ZIP Code 40026

standard

Source:

Goshen · Oldham County · Kentucky

Population
5,458

68/sq mi

Median income
$134,254

▲ 76% vs US

higher than 94% of US ZIPs

Median home value
$432,100

▲ 55% vs US

higher than 82% of US ZIPs

Bachelor's or higher
64.7%

Median age 38

Land area
80.5 sq mi

New York

ZIP code 40026 in Goshen, Kentucky has a population of 5,458. The median household income is $134,254, which is 76% above the national average. Median home value is $432,100, 55% above the US average. 64.7% of residents hold a bachelor's degree or higher.

ZIP code 40026 is classified by USPS as a standard delivery area and covers roughly 80.5 square miles in Goshen, Oldham County, Kentucky. The area is home to 5,458 residents, producing a population density of 68 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40026 against Kentucky and the nation.

On the economic side, the median household income for ZIP 40026 sits at $134,254 (125% above the Kentucky average), while per-capita income is $60,882. The poverty rate stands at 2.2% and the unemployment rate at 3.2%. On housing, the median home value is $432,100 (172% above the state average) with median rent at $2,069 per month, and 92.2% of occupied units are owner-occupied, a direct signal of whether 40026 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 64.7% of adults hold a bachelor's degree or higher, the median age is 38, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Oldham County, so you can benchmark 40026 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 40026

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 40026.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 40026, Goshen, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

5,458

Population

80.5

Area (sq mi)

68

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40026?

38.0

Median Age

49.9%

Male

50.1%

Female

5.9%

Foreign-Born

White 88.2%
African American 1.8%
Asian 2.9%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.8%
Hispanic or Latino 4.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$134,254

Median Household Income

+125% vs state

$60,882

Per Capita Income

2.2%

Poverty Rate

3.2%

Unemployment Rate

25.5 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 75.5%
Bachelor's Degree or Higher 64.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,041

Total Housing Units

1,969

Occupied Units

72

Vacant Units

3.02

Avg Household Size

Occupancy Type

Owner 92.2%
Renter 7.8%

$432,100

Median Home Value

+172% vs state

$2,069

Median Rent

1986

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+2.1%

YoY Change (2024)

223

HPI Index (2000 = 100)

+123%

Total Change Since 2000

Home values in ZIP 40026 have increased 2.1% over the past year (2024). Since 2000, this ZIP has seen +123% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.8% 163
2021 +7.5% 176
2022 +13.8% 200
2023 +9.3% 218
2024 +2.1% 223

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 101 business establishments in ZIP 40026, employing approximately 583 people with a combined annual payroll of $28,354,000.

101

Businesses

583

Employees

$28.4M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 18 17.8%
Construction 13 12.9%
Other services (except public administration) 12 11.9%
Administrative and support and waste management and remediation services 10 9.9%
Real estate and rental and leasing 9 8.9%
Arts, entertainment, and recreation 8 7.9%
Health care and social assistance 6 5.9%
Wholesale trade 5 5.0%
Retail trade 5 5.0%
Agriculture, forestry, fishing and hunting 3 3.0%
Finance and insurance 3 3.0%
Accommodation and food services 3 3.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40026 vs 40059 →

ZIP Code City Population Distance
40059 Prospect, KY 16,708 5.8 mi
47111 Charlestown, IN 14,533 5.8 mi
40010 Buckner, KY 587 5.8 mi
40031 La Grange, KY 22,863 7.4 mi
40077 Westport, KY 564 6.7 mi
40056 Pewee Valley, KY 3,263 8.7 mi
40241 Louisville, KY 28,988 9.0 mi
47162 New Washington, IN 829 9.3 mi
40014 Crestwood, KY 19,986 8.1 mi
47141 Marysville, IN 1,668 9.7 mi

More ZIP Codes in Oldham County

Frequently Asked Questions

What county is ZIP code 40026 in?
ZIP code 40026 (Goshen) is located in Oldham County, Kentucky. Oldham County contains multiple ZIP codes, see the full list at /counties/oldham-ky.
What is the population of ZIP code 40026?
ZIP code 40026 in Goshen, KY has a population of 5,458 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40026?
The median household income in ZIP 40026 is $134,254, which is 76% above the national average of $76,288.
What is the average home value in ZIP 40026?
The median home value in ZIP 40026 is $432,100, which is 55% above the national average of $278,155.
What is the demographic makeup of ZIP 40026?
The largest racial group in ZIP 40026 is White at 88.2%. Hispanic or Latino residents make up 4.0% of the population.
How many businesses are in ZIP code 40026?
ZIP code 40026 has 101 business establishments employing approximately 583 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40026?
The top industries by establishment count in ZIP 40026 are: Professional, scientific, and technical services (18), Construction (13), Other services (except public administration) (12). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 40026?
According to the FHFA House Price Index, home values in ZIP 40026 increased by 2.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 123%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40026?
In ZIP code 40026, 75.5% of residents aged 25+ have a high school diploma or higher, and 64.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40026?
The mean commute time for workers in ZIP code 40026 is 25.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40026?
In ZIP code 40026, approximately 92.2% of occupied housing units are owner-occupied and 7.8% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40026?
The poverty rate in ZIP code 40026 is 2.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Goshen, KY

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.