PlainZIP

Prospect, KY · standard

ZIP Code 40059

Jefferson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

16,708
249/sq mi
$152,727
Median income
$559,300
Median home value
70.1%
Bachelor's or higher

The verdict

Prospect pairs a top-decile household income with upper-quartile home values, in a low-density, homeowner-dominated area.

Top 4%
household income, US ZIPs
Top 11%
home value, US ZIPs
249
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40059 against every reporting US ZIP.

ZIP code 40059 is a mid-sized community (a standard USPS delivery area) in Prospect, Jefferson County, Kentucky, home to 16,708 residents across 67.2 square miles, a density of 249 people per square mile, in the New York time zone.

ZIP 40059 skews affluent, with a median household income of $152,727 (156% above the Kentucky average), while per-capita income is $91,414. 2.2% of residents live below the poverty line, and the unemployment rate reads 4.5%. The typical home here is valued at $559,300 (252% above the state average); renters pay a median of $2,006 monthly, and 87.4% of units are owner-occupied.

This is a highly-educated ZIP: 70.1% of adults hold a bachelor's degree or higher, the median age is 47.2, and the average commute is 26 minutes. Beyond these figures, 10 nearby ZIP codes within about 10 miles are surfaced below, along with 6 more sharing Jefferson County, letting you compare 40059 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40059

Top 5 sectors by establishment count in Prospect, KY

Which industries have the most business establishments in ZIP 40059.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40059, Prospect, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

16,708

Population

67.2

Area (sq mi)

249

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40059?

47.2

Median Age

49.7%

Male

50.3%

Female

7.3%

Foreign-Born

White 87.0%
African American 3.4%
Asian 4.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.7%
Hispanic or Latino 2.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$152,727

Median Household Income

+156% vs state

$91,414

Per Capita Income

2.2%

Poverty Rate

4.5%

Unemployment Rate

26.4 min

Mean Commute Time

How ZIP 40059 ranks nationally

Prospect, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$152,727 Top 4% higher than 96% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Below this entry. $140,000–$160,000: 686 US ZIPs (2%). This entry sits in this band. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 78.4%
Bachelor's Degree or Higher 70.1%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,840

Total Housing Units

8,250

Occupied Units

590

Vacant Units

2.52

Avg Household Size

Occupancy Type

Owner 87.4%
Renter 12.6%

$559,300

Median Home Value

+252% vs state

$2,006

Median Rent

1999

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+4.2%

YoY Change (2024)

190

HPI Index (2000 = 100)

+90%

Total Change Since 2000

Home values in ZIP 40059 have increased 4.2% over the past year (2024). Since 2000, this ZIP has seen +90% cumulative appreciation.

Year Annual Change HPI Index
2020 +1.6% 143
2021 +11.7% 159
2022 +9.5% 175
2023 +4.3% 182
2024 +4.2% 190

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 537 business establishments in ZIP 40059, employing approximately 3,862 people with a combined annual payroll of $190,294,000.

537

Businesses

3,862

Employees

$190.3M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 92 17.1%
Health care and social assistance 76 14.2%
Real estate and rental and leasing 59 11.0%
Accommodation and food services 43 8.0%
Finance and insurance 40 7.5%
Construction 39 7.3%
Retail trade 36 6.7%
Administrative and support and waste management and remediation services 36 6.7%
Other services (except public administration) 36 6.7%
Wholesale trade 24 4.5%
Arts, entertainment, and recreation 21 3.9%
Information 9 1.7%
Educational services 9 1.7%
Transportation and warehousing 7 1.3%
Agriculture, forestry, fishing and hunting 5 0.9%
Management of companies and enterprises 3 0.6%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40059 vs 40241 →

ZIP 40059 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40059 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40059 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40059 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40241 Louisville, KY 28,988 4.1 mi
40242 Louisville, KY 10,930 5.6 mi
40025 Glenview, KY 59 5.0 mi
40222 Louisville, KY 21,359 6.2 mi
47130 Jeffersonville, IN 44,722 5.8 mi
40026 Goshen, KY 5,458 5.8 mi
47111 Charlestown, IN 14,533 7.5 mi
40223 Louisville, KY 22,011 7.4 mi
40207 Louisville, KY 29,745 7.3 mi
40010 Buckner, KY 587 7.8 mi

More ZIP Codes in Jefferson County

40214 standard
Louisville, KY
Pop: 45,291
40216 standard
Louisville, KY
Pop: 40,746
40299 standard
Louisville, KY
Pop: 38,371
40219 standard
Louisville, KY
Pop: 38,032
40272 standard
Louisville, KY
Pop: 37,394
40229 standard
Louisville, KY
Pop: 36,852

Related Areas

Jefferson County Prospect, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40059 in? ▼
ZIP code 40059 (Prospect) is located in Jefferson County, Kentucky. Jefferson County contains multiple ZIP codes, see the full list at /counties/jefferson-ky.
What is the population of ZIP code 40059? ▼
ZIP code 40059 in Prospect, KY has a population of 16,708 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40059? ▼
The median household income in ZIP 40059 is $152,727, which is 100% above the national average of $76,288.
What is the average home value in ZIP 40059? ▼
The median home value in ZIP 40059 is $559,300, which is 101% above the national average of $278,155.
What is the demographic makeup of ZIP 40059? ▼
The largest racial group in ZIP 40059 is White at 87.0%. Hispanic or Latino residents make up 2.4% of the population.
How many businesses are in ZIP code 40059? ▼
ZIP code 40059 has 537 business establishments employing approximately 3,862 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40059? ▼
The top industries by establishment count in ZIP 40059 are: Professional, scientific, and technical services (92), Health care and social assistance (76), Real estate and rental and leasing (59). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 40059? ▼
According to the FHFA House Price Index, home values in ZIP 40059 increased by 4.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 90%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40059? ▼
In ZIP code 40059, 78.4% of residents aged 25+ have a high school diploma or higher, and 70.1% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40059? ▼
The mean commute time for workers in ZIP code 40059 is 26.4 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40059? ▼
In ZIP code 40059, approximately 87.4% of occupied housing units are owner-occupied and 12.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40059? ▼
The poverty rate in ZIP code 40059 is 2.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.