PlainZIP

Moberly, MO · standard

ZIP Code 65270

Randolph County, Missouri - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

17,681
60/sq mi
$48,351
Median income
$159,300
Median home value
17.4%
Bachelor's or higher

The verdict

Moberly pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

12th pct
household income, US ZIPs
29th pct
home value, US ZIPs
60
people per sq mi
65%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 65270 against every reporting US ZIP.

ZIP code 65270 is a mid-sized community (a standard USPS delivery area) in Moberly, Randolph County, Missouri, home to 17,681 residents across 295.7 square miles, a density of 60 people per square mile, in the Chicago time zone.

ZIP 65270 reports a modest median household income of $48,351 (28% below the Missouri average), while per-capita income is $26,265. 16.2% of residents live below the poverty line, and the unemployment rate reads 5.5%. Housing costs here run $159,300 for a typical home value (17% below the state average), with rent averaging $774 a month; 65.1% of homes are owner-occupied.

Educational attainment sits below the national norm: 17.4% of adults hold a bachelor's degree or higher, the median age is 40.1, and the average commute is 21 minutes. Beyond these figures, 4 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Randolph County, letting you compare 65270 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 65270

Top 5 sectors by establishment count in Moberly, MO

Which industries have the most business establishments in ZIP 65270.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 65270, Moberly, MO · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

17,681

Population

295.7

Area (sq mi)

60

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 65270?

40.1

Median Age

52.5%

Male

47.5%

Female

0.7%

Foreign-Born

White 85.7%
African American 6.9%
Asian 0.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.9%
Hispanic or Latino 2.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$48,351

Median Household Income

-28% vs state

$26,265

Per Capita Income

16.2%

Poverty Rate

5.5%

Unemployment Rate

21.2 min

Mean Commute Time

How ZIP 65270 ranks nationally

Moberly, MO household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$48,351 12th percentile higher than 12% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 61.9%
Bachelor's Degree or Higher 17.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

7,324

Total Housing Units

6,355

Occupied Units

969

Vacant Units

2.33

Avg Household Size

Occupancy Type

Owner 65.1%
Renter 34.9%

$159,300

Median Home Value

-17% vs state

$774

Median Rent

1970

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.7%

YoY Change (2024)

267

HPI Index (2000 = 100)

+167%

Total Change Since 2000

Home values in ZIP 65270 have increased 8.7% over the past year (2024). Since 2000, this ZIP has seen +167% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.2% 174
2021 +15.7% 201
2022 +13.3% 228
2023 +7.8% 246
2024 +8.7% 267

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 453 business establishments in ZIP 65270, employing approximately 7,358 people with a combined annual payroll of $325,272,000.

453

Businesses

7,358

Employees

$325.3M

Annual Payroll

17

Industry Sectors

Industry Establishments % of Total
Retail trade 79 17.4%
Health care and social assistance 77 17.0%
Other services (except public administration) 62 13.7%
Accommodation and food services 43 9.5%
Finance and insurance 41 9.1%
Construction 25 5.5%
Transportation and warehousing 19 4.2%
Real estate and rental and leasing 19 4.2%
Professional, scientific, and technical services 19 4.2%
Manufacturing 18 4.0%
Administrative and support and waste management and remediation services 14 3.1%
Information 11 2.4%
Wholesale trade 9 2.0%
Arts, entertainment, and recreation 5 1.1%
Educational services 4 0.9%
Agriculture, forestry, fishing and hunting 3 0.7%
Management of companies and enterprises 3 0.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 65270 vs 65278 →

ZIP 65270 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 65270 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 65270 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 65270 ranks #4 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
65278 Renick, MO 123 5.1 mi
65239 Cairo, MO 1,309 8.3 mi
65243 Clark, MO 2,806 10.0 mi
65257 Higbee, MO 1,564 11.2 mi

More ZIP Codes in Randolph County

65259 standard
Huntsville, MO
Pop: 2,858
65243 standard
Clark, MO
Pop: 2,806
65257 standard
Higbee, MO
Pop: 1,564
65239 standard
Cairo, MO
Pop: 1,309
65260 standard
Jacksonville, MO
Pop: 574
65244 standard
Clifton Hill, MO
Pop: 412

Related Areas

Randolph County Moberly, MO Missouri

Frequently Asked Questions

What county is ZIP code 65270 in? ▼
ZIP code 65270 (Moberly) is located in Randolph County, Missouri. Randolph County contains multiple ZIP codes, see the full list at /counties/randolph-mo.
What is the population of ZIP code 65270? ▼
ZIP code 65270 in Moberly, MO has a population of 17,681 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 65270? ▼
The median household income in ZIP 65270 is $48,351, which is 37% below the national average of $76,288.
What is the average home value in ZIP 65270? ▼
The median home value in ZIP 65270 is $159,300, which is 43% below the national average of $278,155.
What is the demographic makeup of ZIP 65270? ▼
The largest racial group in ZIP 65270 is White at 85.7%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 65270? ▼
ZIP code 65270 has 453 business establishments employing approximately 7,358 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 65270? ▼
The top industries by establishment count in ZIP 65270 are: Retail trade (79), Health care and social assistance (77), Other services (except public administration) (62). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 65270? ▼
According to the FHFA House Price Index, home values in ZIP 65270 increased by 8.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 167%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 65270? ▼
In ZIP code 65270, 61.9% of residents aged 25+ have a high school diploma or higher, and 17.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 65270? ▼
The mean commute time for workers in ZIP code 65270 is 21.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 65270? ▼
In ZIP code 65270, approximately 65.1% of occupied housing units are owner-occupied and 34.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 65270? ▼
The poverty rate in ZIP code 65270 is 16.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.