PlainZIP

Louisville, KY · standard

ZIP Code 40206

Jefferson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

18,865
1,271/sq mi
$75,798
Median income
$273,900
Median home value
56.7%
Bachelor's or higher

The verdict

Louisville pairs an above-median household income with above-median home values, in a low-density, mixed-tenure area.

Top 44%
household income, US ZIPs
Top 38%
home value, US ZIPs
1,271
people per sq mi
53%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40206 against every reporting US ZIP.

ZIP code 40206 is a mid-sized community (a standard USPS delivery area) in Louisville, Jefferson County, Kentucky, home to 18,865 residents across 14.8 square miles, a density of 1,271 people per square mile, in the New York time zone.

ZIP 40206 lands in the middle-income range, with a median household income of $75,798 (27% above the Kentucky average), while per-capita income is $55,286. 11.4% of residents live below the poverty line, and the unemployment rate reads 4.6%. The typical home here is valued at $273,900 (72% above the state average); renters pay a median of $1,187 monthly, and 52.6% of units are owner-occupied.

This is a highly-educated ZIP: 56.7% of adults hold a bachelor's degree or higher, the median age is 38.4, and the average commute is 20 minutes. To put 40206 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 6 additional ZIPs in Jefferson County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40206

Top 5 sectors by establishment count in Louisville, KY

Which industries have the most business establishments in ZIP 40206.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40206, Louisville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

18,865

Population

14.8

Area (sq mi)

1,271

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40206?

38.4

Median Age

52.3%

Male

47.7%

Female

7.6%

Foreign-Born

White 76.8%
African American 9.9%
Asian 3.0%
American Indian or Alaska Native 0.5%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 8.3%
Hispanic or Latino 4.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$75,798

Median Household Income

+27% vs state

$55,286

Per Capita Income

11.4%

Poverty Rate

4.6%

Unemployment Rate

19.6 min

Mean Commute Time

How ZIP 40206 ranks nationally

Louisville, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$75,798 Top 44% higher than 56% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 72.4%
Bachelor's Degree or Higher 56.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

11,730

Total Housing Units

10,576

Occupied Units

1,154

Vacant Units

1.85

Avg Household Size

Occupancy Type

Owner 52.6%
Renter 47.4%

$273,900

Median Home Value

+72% vs state

$1,187

Median Rent

1957

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.1%

YoY Change (2024)

260

HPI Index (2000 = 100)

+160%

Total Change Since 2000

Home values in ZIP 40206 have increased 2.1% over the past year (2024). Since 2000, this ZIP has seen +160% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.9% 200
2021 +9.3% 219
2022 +9.6% 240
2023 +6.0% 254
2024 +2.1% 260

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 721 business establishments in ZIP 40206, employing approximately 13,222 people with a combined annual payroll of $963,869,000.

721

Businesses

13,222

Employees

$963.9M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 111 15.4%
Accommodation and food services 105 14.6%
Retail trade 86 11.9%
Other services (except public administration) 74 10.3%
Health care and social assistance 66 9.2%
Real estate and rental and leasing 38 5.3%
Finance and insurance 36 5.0%
Construction 34 4.7%
Administrative and support and waste management and remediation services 33 4.6%
Manufacturing 32 4.4%
Wholesale trade 31 4.3%
Arts, entertainment, and recreation 27 3.7%
Information 23 3.2%
Educational services 13 1.8%
Transportation and warehousing 5 0.7%
Management of companies and enterprises 4 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40206 vs 40280 →

ZIP 40206 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40206 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40206 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40206 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40280 Louisville, KY 303 1.2 mi
40204 Louisville, KY 14,236 1.7 mi
40041 Masonic Home, KY 286 2.2 mi
40202 Louisville, KY 6,772 2.6 mi
40207 Louisville, KY 29,745 2.6 mi
40205 Louisville, KY 23,678 2.8 mi
40203 Louisville, KY 19,694 3.4 mi
40231 Louisville, KY 0 4.5 mi
40217 Louisville, KY 12,507 3.5 mi
47130 Jeffersonville, IN 44,722 5.2 mi

More ZIP Codes in Jefferson County

40214 standard
Louisville, KY
Pop: 45,291
40216 standard
Louisville, KY
Pop: 40,746
40299 standard
Louisville, KY
Pop: 38,371
40219 standard
Louisville, KY
Pop: 38,032
40272 standard
Louisville, KY
Pop: 37,394
40229 standard
Louisville, KY
Pop: 36,852

Related Areas

Jefferson County Louisville, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40206 in? ▼
ZIP code 40206 (Louisville) is located in Jefferson County, Kentucky. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ky.
What is the population of ZIP code 40206? ▼
ZIP code 40206 in Louisville, KY has a population of 18,865 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40206? ▼
The median household income in ZIP 40206 is $75,798, which is 1% below the national average of $76,288.
What is the average home value in ZIP 40206? ▼
The median home value in ZIP 40206 is $273,900, which is 2% below the national average of $278,155.
What is the demographic makeup of ZIP 40206? ▼
The largest racial group in ZIP 40206 is White at 76.8%. Hispanic or Latino residents make up 4.6% of the population.
How many businesses are in ZIP code 40206? ▼
ZIP code 40206 has 721 business establishments employing approximately 13,222 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40206? ▼
The top industries by establishment count in ZIP 40206 are: Professional, scientific, and technical services (111), Accommodation and food services (105), Retail trade (86). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 40206? ▼
According to the FHFA House Price Index, home values in ZIP 40206 increased by 2.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 160%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40206? ▼
In ZIP code 40206, 72.4% of residents aged 25+ have a high school diploma or higher, and 56.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40206? ▼
The mean commute time for workers in ZIP code 40206 is 19.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40206? ▼
In ZIP code 40206, approximately 52.6% of occupied housing units are owner-occupied and 47.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40206? ▼
The poverty rate in ZIP code 40206 is 11.4% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.