Louisville, KY · standard
ZIP Code 40218
Jefferson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 31,658
- 1,256/sq mi High-density area
- $58,811
- Median income Below-median income area
- $205,300
- Median home value Near-median home value
- 28.6%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Louisville pairs a below-median household income with below-median home values, in a low-density, mixed-tenure area.
- 27th pct
- household income, US ZIPs
- 45th pct
- home value, US ZIPs
- 1,256
- people per sq mi
- 50%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40218 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 40218 (Louisville, KY) rose +8.4% from 2023 to 2024. The all-transactions index moved from 208.2 in 2023 to 225.7 in 2024 (2000 = 100).
ZIP code 40218 is a densely settled ZIP (a standard USPS delivery area) in Louisville, Jefferson County, Kentucky, with 31,658 residents across 25.2 square miles, a density of 1,256 people per square mile, in the New York time zone.
ZIP 40218 reports a modest median household income of $58,811 (1% below the average Kentucky ZIP), while per-capita income is $29,487. The poverty rate is 14.0%, with unemployment at 4.4%; those measures add context to the income figure. Housing costs run above the statewide ZIP benchmark while renting is common: median home value is $205,300 (29% above the average Kentucky ZIP), with only 49.5% owner-occupied homes and median rent of $1,162.
Educational attainment sits below the national norm: 28.6% of adults hold a bachelor's degree or higher, the median age is 33.2, and the average commute is 22 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Jefferson County, so 40218 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 40218
Top 5 sectors by establishment count in Louisville, KY
Which industries have the most business establishments in ZIP 40218.
- Health care and social assistance
Health care and social assistance
114 establishments
- Retail trade
Retail trade
105 establishments
- Construction
Construction
98 establishments
- Other services (except public administration)
Other services (except public administration)
95 establishments
- Wholesale trade
Wholesale trade
81 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40218, Louisville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
31,658
Population
25.2
Area (sq mi)
1,256
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40218?
33.2
Median Age
50.1%
Male
49.9%
Female
20.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$58,811
Median Household Income
-1% vs state ZIP avg
$29,487
Per Capita Income
14.0%
Poverty Rate
4.4%
Unemployment Rate
22.0 min
Mean Commute Time
How ZIP 40218 ranks nationally
Louisville, KY household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$58,811 27th percentile higher than 27% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
14,288housing units
14,288
Total Housing Units
13,474
Occupied Units
814
Vacant Units
2.48
Avg Household Size
Occupancy Type
$205,300
Median Home Value
+29% vs state ZIP avg
$1,162
Median Rent
1971
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.4%
YoY Change (2024)
226
HPI Index (2000 = 100)
+126%
Total Change Since 2000
Home values in ZIP 40218 have increased 8.4% over the past year (2024). Since 2000, this ZIP has seen +126% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.8% | 157 |
| 2021 | +12.5% | 176 |
| 2022 | +12.7% | 199 |
| 2023 | +4.8% | 208 |
| 2024 | +8.4% | 226 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 900 business establishments in ZIP 40218, employing approximately 19,818 people with a combined annual payroll of $1,164,703,000.
900
Businesses
19,818
Employees
$1.2B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 114 | 12.7% |
| Retail trade | 105 | 11.7% |
| Construction | 98 | 10.9% |
| Other services (except public administration) | 95 | 10.6% |
| Wholesale trade | 81 | 9.0% |
| Professional, scientific, and technical services | 68 | 7.6% |
| Transportation and warehousing | 60 | 6.7% |
| Administrative and support and waste management and remediation services | 57 | 6.3% |
| Real estate and rental and leasing | 55 | 6.1% |
| Accommodation and food services | 52 | 5.8% |
| Manufacturing | 41 | 4.6% |
| Finance and insurance | 33 | 3.7% |
| Information | 11 | 1.2% |
| Arts, entertainment, and recreation | 9 | 1.0% |
| Management of companies and enterprises | 8 | 0.9% |
| Educational services | 8 | 0.9% |
| Utilities | 4 | 0.4% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40218 vs 40231 →
ZIP 40218 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40219
Louisville (40219)
38,032 residents
- 40220
Louisville (40220)
33,109 residents
- 40218
Louisville (40218)
31,658 residents
- 40207
Louisville (40207)
29,745 residents
- 40205
Louisville (40205)
23,678 residents
- 40213
Louisville (40213)
16,796 residents
- 40228
Louisville (40228)
15,743 residents
- 40209 360
Louisville (40209)
360 residents
- 40280 303
Louisville (40280)
303 residents
What this shows Among its immediate neighbors, ZIP 40218 ranks #3 by population - useful context the national average alone can't give.
ZIP 40218 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40041
Masonic Home (40041)
$153,214 median income
- 40207
Louisville (40207)
$101,898 median income
- 40205
Louisville (40205)
$99,966 median income
- 40228
Louisville (40228)
$79,404 median income
- 40220
Louisville (40220)
$78,434 median income
- 40218 $58,811
Louisville (40218)
$58,811 median income
- 40213 $55,897
Louisville (40213)
$55,897 median income
- 40219 $55,720
Louisville (40219)
$55,720 median income
What this shows By household income, ZIP 40218 ranks #6 of 8 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 40231 | Louisville, KY | 0 | 2.3 mi |
| 40205 | Louisville, KY | 23,678 | 2.8 mi |
| 40220 | Louisville, KY | 33,109 | 2.7 mi |
| 40041 | Masonic Home, KY | 286 | 4.6 mi |
| 40213 | Louisville, KY | 16,796 | 3.7 mi |
| 40228 | Louisville, KY | 15,743 | 4.0 mi |
| 40207 | Louisville, KY | 29,745 | 5.3 mi |
| 40219 | Louisville, KY | 38,032 | 3.9 mi |
| 40280 | Louisville, KY | 303 | 4.5 mi |
| 40209 | Louisville, KY | 360 | 5.1 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 40218, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (31,658 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Jefferson County
Related Areas
Frequently Asked Questions
What county is ZIP code 40218 in?
ZIP code 40218 (Louisville) is located in Jefferson County, Kentucky. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ky.
What is the population of ZIP code 40218?
ZIP code 40218 in Louisville, KY has a population of 31,658 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40218?
The median household income in ZIP 40218 is $58,811, which is 23% below the national average of $76,288.
What is the average home value in ZIP 40218?
The median home value in ZIP 40218 is $205,300, which is 26% below the national average of $278,155.
What is the demographic makeup of ZIP 40218?
The largest racial group in ZIP 40218 is White at 42.4%. Hispanic or Latino residents make up 18.5% of the population.
How many businesses are in ZIP code 40218?
ZIP code 40218 has 900 business establishments employing approximately 19,818 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40218?
The top industries by establishment count in ZIP 40218 are: Health care and social assistance (114), Retail trade (105), Construction (98). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 40218?
According to the FHFA House Price Index, home values in ZIP 40218 increased by 8.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 126%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40218?
In ZIP code 40218, 60.5% of residents aged 25+ have a high school diploma or higher, and 28.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40218?
The mean commute time for workers in ZIP code 40218 is 22.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40218?
In ZIP code 40218, approximately 49.5% of occupied housing units are owner-occupied and 50.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40218?
The poverty rate in ZIP code 40218 is 14.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 40218's numbers, next.
- See how ZIP 40218 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Louisville, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.