PlainZIP

Shepherdsville, KY · standard

ZIP Code 40165

Bullitt County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

32,726
88/sq mi
$79,540
Median income
$249,600
Median home value
18.5%
Bachelor's or higher

The verdict

Shepherdsville pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 39%
household income, US ZIPs
Top 43%
home value, US ZIPs
88
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40165 against every reporting US ZIP.

ZIP code 40165 is a densely settled ZIP (a standard USPS delivery area) in Shepherdsville, Bullitt County, Kentucky, with 32,726 residents across 374.0 square miles, a density of 88 people per square mile, in the New York time zone.

ZIP 40165 lands in the middle-income range, with a median household income of $79,540 (33% above the Kentucky average), while per-capita income is $38,014. The poverty rate stands at 12.1% and the unemployment rate at 4.5%. Housing costs here run $249,600 for a typical home value (57% above the state average), with rent averaging $957 a month; 82.7% of homes are owner-occupied.

Educational attainment sits below the national norm: 18.5% of adults hold a bachelor's degree or higher, the median age is 42, and the average commute is 27 minutes. A geography-based comparison follows: 6 ZIP codes within about 10 miles of 40165, plus 4 more within Bullitt County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40165

Top 5 sectors by establishment count in Shepherdsville, KY

Which industries have the most business establishments in ZIP 40165.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40165, Shepherdsville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

32,726

Population

374.0

Area (sq mi)

88

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40165?

42.0

Median Age

49.8%

Male

50.2%

Female

2.5%

Foreign-Born

White 92.1%
African American 2.3%
Asian 1.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.1%
Hispanic or Latino 2.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$79,540

Median Household Income

+33% vs state

$38,014

Per Capita Income

12.1%

Poverty Rate

4.5%

Unemployment Rate

27.1 min

Mean Commute Time

How ZIP 40165 ranks nationally

Shepherdsville, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$79,540 Top 39% higher than 61% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.5%
Bachelor's Degree or Higher 18.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

15,541

Total Housing Units

14,432

Occupied Units

1,109

Vacant Units

2.65

Avg Household Size

Occupancy Type

Owner 82.7%
Renter 17.3%

$249,600

Median Home Value

+57% vs state

$957

Median Rent

1993

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+1.1%

YoY Change (2024)

211

HPI Index (2000 = 100)

+111%

Total Change Since 2000

Home values in ZIP 40165 have increased 1.1% over the past year (2024). Since 2000, this ZIP has seen +111% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.0% 150
2021 +11.9% 168
2022 +13.8% 191
2023 +9.5% 209
2024 +1.1% 211

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 667 business establishments in ZIP 40165, employing approximately 16,163 people with a combined annual payroll of $746,841,000.

667

Businesses

16,163

Employees

$746.8M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Retail trade 104 15.6%
Construction 81 12.1%
Other services (except public administration) 73 10.9%
Health care and social assistance 70 10.5%
Accommodation and food services 65 9.8%
Transportation and warehousing 49 7.3%
Professional, scientific, and technical services 44 6.6%
Finance and insurance 38 5.7%
Administrative and support and waste management and remediation services 37 5.5%
Real estate and rental and leasing 31 4.7%
Manufacturing 29 4.3%
Wholesale trade 20 3.0%
Arts, entertainment, and recreation 10 1.5%
Information 6 0.9%
Educational services 4 0.6%
Mining, quarrying, and oil and gas extraction 3 0.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40165 vs 40110 →

ZIP 40165 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40165 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40165 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40165 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40110 Clermont, KY 60 2.6 mi
40229 Louisville, KY 36,852 8.2 mi
40150 Lebanon Junction, KY 4,103 7.6 mi
40109 Brooks, KY 1,990 7.6 mi
40047 Mount Washington, KY 19,345 8.1 mi
40118 Fairdale, KY 9,724 9.7 mi

More ZIP Codes in Bullitt County

40047 standard
Mount Washington, KY
Pop: 19,345
40150 standard
Lebanon Junction, KY
Pop: 4,103
40109 standard
Brooks, KY
Pop: 1,990
40110 standard
Clermont, KY
Pop: 60

Related Areas

Bullitt County Shepherdsville, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40165 in? ▼
ZIP code 40165 (Shepherdsville) is located in Bullitt County, Kentucky. Bullitt County contains multiple ZIP codes, see the full list at /counties/bullitt-ky.
What is the population of ZIP code 40165? ▼
ZIP code 40165 in Shepherdsville, KY has a population of 32,726 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40165? ▼
The median household income in ZIP 40165 is $79,540, which is 4% above the national average of $76,288.
What is the average home value in ZIP 40165? ▼
The median home value in ZIP 40165 is $249,600, which is 10% below the national average of $278,155.
What is the demographic makeup of ZIP 40165? ▼
The largest racial group in ZIP 40165 is White at 92.1%. Hispanic or Latino residents make up 2.1% of the population.
How many businesses are in ZIP code 40165? ▼
ZIP code 40165 has 667 business establishments employing approximately 16,163 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40165? ▼
The top industries by establishment count in ZIP 40165 are: Retail trade (104), Construction (81), Other services (except public administration) (73). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 40165? ▼
According to the FHFA House Price Index, home values in ZIP 40165 increased by 1.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 111%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40165? ▼
In ZIP code 40165, 59.5% of residents aged 25+ have a high school diploma or higher, and 18.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40165? ▼
The mean commute time for workers in ZIP code 40165 is 27.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40165? ▼
In ZIP code 40165, approximately 82.7% of occupied housing units are owner-occupied and 17.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40165? ▼
The poverty rate in ZIP code 40165 is 12.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.