ZIP Code 40228
standardSource:
Louisville · Jefferson County · Kentucky
- Population
- 15,743
- Median income
- $79,404
- Median home value
- $241,300
- Bachelor's or higher
- 31.7%
- Land area
- 19.6 sq mi
803/sq mi
▲ 4% vs US
higher than 61% of US ZIPs
▼ 13% vs US
higher than 55% of US ZIPs
Median age 40.5
New York
ZIP code 40228 in Louisville, Kentucky has a population of 15,743. The median household income is $79,404, which is 4% above the national average. Median home value is $241,300, 13% below the US average. 31.7% of residents hold a bachelor's degree or higher.
ZIP code 40228 is classified by USPS as a standard delivery area and covers roughly 19.6 square miles in Louisville, Jefferson County, Kentucky. The area is home to 15,743 residents, producing a population density of 803 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40228 against Kentucky and the nation.
On the economic side, the median household income for ZIP 40228 sits at $79,404 (33% above the Kentucky average), while per-capita income is $37,852. The poverty rate stands at 7.4% and the unemployment rate at 4.7%. On housing, the median home value is $241,300 (52% above the state average) with median rent at $1,371 per month, and 77.2% of occupied units are owner-occupied, a direct signal of whether 40228 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 31.7% of adults hold a bachelor's degree or higher, the median age is 40.5, and the average commute is 23 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Jefferson County, so you can benchmark 40228 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 40228
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 40228.
- Construction
Construction
50 establishments
- Retail trade
Retail trade
43 establishments
- Other services (except public administration)
Other services (except public administration)
40 establishments
- Health care and social assistance
Health care and social assistance
23 establishments
- Wholesale trade
Wholesale trade
22 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 40228, Louisville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
15,743
Population
19.6
Area (sq mi)
803
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40228?
40.5
Median Age
52.4%
Male
47.6%
Female
15.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$79,404
Median Household Income
+33% vs state
$37,852
Per Capita Income
7.4%
Poverty Rate
4.7%
Unemployment Rate
22.8 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
7,669
Total Housing Units
7,279
Occupied Units
390
Vacant Units
2.48
Avg Household Size
Occupancy Type
$241,300
Median Home Value
+52% vs state
$1,371
Median Rent
1992
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.4%
YoY Change (2024)
218
HPI Index (2000 = 100)
+118%
Total Change Since 2000
Home values in ZIP 40228 have increased 4.4% over the past year (2024). Since 2000, this ZIP has seen +118% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.8% | 152 |
| 2021 | +11.7% | 170 |
| 2022 | +10.0% | 187 |
| 2023 | +11.6% | 209 |
| 2024 | +4.4% | 218 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 307 business establishments in ZIP 40228, employing approximately 3,765 people with a combined annual payroll of $196,900,000.
307
Businesses
3,765
Employees
$196.9M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 50 | 16.3% |
| Retail trade | 43 | 14.0% |
| Other services (except public administration) | 40 | 13.0% |
| Health care and social assistance | 23 | 7.5% |
| Wholesale trade | 22 | 7.2% |
| Accommodation and food services | 21 | 6.8% |
| Professional, scientific, and technical services | 18 | 5.9% |
| Administrative and support and waste management and remediation services | 18 | 5.9% |
| Manufacturing | 17 | 5.5% |
| Transportation and warehousing | 16 | 5.2% |
| Real estate and rental and leasing | 16 | 5.2% |
| Finance and insurance | 12 | 3.9% |
| Information | 4 | 1.3% |
| Arts, entertainment, and recreation | 4 | 1.3% |
| Educational services | 3 | 1.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40228 vs 40291 →
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 40291 | Louisville, KY | 35,427 | 2.8 mi |
| 40219 | Louisville, KY | 38,032 | 3.2 mi |
| 40229 | Louisville, KY | 36,852 | 3.5 mi |
| 40218 | Louisville, KY | 31,658 | 4.0 mi |
| 40220 | Louisville, KY | 33,109 | 5.6 mi |
| 40231 | Louisville, KY | 0 | 5.5 mi |
| 40213 | Louisville, KY | 16,796 | 5.7 mi |
| 40299 | Louisville, KY | 38,371 | 6.3 mi |
| 40205 | Louisville, KY | 23,678 | 6.8 mi |
| 40222 | Louisville, KY | 21,359 | 9.4 mi |
More ZIP Codes in Jefferson County
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Frequently Asked Questions
What county is ZIP code 40228 in? ▼
What is the population of ZIP code 40228? ▼
What is the median household income in ZIP 40228? ▼
What is the average home value in ZIP 40228? ▼
What is the demographic makeup of ZIP 40228? ▼
How many businesses are in ZIP code 40228? ▼
What are the main industries in ZIP code 40228? ▼
How have home values changed in ZIP code 40228? ▼
What is the education level in ZIP code 40228? ▼
What is the average commute time in ZIP 40228? ▼
What percentage of residents own vs. rent in ZIP 40228? ▼
What is the poverty rate in ZIP code 40228? ▼
ZIP Code Research Guides
Official Data Resources for Louisville, KY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.