PlainZIP

Louisville, KY · standard

ZIP Code 40218

Jefferson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

31,658
1,256/sq mi
$58,811
Median income
$205,300
Median home value
28.6%
Bachelor's or higher

The verdict

Louisville pairs a below-median household income with below-median home values, in a low-density, mixed-tenure area.

27th pct
household income, US ZIPs
45th pct
home value, US ZIPs
1,256
people per sq mi
50%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40218 against every reporting US ZIP.

ZIP code 40218 is a densely settled ZIP (a standard USPS delivery area) in Louisville, Jefferson County, Kentucky, with 31,658 residents across 25.2 square miles, a density of 1,256 people per square mile, in the New York time zone.

ZIP 40218 reports a modest median household income of $58,811 (1% below the Kentucky average), while per-capita income is $29,487. 14.0% of residents live below the poverty line, and the unemployment rate reads 4.4%. Median home value sits at $205,300 (29% above the state average), median rent at $1,162 a month, and owner-occupancy at 49.5%.

Educational attainment sits below the national norm: 28.6% of adults hold a bachelor's degree or higher, the median age is 33.2, and the average commute is 22 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Jefferson County, so you can benchmark 40218 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40218

Top 5 sectors by establishment count in Louisville, KY

Which industries have the most business establishments in ZIP 40218.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40218, Louisville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

31,658

Population

25.2

Area (sq mi)

1,256

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40218?

33.2

Median Age

50.1%

Male

49.9%

Female

20.2%

Foreign-Born

White 42.4%
African American 29.9%
Asian 5.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 19.2%
Hispanic or Latino 18.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$58,811

Median Household Income

-1% vs state

$29,487

Per Capita Income

14.0%

Poverty Rate

4.4%

Unemployment Rate

22.0 min

Mean Commute Time

How ZIP 40218 ranks nationally

Louisville, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$58,811 27th percentile higher than 27% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.5%
Bachelor's Degree or Higher 28.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

14,288

Total Housing Units

13,474

Occupied Units

814

Vacant Units

2.48

Avg Household Size

Occupancy Type

Owner 49.5%
Renter 50.5%

$205,300

Median Home Value

+29% vs state

$1,162

Median Rent

1971

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.4%

YoY Change (2024)

226

HPI Index (2000 = 100)

+126%

Total Change Since 2000

Home values in ZIP 40218 have increased 8.4% over the past year (2024). Since 2000, this ZIP has seen +126% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.8% 157
2021 +12.5% 176
2022 +12.7% 199
2023 +4.8% 208
2024 +8.4% 226

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 900 business establishments in ZIP 40218, employing approximately 19,818 people with a combined annual payroll of $1,164,703,000.

900

Businesses

19,818

Employees

$1.2B

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 114 12.7%
Retail trade 105 11.7%
Construction 98 10.9%
Other services (except public administration) 95 10.6%
Wholesale trade 81 9.0%
Professional, scientific, and technical services 68 7.6%
Transportation and warehousing 60 6.7%
Administrative and support and waste management and remediation services 57 6.3%
Real estate and rental and leasing 55 6.1%
Accommodation and food services 52 5.8%
Manufacturing 41 4.6%
Finance and insurance 33 3.7%
Information 11 1.2%
Arts, entertainment, and recreation 9 1.0%
Management of companies and enterprises 8 0.9%
Educational services 8 0.9%
Utilities 4 0.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40218 vs 40231 →

ZIP 40218 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40218 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40218 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40218 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40231 Louisville, KY 0 2.3 mi
40205 Louisville, KY 23,678 2.8 mi
40220 Louisville, KY 33,109 2.7 mi
40041 Masonic Home, KY 286 4.6 mi
40213 Louisville, KY 16,796 3.7 mi
40228 Louisville, KY 15,743 4.0 mi
40207 Louisville, KY 29,745 5.3 mi
40219 Louisville, KY 38,032 3.9 mi
40280 Louisville, KY 303 4.5 mi
40209 Louisville, KY 360 5.1 mi

More ZIP Codes in Jefferson County

40214 standard
Louisville, KY
Pop: 45,291
40216 standard
Louisville, KY
Pop: 40,746
40299 standard
Louisville, KY
Pop: 38,371
40219 standard
Louisville, KY
Pop: 38,032
40272 standard
Louisville, KY
Pop: 37,394
40229 standard
Louisville, KY
Pop: 36,852

Related Areas

Jefferson County Louisville, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40218 in? ▼
ZIP code 40218 (Louisville) is located in Jefferson County, Kentucky. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ky.
What is the population of ZIP code 40218? ▼
ZIP code 40218 in Louisville, KY has a population of 31,658 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40218? ▼
The median household income in ZIP 40218 is $58,811, which is 23% below the national average of $76,288.
What is the average home value in ZIP 40218? ▼
The median home value in ZIP 40218 is $205,300, which is 26% below the national average of $278,155.
What is the demographic makeup of ZIP 40218? ▼
The largest racial group in ZIP 40218 is White at 42.4%. Hispanic or Latino residents make up 18.5% of the population.
How many businesses are in ZIP code 40218? ▼
ZIP code 40218 has 900 business establishments employing approximately 19,818 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40218? ▼
The top industries by establishment count in ZIP 40218 are: Health care and social assistance (114), Retail trade (105), Construction (98). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 40218? ▼
According to the FHFA House Price Index, home values in ZIP 40218 increased by 8.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 126%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40218? ▼
In ZIP code 40218, 60.5% of residents aged 25+ have a high school diploma or higher, and 28.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40218? ▼
The mean commute time for workers in ZIP code 40218 is 22.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40218? ▼
In ZIP code 40218, approximately 49.5% of occupied housing units are owner-occupied and 50.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40218? ▼
The poverty rate in ZIP code 40218 is 14.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.