Moberly, MO · standard
ZIP Code 65270
Randolph County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 17,681
- 60/sq mi Moderate-density area
- $48,351
- Median income Below-median income area
- $159,300
- Median home value Below-median home value
- 17.4%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Moberly pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.
- 12th pct
- household income, US ZIPs
- 29th pct
- home value, US ZIPs
- 60
- people per sq mi
- 65%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65270 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 65270 (Moberly, MO) rose +8.7% from 2023 to 2024. The all-transactions index moved from 245.7 in 2023 to 267.0 in 2024 (2000 = 100).
ZIP code 65270 is a mid-sized community (a standard USPS delivery area) in Moberly, Randolph County, Missouri, home to 17,681 residents across 295.7 square miles, a density of 60 people per square mile, in the Chicago time zone.
ZIP 65270 reports a modest median household income of $48,351 (28% below the average Missouri ZIP), while per-capita income is $26,265. The poverty rate is 16.2%, with unemployment at 5.5%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $159,300 (17% below the average Missouri ZIP), and median rent is $774; owner occupancy is 65.1%.
Educational attainment sits below the national norm: 17.4% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 21 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 6 more in Randolph County, so 65270 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 65270
Top 5 sectors by establishment count in Moberly, MO
Which industries have the most business establishments in ZIP 65270.
- Retail trade
Retail trade
79 establishments
- Health care and social assistance
Health care and social assistance
77 establishments
- Other services (except public administration)
Other services (except public administration)
62 establishments
- Accommodation and food services
Accommodation and food services
43 establishments
- Finance and insurance
Finance and insurance
41 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65270, Moberly, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
17,681
Population
295.7
Area (sq mi)
60
People / sq mi
Chicago
Time Zone
standard
ZIP Type
Who lives in ZIP 65270?
40.1
Median Age
52.5%
Male
47.5%
Female
0.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$48,351
Median Household Income
-28% vs state ZIP avg
$26,265
Per Capita Income
16.2%
Poverty Rate
5.5%
Unemployment Rate
21.2 min
Mean Commute Time
How ZIP 65270 ranks among Missouri ZIPs
Moberly, MO household income vs. every Missouri ZIP code
Median household income among 948 reporting Missouri ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$48,351 19th percentile higher than 19% of 948 Missouri ZIPs
Each bar is a $20K-wide band; taller bars hold more Missouri ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
7,324housing units
7,324
Total Housing Units
6,355
Occupied Units
969
Vacant Units
2.33
Avg Household Size
Occupancy Type
$159,300
Median Home Value
-17% vs state ZIP avg
$774
Median Rent
1970
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.7%
YoY Change (2024)
267
HPI Index (2000 = 100)
+167%
Total Change Since 2000
Home values in ZIP 65270 have increased 8.7% over the past year (2024). Since 2000, this ZIP has seen +167% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.2% | 174 |
| 2021 | +15.7% | 201 |
| 2022 | +13.3% | 228 |
| 2023 | +7.8% | 246 |
| 2024 | +8.7% | 267 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 453 business establishments in ZIP 65270, employing approximately 7,358 people with a combined annual payroll of $325,272,000.
453
Businesses
7,358
Employees
$325.3M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 79 | 17.4% |
| Health care and social assistance | 77 | 17.0% |
| Other services (except public administration) | 62 | 13.7% |
| Accommodation and food services | 43 | 9.5% |
| Finance and insurance | 41 | 9.1% |
| Construction | 25 | 5.5% |
| Transportation and warehousing | 19 | 4.2% |
| Real estate and rental and leasing | 19 | 4.2% |
| Professional, scientific, and technical services | 19 | 4.2% |
| Manufacturing | 18 | 4.0% |
| Administrative and support and waste management and remediation services | 14 | 3.1% |
| Information | 11 | 2.4% |
| Wholesale trade | 9 | 2.0% |
| Arts, entertainment, and recreation | 5 | 1.1% |
| Educational services | 4 | 0.9% |
| Agriculture, forestry, fishing and hunting | 3 | 0.7% |
| Management of companies and enterprises | 3 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 65270 vs 65278 →
ZIP 65270 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 65270
Moberly (65270)
17,681 residents
- 65243 2,806
Clark (65243)
2,806 residents
- 65257 1,564
Higbee (65257)
1,564 residents
- 65239 1,309
Cairo (65239)
1,309 residents
- 65278 123
Renick (65278)
123 residents
What this shows Among its immediate neighbors, ZIP 65270 ranks the most populous - useful context the national average alone can't give.
ZIP 65270 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 65239
Cairo (65239)
$83,578 median income
- 65243
Clark (65243)
$68,021 median income
- 65257
Higbee (65257)
$54,911 median income
- 65270
Moberly (65270)
$48,351 median income
- 65278
Renick (65278)
$45,625 median income
What this shows By household income, ZIP 65270 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 65270, both outside MO so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (17,681 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Randolph County
Related Areas
Frequently Asked Questions
What county is ZIP code 65270 in?
ZIP code 65270 (Moberly) is located in Randolph County, Missouri. Randolph County contains multiple ZIP codes, see the full list at /counties/randolph-mo.
What is the population of ZIP code 65270?
ZIP code 65270 in Moberly, MO has a population of 17,681 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65270?
The median household income in ZIP 65270 is $48,351, which is 37% below the national average of $76,288.
What is the average home value in ZIP 65270?
The median home value in ZIP 65270 is $159,300, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 65270?
The largest racial group in ZIP 65270 is White at 85.7%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 65270?
ZIP code 65270 has 453 business establishments employing approximately 7,358 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 65270?
The top industries by establishment count in ZIP 65270 are: Retail trade (79), Health care and social assistance (77), Other services (except public administration) (62). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 65270?
According to the FHFA House Price Index, home values in ZIP 65270 increased by 8.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 167%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 65270?
In ZIP code 65270, 61.9% of residents aged 25+ have a high school diploma or higher, and 17.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 65270?
The mean commute time for workers in ZIP code 65270 is 21.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 65270?
In ZIP code 65270, approximately 65.1% of occupied housing units are owner-occupied and 34.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 65270?
The poverty rate in ZIP code 65270 is 16.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 65270's numbers, next.
- See how ZIP 65270 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Moberly, MO ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.