PlainZIP

Louisville, KY · standard

ZIP Code 40222

Jefferson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

21,359
790/sq mi
$82,511
Median income
$363,000
Median home value
58.6%
Bachelor's or higher

The verdict

Louisville pairs an above-median household income with upper-quartile home values, in a low-density, mixed-tenure area.

Top 35%
household income, US ZIPs
Top 25%
home value, US ZIPs
790
people per sq mi
55%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40222 against every reporting US ZIP.

ZIP code 40222 is a densely settled ZIP (a standard USPS delivery area) in Louisville, Jefferson County, Kentucky, with 21,359 residents across 27.0 square miles, a density of 790 people per square mile, in the New York time zone.

ZIP 40222 lands in the middle-income range, with a median household income of $82,511 (38% above the Kentucky average), while per-capita income is $57,968. Poverty here runs at 6.1%, with unemployment measured at 2.8%. Housing costs here run $363,000 for a typical home value (128% above the state average), with rent averaging $1,426 a month; 55.1% of homes are owner-occupied.

This is a highly-educated ZIP: 58.6% of adults hold a bachelor's degree or higher, the median age is 39.6, and the average commute is 21 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Jefferson County, letting you compare 40222 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40222

Top 5 sectors by establishment count in Louisville, KY

Which industries have the most business establishments in ZIP 40222.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40222, Louisville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

21,359

Population

27.0

Area (sq mi)

790

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40222?

39.6

Median Age

48.3%

Male

51.7%

Female

8.4%

Foreign-Born

White 78.8%
African American 5.6%
Asian 7.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.7%
Hispanic or Latino 4.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$82,511

Median Household Income

+38% vs state

$57,968

Per Capita Income

6.1%

Poverty Rate

2.8%

Unemployment Rate

20.8 min

Mean Commute Time

How ZIP 40222 ranks nationally

Louisville, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$82,511 Top 35% higher than 65% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 74.2%
Bachelor's Degree or Higher 58.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

10,935

Total Housing Units

10,047

Occupied Units

888

Vacant Units

2.10

Avg Household Size

Occupancy Type

Owner 55.1%
Renter 44.9%

$363,000

Median Home Value

+128% vs state

$1,426

Median Rent

1979

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+6.3%

YoY Change (2024)

227

HPI Index (2000 = 100)

+127%

Total Change Since 2000

Home values in ZIP 40222 have increased 6.3% over the past year (2024). Since 2000, this ZIP has seen +127% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.6% 167
2021 +9.2% 183
2022 +11.1% 203
2023 +5.3% 214
2024 +6.3% 227

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 1,168 business establishments in ZIP 40222, employing approximately 20,053 people with a combined annual payroll of $1,166,709,000.

1,168

Businesses

20,053

Employees

$1.2B

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 208 17.8%
Finance and insurance 164 14.0%
Retail trade 142 12.2%
Professional, scientific, and technical services 135 11.6%
Accommodation and food services 111 9.5%
Other services (except public administration) 91 7.8%
Administrative and support and waste management and remediation services 82 7.0%
Real estate and rental and leasing 81 6.9%
Construction 40 3.4%
Wholesale trade 24 2.0%
Arts, entertainment, and recreation 22 1.9%
Information 17 1.5%
Management of companies and enterprises 17 1.5%
Educational services 12 1.0%
Transportation and warehousing 10 0.9%
Manufacturing 9 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40222 vs 40242 →

ZIP 40222 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40222 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40222 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40222 ranks #7 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40242 Louisville, KY 10,930 1.7 mi
40207 Louisville, KY 29,745 2.0 mi
40025 Glenview, KY 59 2.5 mi
40220 Louisville, KY 33,109 3.9 mi
40041 Masonic Home, KY 286 2.6 mi
40241 Louisville, KY 28,988 3.2 mi
40223 Louisville, KY 22,011 4.3 mi
40280 Louisville, KY 303 4.0 mi
40206 Louisville, KY 18,865 4.7 mi
40205 Louisville, KY 23,678 4.7 mi

More ZIP Codes in Jefferson County

40214 standard
Louisville, KY
Pop: 45,291
40216 standard
Louisville, KY
Pop: 40,746
40299 standard
Louisville, KY
Pop: 38,371
40219 standard
Louisville, KY
Pop: 38,032
40272 standard
Louisville, KY
Pop: 37,394
40229 standard
Louisville, KY
Pop: 36,852

Related Areas

Jefferson County Louisville, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40222 in? ▼
ZIP code 40222 (Louisville) is located in Jefferson County, Kentucky. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ky.
What is the population of ZIP code 40222? ▼
ZIP code 40222 in Louisville, KY has a population of 21,359 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40222? ▼
The median household income in ZIP 40222 is $82,511, which is 8% above the national average of $76,288.
What is the average home value in ZIP 40222? ▼
The median home value in ZIP 40222 is $363,000, which is 31% above the national average of $278,155.
What is the demographic makeup of ZIP 40222? ▼
The largest racial group in ZIP 40222 is White at 78.8%. Hispanic or Latino residents make up 4.0% of the population.
How many businesses are in ZIP code 40222? ▼
ZIP code 40222 has 1,168 business establishments employing approximately 20,053 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40222? ▼
The top industries by establishment count in ZIP 40222 are: Health care and social assistance (208), Finance and insurance (164), Retail trade (142). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 40222? ▼
According to the FHFA House Price Index, home values in ZIP 40222 increased by 6.3% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 127%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40222? ▼
In ZIP code 40222, 74.2% of residents aged 25+ have a high school diploma or higher, and 58.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40222? ▼
The mean commute time for workers in ZIP code 40222 is 20.8 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40222? ▼
In ZIP code 40222, approximately 55.1% of occupied housing units are owner-occupied and 44.9% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40222? ▼
The poverty rate in ZIP code 40222 is 6.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.