PlainZIP

Pewee Valley, KY · standard

ZIP Code 40056

Oldham County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

3,263
443/sq mi
$134,115
Median income
$339,900
Median home value
49.3%
Bachelor's or higher

The verdict

Pewee Valley pairs a top-decile household income with above-median home values, in a low-density, homeowner-dominated area.

Top 6%
household income, US ZIPs
Top 28%
home value, US ZIPs
443
people per sq mi
93%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40056 against every reporting US ZIP.

ZIP code 40056 covers 7.4 square miles in Pewee Valley, Oldham County, Kentucky (a standard USPS delivery area), with a modest 3,263 residents on file, a density of 443 people per square mile, in the New York time zone.

ZIP 40056 skews affluent, with a median household income of $134,115 (125% above the Kentucky average), while per-capita income is $57,042. Poverty here runs at 1.9%, with unemployment measured at 5.2%. Median home value sits at $339,900 (114% above the state average), median rent at $1,648 a month, and owner-occupancy at 92.5%.

A solid share of residents have a four-year degree: 49.3% of adults hold a bachelor's degree or higher, the median age is 41.1, and the average commute is 26 minutes. We also surface 10 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Oldham County, so you can benchmark 40056 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40056

Top 5 sectors by establishment count in Pewee Valley, KY

Which industries have the most business establishments in ZIP 40056.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40056, Pewee Valley, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

3,263

Population

7.4

Area (sq mi)

443

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40056?

41.1

Median Age

49.6%

Male

50.4%

Female

3.4%

Foreign-Born

White 89.8%
African American 3.2%
Asian 1.7%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.6%
Hispanic or Latino 0.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$134,115

Median Household Income

+125% vs state

$57,042

Per Capita Income

1.9%

Poverty Rate

5.2%

Unemployment Rate

26.0 min

Mean Commute Time

How ZIP 40056 ranks nationally

Pewee Valley, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$134,115 Top 6% higher than 94% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.7%
Bachelor's Degree or Higher 49.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,195

Total Housing Units

1,175

Occupied Units

20

Vacant Units

2.87

Avg Household Size

Occupancy Type

Owner 92.5%
Renter 7.5%

$339,900

Median Home Value

+114% vs state

$1,648

Median Rent

1982

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-4.1%

YoY Change (2024)

218

HPI Index (2000 = 100)

+118%

Total Change Since 2000

Home values in ZIP 40056 have decreased 4.1% over the past year (2024). Since 2000, this ZIP has seen +118% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.3% 167
2021 +7.9% 180
2022 +8.4% 196
2023 +16.3% 227
2024 -4.1% 218

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 58 business establishments in ZIP 40056, employing approximately 221 people with a combined annual payroll of $12,102,000.

58

Businesses

221

Employees

$12.1M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 10 17.2%
Other services (except public administration) 9 15.5%
Construction 7 12.1%
Wholesale trade 5 8.6%
Real estate and rental and leasing 5 8.6%
Administrative and support and waste management and remediation services 5 8.6%
Health care and social assistance 5 8.6%
Accommodation and food services 4 6.9%
Retail trade 3 5.2%
Finance and insurance 3 5.2%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40056 vs 40245 →

ZIP 40056 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40056 ranks #0 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40056 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40056 ranks #4 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40245 Louisville, KY 30,109 3.5 mi
40241 Louisville, KY 28,988 4.8 mi
40014 Crestwood, KY 19,986 4.0 mi
40223 Louisville, KY 22,011 4.3 mi
40010 Buckner, KY 587 5.1 mi
40243 Louisville, KY 10,210 5.3 mi
40242 Louisville, KY 10,930 5.9 mi
40059 Prospect, KY 16,708 6.8 mi
40026 Goshen, KY 5,458 8.7 mi
40222 Louisville, KY 21,359 7.6 mi

More ZIP Codes in Oldham County

40031 standard
La Grange, KY
Pop: 22,863
40014 standard
Crestwood, KY
Pop: 19,986
40026 standard
Goshen, KY
Pop: 5,458
40010 standard
Buckner, KY
Pop: 587
40077 standard
Westport, KY
Pop: 564

Related Areas

Oldham County Pewee Valley, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40056 in? ▼
ZIP code 40056 (Pewee Valley) is located in Oldham County, Kentucky. Oldham County contains multiple ZIP codes, see the full list at /counties/oldham-ky.
What is the population of ZIP code 40056? ▼
ZIP code 40056 in Pewee Valley, KY has a population of 3,263 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40056? ▼
The median household income in ZIP 40056 is $134,115, which is 76% above the national average of $76,288.
What is the average home value in ZIP 40056? ▼
The median home value in ZIP 40056 is $339,900, which is 22% above the national average of $278,155.
What is the demographic makeup of ZIP 40056? ▼
The largest racial group in ZIP 40056 is White at 89.8%. Hispanic or Latino residents make up 0.4% of the population.
How many businesses are in ZIP code 40056? ▼
ZIP code 40056 has 58 business establishments employing approximately 221 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40056? ▼
The top industries by establishment count in ZIP 40056 are: Professional, scientific, and technical services (10), Other services (except public administration) (9), Construction (7). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 40056? ▼
According to the FHFA House Price Index, home values in ZIP 40056 decreased by 4.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 118%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40056? ▼
In ZIP code 40056, 67.7% of residents aged 25+ have a high school diploma or higher, and 49.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40056? ▼
The mean commute time for workers in ZIP code 40056 is 26.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40056? ▼
In ZIP code 40056, approximately 92.5% of occupied housing units are owner-occupied and 7.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40056? ▼
The poverty rate in ZIP code 40056 is 1.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.