PlainZIP

Louisville, KY · standard

ZIP Code 40217

Jefferson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

12,507
2,010/sq mi
$69,114
Median income
$233,800
Median home value
52.0%
Bachelor's or higher

The verdict

Louisville pairs a below-median household income with above-median home values, in a suburban-density, mixed-tenure area.

45th pct
household income, US ZIPs
Top 47%
home value, US ZIPs
2,010
people per sq mi
59%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40217 against every reporting US ZIP.

ZIP code 40217 is a mid-sized community (a standard USPS delivery area) in Louisville, Jefferson County, Kentucky, home to 12,507 residents across 6.2 square miles, a density of 2,010 people per square mile, in the New York time zone.

ZIP 40217 reports a modest median household income of $69,114 (16% above the Kentucky average), while per-capita income is $56,978. Poverty here runs at 14.4%, with unemployment measured at 3.6%. Median home value sits at $233,800 (47% above the state average), median rent at $1,175 a month, and owner-occupancy at 58.7%.

This is a highly-educated ZIP: 52.0% of adults hold a bachelor's degree or higher, the median age is 37.2, and the average commute is 18 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Jefferson County, so you can benchmark 40217 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40217

Top 5 sectors by establishment count in Louisville, KY

Which industries have the most business establishments in ZIP 40217.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40217, Louisville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

12,507

Population

6.2

Area (sq mi)

2,010

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40217?

37.2

Median Age

52.3%

Male

47.7%

Female

3.3%

Foreign-Born

White 83.3%
African American 5.3%
Asian 2.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.1%
Hispanic or Latino 2.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$69,114

Median Household Income

+16% vs state

$56,978

Per Capita Income

14.4%

Poverty Rate

3.6%

Unemployment Rate

17.7 min

Mean Commute Time

How ZIP 40217 ranks nationally

Louisville, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$69,114 45th percentile higher than 45% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 70.3%
Bachelor's Degree or Higher 52.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,953

Total Housing Units

6,407

Occupied Units

546

Vacant Units

1.79

Avg Household Size

Occupancy Type

Owner 58.7%
Renter 41.3%

$233,800

Median Home Value

+47% vs state

$1,175

Median Rent

1942

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.6%

YoY Change (2024)

275

HPI Index (2000 = 100)

+175%

Total Change Since 2000

Home values in ZIP 40217 have increased 6.6% over the past year (2024). Since 2000, this ZIP has seen +175% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.3% 208
2021 +8.6% 226
2022 +11.4% 252
2023 +2.4% 258
2024 +6.6% 275

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 292 business establishments in ZIP 40217, employing approximately 5,685 people with a combined annual payroll of $314,498,000.

292

Businesses

5,685

Employees

$314.5M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 89 30.5%
Accommodation and food services 48 16.4%
Retail trade 33 11.3%
Other services (except public administration) 28 9.6%
Professional, scientific, and technical services 20 6.8%
Construction 17 5.8%
Finance and insurance 11 3.8%
Administrative and support and waste management and remediation services 11 3.8%
Manufacturing 7 2.4%
Wholesale trade 7 2.4%
Real estate and rental and leasing 7 2.4%
Educational services 4 1.4%
Arts, entertainment, and recreation 4 1.4%
Transportation and warehousing 3 1.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40217 vs 40208 →

ZIP 40217 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40217 ranks #8 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40217 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40217 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40208 Louisville, KY 13,227 1.5 mi
40209 Louisville, KY 360 2.0 mi
40204 Louisville, KY 14,236 1.8 mi
40202 Louisville, KY 6,772 2.9 mi
40203 Louisville, KY 19,694 2.6 mi
40213 Louisville, KY 16,796 3.0 mi
40205 Louisville, KY 23,678 3.0 mi
40210 Louisville, KY 14,822 2.8 mi
40231 Louisville, KY 0 2.8 mi
40215 Louisville, KY 22,287 3.2 mi

More ZIP Codes in Jefferson County

40214 standard
Louisville, KY
Pop: 45,291
40216 standard
Louisville, KY
Pop: 40,746
40299 standard
Louisville, KY
Pop: 38,371
40219 standard
Louisville, KY
Pop: 38,032
40272 standard
Louisville, KY
Pop: 37,394
40229 standard
Louisville, KY
Pop: 36,852

Related Areas

Jefferson County Louisville, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40217 in? ▼
ZIP code 40217 (Louisville) is located in Jefferson County, Kentucky. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ky.
What is the population of ZIP code 40217? ▼
ZIP code 40217 in Louisville, KY has a population of 12,507 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40217? ▼
The median household income in ZIP 40217 is $69,114, which is 9% below the national average of $76,288.
What is the average home value in ZIP 40217? ▼
The median home value in ZIP 40217 is $233,800, which is 16% below the national average of $278,155.
What is the demographic makeup of ZIP 40217? ▼
The largest racial group in ZIP 40217 is White at 83.3%. Hispanic or Latino residents make up 2.6% of the population.
How many businesses are in ZIP code 40217? ▼
ZIP code 40217 has 292 business establishments employing approximately 5,685 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40217? ▼
The top industries by establishment count in ZIP 40217 are: Health care and social assistance (89), Accommodation and food services (48), Retail trade (33). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 40217? ▼
According to the FHFA House Price Index, home values in ZIP 40217 increased by 6.6% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 175%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40217? ▼
In ZIP code 40217, 70.3% of residents aged 25+ have a high school diploma or higher, and 52.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40217? ▼
The mean commute time for workers in ZIP code 40217 is 17.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40217? ▼
In ZIP code 40217, approximately 58.7% of occupied housing units are owner-occupied and 41.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40217? ▼
The poverty rate in ZIP code 40217 is 14.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.