PlainZIP

Louisville, KY · standard

ZIP Code 40213

Jefferson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

16,796
515/sq mi
$55,897
Median income
$173,600
Median home value
26.1%
Bachelor's or higher

The verdict

Louisville pairs one of the lowest household incomes in the country with below-median home values, in a low-density, homeowner-dominated area.

22th pct
household income, US ZIPs
36th pct
home value, US ZIPs
515
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40213 against every reporting US ZIP.

ZIP code 40213 is a mid-sized community (a standard USPS delivery area) in Louisville, Jefferson County, Kentucky, home to 16,796 residents across 32.6 square miles, a density of 515 people per square mile, in the New York time zone.

ZIP 40213 reports a modest median household income of $55,897 (6% below the Kentucky average), while per-capita income is $37,042. Local economic indicators show a 17.7% poverty rate alongside 6.9% unemployment. Housing costs here run $173,600 for a typical home value (9% above the state average), with rent averaging $975 a month; 65.1% of homes are owner-occupied.

Educational attainment sits below the national norm: 26.1% of adults hold a bachelor's degree or higher, the median age is 39, and the average commute is 19 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Jefferson County, letting you compare 40213 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40213

Top 5 sectors by establishment count in Louisville, KY

Which industries have the most business establishments in ZIP 40213.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40213, Louisville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

16,796

Population

32.6

Area (sq mi)

515

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40213?

39.0

Median Age

49.6%

Male

50.4%

Female

12.5%

Foreign-Born

White 58.9%
African American 19.6%
Asian 0.3%
American Indian or Alaska Native 0.4%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 16.3%
Hispanic or Latino 18.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$55,897

Median Household Income

-6% vs state

$37,042

Per Capita Income

17.7%

Poverty Rate

6.9%

Unemployment Rate

18.6 min

Mean Commute Time

How ZIP 40213 ranks nationally

Louisville, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$55,897 22nd percentile higher than 22% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.6%
Bachelor's Degree or Higher 26.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,726

Total Housing Units

7,320

Occupied Units

406

Vacant Units

2.19

Avg Household Size

Occupancy Type

Owner 65.1%
Renter 34.9%

$173,600

Median Home Value

+9% vs state

$975

Median Rent

1956

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.3%

YoY Change (2024)

232

HPI Index (2000 = 100)

+132%

Total Change Since 2000

Home values in ZIP 40213 have increased 8.3% over the past year (2024). Since 2000, this ZIP has seen +132% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.9% 167
2021 +11.7% 186
2022 +11.1% 207
2023 +3.4% 214
2024 +8.3% 232

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 714 business establishments in ZIP 40213, employing approximately 51,794 people with a combined annual payroll of $3,255,677,000.

714

Businesses

51,794

Employees

$3.3B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 90 12.6%
Wholesale trade 83 11.6%
Other services (except public administration) 79 11.1%
Accommodation and food services 69 9.7%
Construction 67 9.4%
Professional, scientific, and technical services 52 7.3%
Transportation and warehousing 50 7.0%
Health care and social assistance 48 6.7%
Administrative and support and waste management and remediation services 43 6.0%
Manufacturing 42 5.9%
Real estate and rental and leasing 36 5.0%
Finance and insurance 18 2.5%
Management of companies and enterprises 17 2.4%
Arts, entertainment, and recreation 8 1.1%
Educational services 7 1.0%
Information 5 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40213 vs 40209 →

ZIP 40213 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40213 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40213 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40213 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40209 Louisville, KY 360 1.8 mi
40231 Louisville, KY 0 1.9 mi
40217 Louisville, KY 12,507 3.0 mi
40204 Louisville, KY 14,236 4.4 mi
40219 Louisville, KY 38,032 3.1 mi
40218 Louisville, KY 31,658 3.7 mi
40215 Louisville, KY 22,287 3.8 mi
40205 Louisville, KY 23,678 3.9 mi
40214 Louisville, KY 45,291 3.8 mi
40208 Louisville, KY 13,227 3.9 mi

More ZIP Codes in Jefferson County

40214 standard
Louisville, KY
Pop: 45,291
40216 standard
Louisville, KY
Pop: 40,746
40299 standard
Louisville, KY
Pop: 38,371
40219 standard
Louisville, KY
Pop: 38,032
40272 standard
Louisville, KY
Pop: 37,394
40229 standard
Louisville, KY
Pop: 36,852

Related Areas

Jefferson County Louisville, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40213 in? ▼
ZIP code 40213 (Louisville) is located in Jefferson County, Kentucky. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ky.
What is the population of ZIP code 40213? ▼
ZIP code 40213 in Louisville, KY has a population of 16,796 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40213? ▼
The median household income in ZIP 40213 is $55,897, which is 27% below the national average of $76,288.
What is the average home value in ZIP 40213? ▼
The median home value in ZIP 40213 is $173,600, which is 38% below the national average of $278,155.
What is the demographic makeup of ZIP 40213? ▼
The largest racial group in ZIP 40213 is White at 58.9%. Hispanic or Latino residents make up 18.3% of the population.
How many businesses are in ZIP code 40213? ▼
ZIP code 40213 has 714 business establishments employing approximately 51,794 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40213? ▼
The top industries by establishment count in ZIP 40213 are: Retail trade (90), Wholesale trade (83), Other services (except public administration) (79). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 40213? ▼
According to the FHFA House Price Index, home values in ZIP 40213 increased by 8.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 132%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40213? ▼
In ZIP code 40213, 56.6% of residents aged 25+ have a high school diploma or higher, and 26.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40213? ▼
The mean commute time for workers in ZIP code 40213 is 18.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40213? ▼
In ZIP code 40213, approximately 65.1% of occupied housing units are owner-occupied and 34.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40213? ▼
The poverty rate in ZIP code 40213 is 17.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.