PlainZIP

Louisville, KY · standard

ZIP Code 40216

Jefferson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

40,746
1,088/sq mi
$56,441
Median income
$167,100
Median home value
13.8%
Bachelor's or higher

The verdict

Louisville pairs one of the lowest household incomes in the country with below-median home values, in a low-density, homeowner-dominated area.

23th pct
household income, US ZIPs
33th pct
home value, US ZIPs
1,088
people per sq mi
66%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40216 against every reporting US ZIP.

ZIP code 40216 is a densely settled ZIP (a standard USPS delivery area) in Louisville, Jefferson County, Kentucky, with 40,746 residents across 37.4 square miles, a density of 1,088 people per square mile, in the Kentucky/Louisville time zone.

ZIP 40216 reports a modest median household income of $56,441 (5% below the Kentucky average), while per-capita income is $28,288. Local economic indicators show a 16.8% poverty rate alongside 6.4% unemployment. On housing, the median home value is $167,100 (5% above the state average) with median rent at $945 per month, and 66.1% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 13.8% of adults hold a bachelor's degree or higher, the median age is 38.9, and the average commute is 26 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 40216, plus 6 more within Jefferson County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40216

Top 5 sectors by establishment count in Louisville, KY

Which industries have the most business establishments in ZIP 40216.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40216, Louisville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

40,746

Population

37.4

Area (sq mi)

1,088

People / sq mi

Kentucky/Louisville

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40216?

38.9

Median Age

46.9%

Male

53.1%

Female

7.6%

Foreign-Born

White 43.2%
African American 42.7%
Asian 1.4%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 10.1%
Hispanic or Latino 7.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$56,441

Median Household Income

-5% vs state

$28,288

Per Capita Income

16.8%

Poverty Rate

6.4%

Unemployment Rate

25.6 min

Mean Commute Time

How ZIP 40216 ranks nationally

Louisville, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$56,441 23rd percentile higher than 23% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 54.6%
Bachelor's Degree or Higher 13.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

18,895

Total Housing Units

17,342

Occupied Units

1,553

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 66.1%
Renter 33.9%

$167,100

Median Home Value

+5% vs state

$945

Median Rent

1963

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+11.8%

YoY Change (2024)

220

HPI Index (2000 = 100)

+120%

Total Change Since 2000

Home values in ZIP 40216 have increased 11.8% over the past year (2024). Since 2000, this ZIP has seen +120% cumulative appreciation.

Year Annual Change HPI Index
2020 +7.0% 149
2021 +10.9% 165
2022 +11.9% 185
2023 +6.5% 197
2024 +11.8% 220

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 606 business establishments in ZIP 40216, employing approximately 10,317 people with a combined annual payroll of $543,092,000.

606

Businesses

10,317

Employees

$543.1M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 132 21.8%
Health care and social assistance 83 13.7%
Other services (except public administration) 77 12.7%
Accommodation and food services 54 8.9%
Construction 44 7.3%
Finance and insurance 43 7.1%
Manufacturing 29 4.8%
Real estate and rental and leasing 26 4.3%
Administrative and support and waste management and remediation services 26 4.3%
Transportation and warehousing 23 3.8%
Professional, scientific, and technical services 21 3.5%
Wholesale trade 20 3.3%
Information 12 2.0%
Educational services 6 1.0%
Management of companies and enterprises 4 0.7%
Utilities 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40216 vs 40215 →

ZIP 40216 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40216 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40216 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40216 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40215 Louisville, KY 22,287 2.9 mi
40211 Louisville, KY 22,612 3.3 mi
40258 Louisville, KY 26,465 3.5 mi
40214 Louisville, KY 45,291 4.0 mi
40209 Louisville, KY 360 5.0 mi
40210 Louisville, KY 14,822 4.2 mi
40208 Louisville, KY 13,227 4.6 mi
47150 New Albany, IN 47,472 7.0 mi
40272 Louisville, KY 37,394 7.2 mi
40212 Louisville, KY 17,685 6.2 mi

More ZIP Codes in Jefferson County

40214 standard
Louisville, KY
Pop: 45,291
40299 standard
Louisville, KY
Pop: 38,371
40219 standard
Louisville, KY
Pop: 38,032
40272 standard
Louisville, KY
Pop: 37,394
40229 standard
Louisville, KY
Pop: 36,852
40291 standard
Louisville, KY
Pop: 35,427

Related Areas

Jefferson County Louisville, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40216 in? ▼
ZIP code 40216 (Louisville) is located in Jefferson County, Kentucky. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ky.
What is the population of ZIP code 40216? ▼
ZIP code 40216 in Louisville, KY has a population of 40,746 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40216? ▼
The median household income in ZIP 40216 is $56,441, which is 26% below the national average of $76,288.
What is the average home value in ZIP 40216? ▼
The median home value in ZIP 40216 is $167,100, which is 40% below the national average of $278,155.
What is the demographic makeup of ZIP 40216? ▼
The largest racial group in ZIP 40216 is White at 43.2%. Hispanic or Latino residents make up 7.4% of the population.
How many businesses are in ZIP code 40216? ▼
ZIP code 40216 has 606 business establishments employing approximately 10,317 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40216? ▼
The top industries by establishment count in ZIP 40216 are: Retail trade (132), Health care and social assistance (83), Other services (except public administration) (77). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 40216? ▼
According to the FHFA House Price Index, home values in ZIP 40216 increased by 11.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 120%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40216? ▼
In ZIP code 40216, 54.6% of residents aged 25+ have a high school diploma or higher, and 13.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40216? ▼
The mean commute time for workers in ZIP code 40216 is 25.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40216? ▼
In ZIP code 40216, approximately 66.1% of occupied housing units are owner-occupied and 33.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40216? ▼
The poverty rate in ZIP code 40216 is 16.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.