PlainZIP

Goshen, KY · standard

ZIP Code 40026

Oldham County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,458
68/sq mi
$134,254
Median income
$432,100
Median home value
64.7%
Bachelor's or higher

The verdict

Goshen pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 6%
household income, US ZIPs
Top 18%
home value, US ZIPs
68
people per sq mi
92%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40026 against every reporting US ZIP.

ZIP code 40026 is a mid-sized community (a standard USPS delivery area) in Goshen, Oldham County, Kentucky, home to 5,458 residents across 80.5 square miles, a density of 68 people per square mile, in the New York time zone.

ZIP 40026 skews affluent, with a median household income of $134,254 (125% above the Kentucky average), while per-capita income is $60,882. 2.2% of residents live below the poverty line, and the unemployment rate reads 3.2%. On housing, the median home value is $432,100 (172% above the state average) with median rent at $2,069 per month, and 92.2% of occupied units are owner-occupied.

This is a highly-educated ZIP: 64.7% of adults hold a bachelor's degree or higher, the median age is 38, and the average commute is 26 minutes. To put 40026 in local context, 10 ZIP codes within roughly 10 miles appear further down this page alongside 5 additional ZIPs in Oldham County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40026

Top 5 sectors by establishment count in Goshen, KY

Which industries have the most business establishments in ZIP 40026.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40026, Goshen, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,458

Population

80.5

Area (sq mi)

68

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40026?

38.0

Median Age

49.9%

Male

50.1%

Female

5.9%

Foreign-Born

White 88.2%
African American 1.8%
Asian 2.9%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.8%
Hispanic or Latino 4.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$134,254

Median Household Income

+125% vs state

$60,882

Per Capita Income

2.2%

Poverty Rate

3.2%

Unemployment Rate

25.5 min

Mean Commute Time

How ZIP 40026 ranks nationally

Goshen, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$134,254 Top 6% higher than 94% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 75.5%
Bachelor's Degree or Higher 64.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,041

Total Housing Units

1,969

Occupied Units

72

Vacant Units

3.02

Avg Household Size

Occupancy Type

Owner 92.2%
Renter 7.8%

$432,100

Median Home Value

+172% vs state

$2,069

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.1%

YoY Change (2024)

223

HPI Index (2000 = 100)

+123%

Total Change Since 2000

Home values in ZIP 40026 have increased 2.1% over the past year (2024). Since 2000, this ZIP has seen +123% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.8% 163
2021 +7.5% 176
2022 +13.8% 200
2023 +9.3% 218
2024 +2.1% 223

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 101 business establishments in ZIP 40026, employing approximately 583 people with a combined annual payroll of $28,354,000.

101

Businesses

583

Employees

$28.4M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 18 17.8%
Construction 13 12.9%
Other services (except public administration) 12 11.9%
Administrative and support and waste management and remediation services 10 9.9%
Real estate and rental and leasing 9 8.9%
Arts, entertainment, and recreation 8 7.9%
Health care and social assistance 6 5.9%
Wholesale trade 5 5.0%
Retail trade 5 5.0%
Agriculture, forestry, fishing and hunting 3 3.0%
Finance and insurance 3 3.0%
Accommodation and food services 3 3.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40026 vs 40059 →

ZIP 40026 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40026 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40026 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40026 ranks #3 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40059 Prospect, KY 16,708 5.8 mi
47111 Charlestown, IN 14,533 5.8 mi
40010 Buckner, KY 587 5.8 mi
40031 La Grange, KY 22,863 7.4 mi
40077 Westport, KY 564 6.7 mi
40056 Pewee Valley, KY 3,263 8.7 mi
40241 Louisville, KY 28,988 9.0 mi
47162 New Washington, IN 829 9.3 mi
40014 Crestwood, KY 19,986 8.1 mi
47141 Marysville, IN 1,668 9.7 mi

More ZIP Codes in Oldham County

40031 standard
La Grange, KY
Pop: 22,863
40014 standard
Crestwood, KY
Pop: 19,986
40056 standard
Pewee Valley, KY
Pop: 3,263
40010 standard
Buckner, KY
Pop: 587
40077 standard
Westport, KY
Pop: 564

Related Areas

Oldham County Goshen, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40026 in? ▼
ZIP code 40026 (Goshen) is located in Oldham County, Kentucky. Oldham County contains multiple ZIP codes, see the full list at /counties/oldham-ky.
What is the population of ZIP code 40026? ▼
ZIP code 40026 in Goshen, KY has a population of 5,458 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40026? ▼
The median household income in ZIP 40026 is $134,254, which is 76% above the national average of $76,288.
What is the average home value in ZIP 40026? ▼
The median home value in ZIP 40026 is $432,100, which is 55% above the national average of $278,155.
What is the demographic makeup of ZIP 40026? ▼
The largest racial group in ZIP 40026 is White at 88.2%. Hispanic or Latino residents make up 4.0% of the population.
How many businesses are in ZIP code 40026? ▼
ZIP code 40026 has 101 business establishments employing approximately 583 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40026? ▼
The top industries by establishment count in ZIP 40026 are: Professional, scientific, and technical services (18), Construction (13), Other services (except public administration) (12). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 40026? ▼
According to the FHFA House Price Index, home values in ZIP 40026 increased by 2.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 123%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40026? ▼
In ZIP code 40026, 75.5% of residents aged 25+ have a high school diploma or higher, and 64.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40026? ▼
The mean commute time for workers in ZIP code 40026 is 25.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40026? ▼
In ZIP code 40026, approximately 92.2% of occupied housing units are owner-occupied and 7.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40026? ▼
The poverty rate in ZIP code 40026 is 2.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.