Louisville, KY · standard
ZIP Code 40229
Jefferson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 36,852
- 721/sq mi High-density area
- $79,936
- Median income Near-median income area
- $215,100
- Median home value Near-median home value
- 22.9%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Louisville pairs an above-median household income with below-median home values, in a low-density, homeowner-dominated area.
- Top 38%
- household income, US ZIPs
- 48th pct
- home value, US ZIPs
- 721
- people per sq mi
- 72%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40229 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 40229 (Louisville, KY) rose +6.7% from 2023 to 2024. The all-transactions index moved from 214.2 in 2023 to 228.6 in 2024 (2000 = 100).
ZIP code 40229 is a densely settled ZIP (a standard USPS delivery area) in Louisville, Jefferson County, Kentucky, with 36,852 residents across 51.1 square miles, a density of 721 people per square mile, in the New York time zone.
ZIP 40229 lands in the middle-income range, with a median household income of $79,936 (34% above the average Kentucky ZIP), while per-capita income is $36,787. The poverty rate is 11.8%, with unemployment at 3.4%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $215,100 (35% above the average Kentucky ZIP), while 71.8% of occupied homes are owner-occupied and median rent is $1,301.
Educational attainment sits below the national norm: 22.9% of adults hold a bachelor's degree or higher, the median age is 36.2, and the average commute is 25 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Jefferson County, so 40229 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 40229
Top 5 sectors by establishment count in Louisville, KY
Which industries have the most business establishments in ZIP 40229.
- Retail trade
Retail trade
66 establishments
- Construction
Construction
45 establishments
- Other services (except public administration)
Other services (except public administration)
42 establishments
- Accommodation and food services
Accommodation and food services
37 establishments
- Health care and social assistance
Health care and social assistance
36 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40229, Louisville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
36,852
Population
51.1
Area (sq mi)
721
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40229?
36.2
Median Age
50.8%
Male
49.2%
Female
11.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$79,936
Median Household Income
+34% vs state ZIP avg
$36,787
Per Capita Income
11.8%
Poverty Rate
3.4%
Unemployment Rate
25.1 min
Mean Commute Time
How ZIP 40229 ranks nationally
Louisville, KY household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$79,936 Top 38% higher than 62% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
16,163housing units
16,163
Total Housing Units
15,630
Occupied Units
533
Vacant Units
2.64
Avg Household Size
Occupancy Type
$215,100
Median Home Value
+35% vs state ZIP avg
$1,301
Median Rent
1989
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+6.7%
YoY Change (2024)
229
HPI Index (2000 = 100)
+129%
Total Change Since 2000
Home values in ZIP 40229 have increased 6.7% over the past year (2024). Since 2000, this ZIP has seen +129% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.7% | 157 |
| 2021 | +12.3% | 176 |
| 2022 | +12.7% | 199 |
| 2023 | +7.8% | 214 |
| 2024 | +6.7% | 229 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 400 business establishments in ZIP 40229, employing approximately 8,463 people with a combined annual payroll of $428,175,000.
400
Businesses
8,463
Employees
$428.2M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 66 | 16.5% |
| Construction | 45 | 11.3% |
| Other services (except public administration) | 42 | 10.5% |
| Accommodation and food services | 37 | 9.3% |
| Health care and social assistance | 36 | 9.0% |
| Administrative and support and waste management and remediation services | 34 | 8.5% |
| Transportation and warehousing | 32 | 8.0% |
| Finance and insurance | 30 | 7.5% |
| Wholesale trade | 20 | 5.0% |
| Professional, scientific, and technical services | 19 | 4.8% |
| Real estate and rental and leasing | 16 | 4.0% |
| Information | 9 | 2.3% |
| Manufacturing | 7 | 1.8% |
| Arts, entertainment, and recreation | 3 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40229 vs 40228 →
ZIP 40229 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40219
Louisville (40219)
38,032 residents
- 40229
Louisville (40229)
36,852 residents
- 40291
Louisville (40291)
35,427 residents
- 40165
Shepherdsville (40165)
32,726 residents
- 40218
Louisville (40218)
31,658 residents
- 40047
Mount Washington (40047)
19,345 residents
- 40213
Louisville (40213)
16,796 residents
- 40228
Louisville (40228)
15,743 residents
- 40118 9,724
Fairdale (40118)
9,724 residents
What this shows Among its immediate neighbors, ZIP 40229 ranks #2 by population - useful context the national average alone can't give.
ZIP 40229 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40047
Mount Washington (40047)
$99,124 median income
- 40291
Louisville (40291)
$81,267 median income
- 40229
Louisville (40229)
$79,936 median income
- 40165
Shepherdsville (40165)
$79,540 median income
- 40228
Louisville (40228)
$79,404 median income
- 40109
Brooks (40109)
$75,495 median income
- 40118
Fairdale (40118)
$59,316 median income
- 40218
Louisville (40218)
$58,811 median income
- 40213
Louisville (40213)
$55,897 median income
What this shows By household income, ZIP 40229 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 40228 | Louisville, KY | 15,743 | 3.5 mi |
| 40219 | Louisville, KY | 38,032 | 3.9 mi |
| 40218 | Louisville, KY | 31,658 | 6.9 mi |
| 40118 | Fairdale, KY | 9,724 | 5.3 mi |
| 40291 | Louisville, KY | 35,427 | 5.0 mi |
| 40109 | Brooks, KY | 1,990 | 6.0 mi |
| 40165 | Shepherdsville, KY | 32,726 | 8.2 mi |
| 40231 | Louisville, KY | 0 | 7.6 mi |
| 40047 | Mount Washington, KY | 19,345 | 6.4 mi |
| 40213 | Louisville, KY | 16,796 | 6.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 40229, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (36,852 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Jefferson County
Related Areas
Frequently Asked Questions
What county is ZIP code 40229 in?
ZIP code 40229 (Louisville) is located in Jefferson County, Kentucky. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ky.
What is the population of ZIP code 40229?
ZIP code 40229 in Louisville, KY has a population of 36,852 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40229?
The median household income in ZIP 40229 is $79,936, which is 5% above the national average of $76,288.
What is the average home value in ZIP 40229?
The median home value in ZIP 40229 is $215,100, which is 23% below the national average of $278,155.
What is the demographic makeup of ZIP 40229?
The largest racial group in ZIP 40229 is White at 66.5%. Hispanic or Latino residents make up 14.5% of the population.
How many businesses are in ZIP code 40229?
ZIP code 40229 has 400 business establishments employing approximately 8,463 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40229?
The top industries by establishment count in ZIP 40229 are: Retail trade (66), Construction (45), Other services (except public administration) (42). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 40229?
According to the FHFA House Price Index, home values in ZIP 40229 increased by 6.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 129%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40229?
In ZIP code 40229, 56.3% of residents aged 25+ have a high school diploma or higher, and 22.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40229?
The mean commute time for workers in ZIP code 40229 is 25.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40229?
In ZIP code 40229, approximately 71.8% of occupied housing units are owner-occupied and 28.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40229?
The poverty rate in ZIP code 40229 is 11.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 40229's numbers, next.
- See how ZIP 40229 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Louisville, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.