Residential delivery area · Kentucky
ZIP Code 40206: Louisville, KY
ZIP code 40206 is in Louisville, Kentucky, entirely in Jefferson County (Census 2020 ZIP-county file). About 20,000 people live there (Census Bureau, ACS 2020-2024), the 19th most populous of Louisville's 34 residential ZIP codes. Median household income is $75,798 (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Louisville · 34 residential ZIPs
- County
- Jefferson County
- Census places
- Louisville
- Metro area
- Louisville/Jefferson County, KY-IN
- House district
- KY-3 119th Congress
- State
- Kentucky
- Time zone
- Eastern
- Land area
- 5.8 sq mi · 3,451 people per sq mi
- PO Box ZIPs
- 32 more ZIP codes use the name Louisville for PO boxes or single organizations
Where is ZIP code 40206?
40206 centers on 38.257°, -85.702° and covers 5.8 square miles of land plus 0.1 of water. It borders 5 ZIP codes: 40280, 40204, 40207, 40205, 40202.
The map draws ZIP code areas only. For the streets inside 40206, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 40206 compare with the rest of Louisville?
| Measure | 40206 | In Louisville | In KY |
|---|---|---|---|
| People (ACS 2020-2024) | 20,161 | 19th of 34 | 76th of 780 |
| Median household income | $76k | 13th of 29 | 78th of 310 |
| Median home value | $274k | 12th of 29 | 46th of 320 |
Its median household income is higher than in 56% of U.S. residential ZIP codes, and it is denser than 90% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 40206?
The 2020 Census counted 20,196 people in 40206; the ACS, which samples households over 2020-2024, estimates 20,161. Between the 2010 and 2020 censuses its population grew 7.1% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 20,161
- 2020 Census count
- 20,196+7.1% since 2010 (18,865)
- Households
- 10,576
- Median age
- 38.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 40206?
Of the 20,161 people the ACS estimates in 40206, 14.7% are under 18 and 17.0% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (76.4%).
- Under 1814.7%
- 18 to 6468.3%
- 65 and older17.0%
- White, not Hispanic76.4%
- Black, not Hispanic9.8%
- Other or two or more6.1%
- Hispanic or Latino4.6%
- Asian, not Hispanic3.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 40206 earn?
Median household income is $75,798 (ACS 2020-2024), the 13th highest of the 29 ranked ZIP codes in Louisville. It is not measurably different from 2015-2019 ($70,818 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $75,798
- Income per person
- $55,286
- Below the poverty line
- 11.4%
- Unemployed (of the labor force)
- 4.6%
- Adults 25+ with a bachelor's degree
- 56.7%
- Adjusted gross income per tax return, 2022
- $103,1779,850 returns; wages 62% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 40206?
FHFA's house price index for 40206, built from repeat sales and appraisals of the same homes, rose 64% from 2015 to 2025 and rose 33% from 2020 to 2025, and moved +3.9% in 2025.
- Median home value (owners' estimate)
- $273,900
- Median gross rent
- $1,187
- Homes owned by their occupants
- 52.6%
- Housing units
- 11,730
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 40206?
721 business establishments had a location in this ZIP code in 2023, 4 more than in 2018; the most are in professional, scientific, and technical services (ZIP Code Business Patterns).
- Professional, scientific, and technical services111
- Accommodation and food services105
- Retail trade86
- Other services (except public administration)74
- Health care and social assistance66
- Real estate and rental and leasing38
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 40206?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 40280 | Louisville | 182 | – | 1.0 mi |
| 40204 | Louisville | 14,034 | $71k | 1.6 mi |
| 40207 | Louisville | 28,903 | $102k | 2.5 mi |
| 40205 | Louisville | 24,664 | $100k | 2.5 mi |
| 40202 | Louisville | 7,261 | $36k | 2.7 mi |
| 40041 | Masonic Home | 564 | $153k | 2.0 mi (near) |
| 40217 | Louisville | 11,663 | $69k | 3.4 mi (near) |
| 40203 | Louisville | 17,742 | $31k | 3.5 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.