PlainZIP

Fairdale, KY · standard

ZIP Code 40118

Jefferson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

9,724
274/sq mi
$59,316
Median income
$156,800
Median home value
15.9%
Bachelor's or higher

The verdict

Fairdale pairs a below-median household income with below-median home values, in a low-density, homeowner-dominated area.

28th pct
household income, US ZIPs
28th pct
home value, US ZIPs
274
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40118 against every reporting US ZIP.

ZIP code 40118 is a mid-sized community (a standard USPS delivery area) in Fairdale, Jefferson County, Kentucky, home to 9,724 residents across 35.4 square miles, a density of 274 people per square mile, in the New York time zone.

ZIP 40118 reports a modest median household income of $59,316 (1% below the Kentucky average), while per-capita income is $28,132. The poverty rate stands at 21.6% and the unemployment rate at 4.9%. Housing costs here run $156,800 for a typical home value (1% below the state average), with rent averaging $1,124 a month; 66.5% of homes are owner-occupied.

Educational attainment sits below the national norm: 15.9% of adults hold a bachelor's degree or higher, the median age is 37.1, and the average commute is 26 minutes. A geography-based comparison follows: 10 ZIP codes within about 10 miles of 40118, plus 6 more within Jefferson County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40118

Top 5 sectors by establishment count in Fairdale, KY

Which industries have the most business establishments in ZIP 40118.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40118, Fairdale, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

9,724

Population

35.4

Area (sq mi)

274

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40118?

37.1

Median Age

51.1%

Male

48.9%

Female

15.5%

Foreign-Born

White 66.4%
African American 3.9%
Asian 0.0%
American Indian or Alaska Native 0.8%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 19.8%
Hispanic or Latino 30.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$59,316

Median Household Income

-1% vs state

$28,132

Per Capita Income

21.6%

Poverty Rate

4.9%

Unemployment Rate

25.8 min

Mean Commute Time

How ZIP 40118 ranks nationally

Fairdale, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$59,316 28th percentile higher than 28% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.1%
Bachelor's Degree or Higher 15.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

4,521

Total Housing Units

4,244

Occupied Units

277

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 66.5%
Renter 33.5%

$156,800

Median Home Value

-1% vs state

$1,124

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.0%

YoY Change (2024)

221

HPI Index (2000 = 100)

+121%

Total Change Since 2000

Home values in ZIP 40118 have increased 4.0% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.

Year Annual Change HPI Index
2020 -2.0% 150
2021 +12.8% 169
2022 +11.1% 187
2023 +13.6% 213
2024 +4.0% 221

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 88 business establishments in ZIP 40118, employing approximately 1,313 people with a combined annual payroll of $57,729,000.

88

Businesses

1,313

Employees

$57.7M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 20 22.7%
Retail trade 15 17.1%
Transportation and warehousing 8 9.1%
Other services (except public administration) 8 9.1%
Health care and social assistance 7 8.0%
Accommodation and food services 6 6.8%
Wholesale trade 5 5.7%
Professional, scientific, and technical services 4 4.5%
Administrative and support and waste management and remediation services 4 4.5%
Manufacturing 3 3.4%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40118 vs 40109 →

ZIP 40118 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40118 ranks #9 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40118 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40118 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40109 Brooks, KY 1,990 2.7 mi
40214 Louisville, KY 45,291 4.0 mi
40209 Louisville, KY 360 6.3 mi
40219 Louisville, KY 38,032 4.4 mi
40229 Louisville, KY 36,852 5.3 mi
40213 Louisville, KY 16,796 5.6 mi
40272 Louisville, KY 37,394 5.6 mi
40215 Louisville, KY 22,287 6.6 mi
40217 Louisville, KY 12,507 8.2 mi
40208 Louisville, KY 13,227 8.3 mi

More ZIP Codes in Jefferson County

40214 standard
Louisville, KY
Pop: 45,291
40216 standard
Louisville, KY
Pop: 40,746
40299 standard
Louisville, KY
Pop: 38,371
40219 standard
Louisville, KY
Pop: 38,032
40272 standard
Louisville, KY
Pop: 37,394
40229 standard
Louisville, KY
Pop: 36,852

Related Areas

Jefferson County Fairdale, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40118 in? ▼
ZIP code 40118 (Fairdale) is located in Jefferson County, Kentucky. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ky.
What is the population of ZIP code 40118? ▼
ZIP code 40118 in Fairdale, KY has a population of 9,724 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40118? ▼
The median household income in ZIP 40118 is $59,316, which is 22% below the national average of $76,288.
What is the average home value in ZIP 40118? ▼
The median home value in ZIP 40118 is $156,800, which is 44% below the national average of $278,155.
What is the demographic makeup of ZIP 40118? ▼
The largest racial group in ZIP 40118 is White at 66.4%. Hispanic or Latino residents make up 30.4% of the population.
How many businesses are in ZIP code 40118? ▼
ZIP code 40118 has 88 business establishments employing approximately 1,313 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40118? ▼
The top industries by establishment count in ZIP 40118 are: Construction (20), Retail trade (15), Transportation and warehousing (8). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 40118? ▼
According to the FHFA House Price Index, home values in ZIP 40118 increased by 4.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 121%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40118? ▼
In ZIP code 40118, 57.1% of residents aged 25+ have a high school diploma or higher, and 15.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40118? ▼
The mean commute time for workers in ZIP code 40118 is 25.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40118? ▼
In ZIP code 40118, approximately 66.5% of occupied housing units are owner-occupied and 33.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40118? ▼
The poverty rate in ZIP code 40118 is 21.6% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.