Louisville, KY · standard
ZIP Code 40213
Jefferson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 16,796
- 515/sq mi High-density area
- $55,897
- Median income Below-median income area
- $173,600
- Median home value Near-median home value
- 26.1%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Louisville pairs one of the lowest household incomes in the country with below-median home values, in a low-density, homeowner-dominated area.
- 22nd pct
- household income, US ZIPs
- 36th pct
- home value, US ZIPs
- 515
- people per sq mi
- 65%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40213 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 40213 (Louisville, KY) rose +8.3% from 2023 to 2024. The all-transactions index moved from 214.1 in 2023 to 231.9 in 2024 (2000 = 100).
ZIP code 40213 is a mid-sized community (a standard USPS delivery area) in Louisville, Jefferson County, Kentucky, home to 16,796 residents across 32.6 square miles, a density of 515 people per square mile, in the New York time zone.
ZIP 40213 reports a modest median household income of $55,897 (6% below the average Kentucky ZIP), while per-capita income is $37,042. The poverty rate is 17.7%, with unemployment at 6.9%; those measures add context to the income figure. Median home value is $173,600 (9% above the average Kentucky ZIP) and median rent is $975; 65.1% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 26.1% of adults hold a bachelor's degree or higher, the median age is 39, and the average commute is 19 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Jefferson County, so 40213 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 40213
Top 5 sectors by establishment count in Louisville, KY
Which industries have the most business establishments in ZIP 40213.
- Retail trade
Retail trade
90 establishments
- Wholesale trade
Wholesale trade
83 establishments
- Other services (except public administration)
Other services (except public administration)
79 establishments
- Accommodation and food services
Accommodation and food services
69 establishments
- Construction
Construction
67 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40213, Louisville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
16,796
Population
32.6
Area (sq mi)
515
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40213?
39.0
Median Age
49.6%
Male
50.4%
Female
12.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$55,897
Median Household Income
-6% vs state ZIP avg
$37,042
Per Capita Income
17.7%
Poverty Rate
6.9%
Unemployment Rate
18.6 min
Mean Commute Time
How ZIP 40213 ranks among Kentucky ZIPs
Louisville, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$55,897 47th percentile higher than 47% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,726housing units
7,726
Total Housing Units
7,320
Occupied Units
406
Vacant Units
2.19
Avg Household Size
Occupancy Type
$173,600
Median Home Value
+9% vs state ZIP avg
$975
Median Rent
1956
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.3%
YoY Change (2024)
232
HPI Index (2000 = 100)
+132%
Total Change Since 2000
Home values in ZIP 40213 have increased 8.3% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.9% | 167 |
| 2021 | +11.7% | 186 |
| 2022 | +11.1% | 207 |
| 2023 | +3.4% | 214 |
| 2024 | +8.3% | 232 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 714 business establishments in ZIP 40213, employing approximately 51,794 people with a combined annual payroll of $3,255,677,000.
714
Businesses
51,794
Employees
$3.3B
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 90 | 12.6% |
| Wholesale trade | 83 | 11.6% |
| Other services (except public administration) | 79 | 11.1% |
| Accommodation and food services | 69 | 9.7% |
| Construction | 67 | 9.4% |
| Professional, scientific, and technical services | 52 | 7.3% |
| Transportation and warehousing | 50 | 7.0% |
| Health care and social assistance | 48 | 6.7% |
| Administrative and support and waste management and remediation services | 43 | 6.0% |
| Manufacturing | 42 | 5.9% |
| Real estate and rental and leasing | 36 | 5.0% |
| Finance and insurance | 18 | 2.5% |
| Management of companies and enterprises | 17 | 2.4% |
| Arts, entertainment, and recreation | 8 | 1.1% |
| Educational services | 7 | 1.0% |
| Information | 5 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40213 vs 40209 →
ZIP 40213 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40214
Louisville (40214)
45,291 residents
- 40219
Louisville (40219)
38,032 residents
- 40218
Louisville (40218)
31,658 residents
- 40205
Louisville (40205)
23,678 residents
- 40215
Louisville (40215)
22,287 residents
- 40213 16,796
Louisville (40213)
16,796 residents
- 40204 14,236
Louisville (40204)
14,236 residents
- 40208 13,227
Louisville (40208)
13,227 residents
- 40217 12,507
Louisville (40217)
12,507 residents
What this shows Among its immediate neighbors, ZIP 40213 ranks #6 by population - useful context the national average alone can't give.
ZIP 40213 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40205
Louisville (40205)
$99,966 median income
- 40204
Louisville (40204)
$71,116 median income
- 40217
Louisville (40217)
$69,114 median income
- 40218
Louisville (40218)
$58,811 median income
- 40213
Louisville (40213)
$55,897 median income
- 40219
Louisville (40219)
$55,720 median income
- 40214
Louisville (40214)
$54,931 median income
- 40215
Louisville (40215)
$43,725 median income
- 40208 $39,560
Louisville (40208)
$39,560 median income
What this shows By household income, ZIP 40213 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 40209 | Louisville, KY | 360 | 1.8 mi |
| 40231 | Louisville, KY | 0 | 1.9 mi |
| 40217 | Louisville, KY | 12,507 | 3.0 mi |
| 40204 | Louisville, KY | 14,236 | 4.4 mi |
| 40219 | Louisville, KY | 38,032 | 3.1 mi |
| 40218 | Louisville, KY | 31,658 | 3.7 mi |
| 40215 | Louisville, KY | 22,287 | 3.8 mi |
| 40205 | Louisville, KY | 23,678 | 3.9 mi |
| 40214 | Louisville, KY | 45,291 | 3.8 mi |
| 40208 | Louisville, KY | 13,227 | 3.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 40213, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (16,796 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Jefferson County
Related Areas
Frequently Asked Questions
What county is ZIP code 40213 in?
ZIP code 40213 (Louisville) is located in Jefferson County, Kentucky. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ky.
What is the population of ZIP code 40213?
ZIP code 40213 in Louisville, KY has a population of 16,796 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40213?
The median household income in ZIP 40213 is $55,897, which is 27% below the national average of $76,288.
What is the average home value in ZIP 40213?
The median home value in ZIP 40213 is $173,600, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 40213?
The largest racial group in ZIP 40213 is White at 58.9%. Hispanic or Latino residents make up 18.3% of the population.
How many businesses are in ZIP code 40213?
ZIP code 40213 has 714 business establishments employing approximately 51,794 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40213?
The top industries by establishment count in ZIP 40213 are: Retail trade (90), Wholesale trade (83), Other services (except public administration) (79). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 40213?
According to the FHFA House Price Index, home values in ZIP 40213 increased by 8.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40213?
In ZIP code 40213, 56.6% of residents aged 25+ have a high school diploma or higher, and 26.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40213?
The mean commute time for workers in ZIP code 40213 is 18.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40213?
In ZIP code 40213, approximately 65.1% of occupied housing units are owner-occupied and 34.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40213?
The poverty rate in ZIP code 40213 is 17.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 40213's numbers, next.
- See how ZIP 40213 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Louisville, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.