5% vs state ZIP avg
$945
Median Rent
1963
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+11.8%
YoY Change (2024)
220
HPI Index (2000 = 100)
+120%
Total Change Since 2000
Home values in ZIP 40216 have increased 11.8% over the past year (2024). Since 2000, this ZIP has seen +120% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +7.0% | 149 |
| 2021 | +10.9% | 165 |
| 2022 | +11.9% | 185 |
| 2023 | +6.5% | 197 |
| 2024 | +11.8% | 220 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 606 business establishments in ZIP 40216, employing approximately 10,317 people with a combined annual payroll of $543,092,000.
606
Businesses
10,317
Employees
$543.1M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 132 | 21.8% |
| Health care and social assistance | 83 | 13.7% |
| Other services (except public administration) | 77 | 12.7% |
| Accommodation and food services | 54 | 8.9% |
| Construction | 44 | 7.3% |
| Finance and insurance | 43 | 7.1% |
| Manufacturing | 29 | 4.8% |
| Real estate and rental and leasing | 26 | 4.3% |
| Administrative and support and waste management and remediation services | 26 | 4.3% |
| Transportation and warehousing | 23 | 3.8% |
| Professional, scientific, and technical services | 21 | 3.5% |
| Wholesale trade | 20 | 3.3% |
| Information | 12 | 2.0% |
| Educational services | 6 | 1.0% |
| Management of companies and enterprises | 4 | 0.7% |
| Utilities | 3 | 0.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40216 vs 40215 →
ZIP 40216 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 47150
New Albany (47150)
47,472 residents
- 40214
Louisville (40214)
45,291 residents
- 40216
Louisville (40216)
40,746 residents
- 40272
Louisville (40272)
37,394 residents
- 40258
Louisville (40258)
26,465 residents
- 40211
Louisville (40211)
22,612 residents
- 40215
Louisville (40215)
22,287 residents
- 40212 17,685
Louisville (40212)
17,685 residents
- 40210 14,822
Louisville (40210)
14,822 residents
What this shows Among its immediate neighbors, ZIP 40216 ranks #3 by population - useful context the national average alone can't give.
ZIP 40216 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40272
Louisville (40272)
$69,940 median income
- 40258
Louisville (40258)
$68,162 median income
- 47150
New Albany (47150)
$62,820 median income
- 40216
Louisville (40216)
$56,441 median income
- 40214
Louisville (40214)
$54,931 median income
- 40215
Louisville (40215)
$43,725 median income
- 40208
Louisville (40208)
$39,560 median income
- 40212
Louisville (40212)
$35,753 median income
- 40210
Louisville (40210)
$35,347 median income
What this shows By household income, ZIP 40216 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 40215 | Louisville, KY | 22,287 | 2.9 mi |
| 40211 | Louisville, KY | 22,612 | 3.3 mi |
| 40258 | Louisville, KY | 26,465 | 3.5 mi |
| 40214 | Louisville, KY | 45,291 | 4.0 mi |
| 40209 | Louisville, KY | 360 | 5.0 mi |
| 40210 | Louisville, KY | 14,822 | 4.2 mi |
| 40208 | Louisville, KY | 13,227 | 4.6 mi |
| 47150 | New Albany, IN | 47,472 | 7.0 mi |
| 40272 | Louisville, KY | 37,394 | 7.2 mi |
| 40212 | Louisville, KY | 17,685 | 6.2 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 40216, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (40,746 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Jefferson County
Related Areas
Frequently Asked Questions
What county is ZIP code 40216 in?
ZIP code 40216 (Louisville) is located in Jefferson County, Kentucky. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ky.
What is the population of ZIP code 40216?
ZIP code 40216 in Louisville, KY has a population of 40,746 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40216?
The median household income in ZIP 40216 is $56,441, which is 26% below the national average of $76,288.
What is the average home value in ZIP 40216?
The median home value in ZIP 40216 is $167,100, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 40216?
The largest racial group in ZIP 40216 is White at 43.2%. Hispanic or Latino residents make up 7.4% of the population.
How many businesses are in ZIP code 40216?
ZIP code 40216 has 606 business establishments employing approximately 10,317 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40216?
The top industries by establishment count in ZIP 40216 are: Retail trade (132), Health care and social assistance (83), Other services (except public administration) (77). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 40216?
According to the FHFA House Price Index, home values in ZIP 40216 increased by 11.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 120%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40216?
In ZIP code 40216, 54.6% of residents aged 25+ have a high school diploma or higher, and 13.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40216?
The mean commute time for workers in ZIP code 40216 is 25.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40216?
In ZIP code 40216, approximately 66.1% of occupied housing units are owner-occupied and 33.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40216?
The poverty rate in ZIP code 40216 is 16.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 40216's numbers, next.
- See how ZIP 40216 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Louisville, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.