PlainZIP

Louisville, KY · standard

ZIP Code 40229

Jefferson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

36,852
721/sq mi
$79,936
Median income
$215,100
Median home value
22.9%
Bachelor's or higher

The verdict

Louisville pairs an above-median household income with below-median home values, in a low-density, homeowner-dominated area.

Top 38%
household income, US ZIPs
48th pct
home value, US ZIPs
721
people per sq mi
72%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40229 against every reporting US ZIP.

ZIP code 40229 is a densely settled ZIP (a standard USPS delivery area) in Louisville, Jefferson County, Kentucky, with 36,852 residents across 51.1 square miles, a density of 721 people per square mile, in the New York time zone.

ZIP 40229 lands in the middle-income range, with a median household income of $79,936 (34% above the Kentucky average), while per-capita income is $36,787. The poverty rate stands at 11.8% and the unemployment rate at 3.4%. Housing costs here run $215,100 for a typical home value (35% above the state average), with rent averaging $1,301 a month; 71.8% of homes are owner-occupied.

Educational attainment sits below the national norm: 22.9% of adults hold a bachelor's degree or higher, the median age is 36.2, and the average commute is 25 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Jefferson County, so you can benchmark 40229 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40229

Top 5 sectors by establishment count in Louisville, KY

Which industries have the most business establishments in ZIP 40229.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40229, Louisville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

36,852

Population

51.1

Area (sq mi)

721

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40229?

36.2

Median Age

50.8%

Male

49.2%

Female

11.0%

Foreign-Born

White 66.5%
African American 13.3%
Asian 1.7%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 14.2%
Hispanic or Latino 14.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$79,936

Median Household Income

+34% vs state

$36,787

Per Capita Income

11.8%

Poverty Rate

3.4%

Unemployment Rate

25.1 min

Mean Commute Time

How ZIP 40229 ranks nationally

Louisville, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$79,936 Top 38% higher than 62% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.3%
Bachelor's Degree or Higher 22.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

16,163

Total Housing Units

15,630

Occupied Units

533

Vacant Units

2.64

Avg Household Size

Occupancy Type

Owner 71.8%
Renter 28.2%

$215,100

Median Home Value

+35% vs state

$1,301

Median Rent

1989

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.7%

YoY Change (2024)

229

HPI Index (2000 = 100)

+129%

Total Change Since 2000

Home values in ZIP 40229 have increased 6.7% over the past year (2024). Since 2000, this ZIP has seen +129% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.7% 157
2021 +12.3% 176
2022 +12.7% 199
2023 +7.8% 214
2024 +6.7% 229

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 400 business establishments in ZIP 40229, employing approximately 8,463 people with a combined annual payroll of $428,175,000.

400

Businesses

8,463

Employees

$428.2M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Retail trade 66 16.5%
Construction 45 11.3%
Other services (except public administration) 42 10.5%
Accommodation and food services 37 9.3%
Health care and social assistance 36 9.0%
Administrative and support and waste management and remediation services 34 8.5%
Transportation and warehousing 32 8.0%
Finance and insurance 30 7.5%
Wholesale trade 20 5.0%
Professional, scientific, and technical services 19 4.8%
Real estate and rental and leasing 16 4.0%
Information 9 2.3%
Manufacturing 7 1.8%
Arts, entertainment, and recreation 3 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40229 vs 40228 →

ZIP 40229 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40229 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40229 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40229 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40228 Louisville, KY 15,743 3.5 mi
40219 Louisville, KY 38,032 3.9 mi
40218 Louisville, KY 31,658 6.9 mi
40118 Fairdale, KY 9,724 5.3 mi
40291 Louisville, KY 35,427 5.0 mi
40109 Brooks, KY 1,990 6.0 mi
40165 Shepherdsville, KY 32,726 8.2 mi
40231 Louisville, KY 0 7.6 mi
40047 Mount Washington, KY 19,345 6.4 mi
40213 Louisville, KY 16,796 6.9 mi

More ZIP Codes in Jefferson County

40214 standard
Louisville, KY
Pop: 45,291
40216 standard
Louisville, KY
Pop: 40,746
40299 standard
Louisville, KY
Pop: 38,371
40219 standard
Louisville, KY
Pop: 38,032
40272 standard
Louisville, KY
Pop: 37,394
40291 standard
Louisville, KY
Pop: 35,427

Related Areas

Jefferson County Louisville, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40229 in? ▼
ZIP code 40229 (Louisville) is located in Jefferson County, Kentucky. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ky.
What is the population of ZIP code 40229? ▼
ZIP code 40229 in Louisville, KY has a population of 36,852 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40229? ▼
The median household income in ZIP 40229 is $79,936, which is 5% above the national average of $76,288.
What is the average home value in ZIP 40229? ▼
The median home value in ZIP 40229 is $215,100, which is 23% below the national average of $278,155.
What is the demographic makeup of ZIP 40229? ▼
The largest racial group in ZIP 40229 is White at 66.5%. Hispanic or Latino residents make up 14.5% of the population.
How many businesses are in ZIP code 40229? ▼
ZIP code 40229 has 400 business establishments employing approximately 8,463 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40229? ▼
The top industries by establishment count in ZIP 40229 are: Retail trade (66), Construction (45), Other services (except public administration) (42). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 40229? ▼
According to the FHFA House Price Index, home values in ZIP 40229 increased by 6.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 129%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40229? ▼
In ZIP code 40229, 56.3% of residents aged 25+ have a high school diploma or higher, and 22.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40229? ▼
The mean commute time for workers in ZIP code 40229 is 25.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40229? ▼
In ZIP code 40229, approximately 71.8% of occupied housing units are owner-occupied and 28.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40229? ▼
The poverty rate in ZIP code 40229 is 11.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.