PlainZIP

Crestwood, KY · standard

ZIP Code 40014

Oldham County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

19,986
140/sq mi
$121,189
Median income
$393,700
Median home value
47.0%
Bachelor's or higher

The verdict

Crestwood pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.

Top 9%
household income, US ZIPs
Top 21%
home value, US ZIPs
140
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40014 against every reporting US ZIP.

ZIP code 40014 is a mid-sized community (a standard USPS delivery area) in Crestwood, Oldham County, Kentucky, home to 19,986 residents across 142.7 square miles, a density of 140 people per square mile, in the New York time zone.

ZIP 40014 skews affluent, with a median household income of $121,189 (103% above the Kentucky average), while per-capita income is $57,189. Local economic indicators show a 5.3% poverty rate alongside 3.9% unemployment. Housing costs here run $393,700 for a typical home value (148% above the state average), with rent averaging $1,253 a month; 88.0% of homes are owner-occupied.

A solid share of residents have a four-year degree: 47.0% of adults hold a bachelor's degree or higher, the median age is 40.2, and the average commute is 27 minutes. Beyond these figures, 9 nearby ZIP codes within about 10 miles are surfaced below, along with 5 more sharing Oldham County, letting you compare 40014 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40014

Top 5 sectors by establishment count in Crestwood, KY

Which industries have the most business establishments in ZIP 40014.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40014, Crestwood, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

19,986

Population

142.7

Area (sq mi)

140

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40014?

40.2

Median Age

48.9%

Male

51.1%

Female

3.3%

Foreign-Born

White 88.7%
African American 1.5%
Asian 0.9%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.1%
Hispanic or Latino 3.7%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$121,189

Median Household Income

+103% vs state

$57,189

Per Capita Income

5.3%

Poverty Rate

3.9%

Unemployment Rate

27.0 min

Mean Commute Time

How ZIP 40014 ranks nationally

Crestwood, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$121,189 Top 9% higher than 91% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Below this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Below this entry. $120,000–$140,000: 1,362 US ZIPs (4%). This entry sits in this band. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.0%
Bachelor's Degree or Higher 47.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

8,302

Total Housing Units

8,168

Occupied Units

134

Vacant Units

2.83

Avg Household Size

Occupancy Type

Owner 88.0%
Renter 12.0%

$393,700

Median Home Value

+148% vs state

$1,253

Median Rent

1994

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+5.5%

YoY Change (2024)

230

HPI Index (2000 = 100)

+130%

Total Change Since 2000

Home values in ZIP 40014 have increased 5.5% over the past year (2024). Since 2000, this ZIP has seen +130% cumulative appreciation.

Year Annual Change HPI Index
2020 +2.5% 160
2021 +9.5% 175
2022 +11.7% 195
2023 +11.5% 218
2024 +5.5% 230

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 482 business establishments in ZIP 40014, employing approximately 3,638 people with a combined annual payroll of $150,251,000.

482

Businesses

3,638

Employees

$150.3M

Annual Payroll

16

Industry Sectors

Industry Establishments % of Total
Professional, scientific, and technical services 81 16.8%
Construction 67 13.9%
Health care and social assistance 51 10.6%
Other services (except public administration) 49 10.2%
Retail trade 42 8.7%
Administrative and support and waste management and remediation services 40 8.3%
Finance and insurance 31 6.4%
Real estate and rental and leasing 29 6.0%
Accommodation and food services 24 5.0%
Wholesale trade 14 2.9%
Transportation and warehousing 12 2.5%
Arts, entertainment, and recreation 12 2.5%
Manufacturing 9 1.9%
Information 8 1.7%
Educational services 6 1.2%
Agriculture, forestry, fishing and hunting 4 0.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40014 vs 40010 →

ZIP 40014 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40014 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40014 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40014 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40010 Buckner, KY 587 2.4 mi
40056 Pewee Valley, KY 3,263 4.0 mi
40245 Louisville, KY 30,109 5.5 mi
40031 La Grange, KY 22,863 6.2 mi
40067 Simpsonville, KY 5,114 9.0 mi
40241 Louisville, KY 28,988 8.3 mi
40026 Goshen, KY 5,458 8.1 mi
40223 Louisville, KY 22,011 8.3 mi
40243 Louisville, KY 10,210 9.0 mi

More ZIP Codes in Oldham County

40031 standard
La Grange, KY
Pop: 22,863
40026 standard
Goshen, KY
Pop: 5,458
40056 standard
Pewee Valley, KY
Pop: 3,263
40010 standard
Buckner, KY
Pop: 587
40077 standard
Westport, KY
Pop: 564

Related Areas

Oldham County Crestwood, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40014 in? ▼
ZIP code 40014 (Crestwood) is located in Oldham County, Kentucky. Oldham County contains multiple ZIP codes, see the full list at /counties/oldham-ky.
What is the population of ZIP code 40014? ▼
ZIP code 40014 in Crestwood, KY has a population of 19,986 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40014? ▼
The median household income in ZIP 40014 is $121,189, which is 59% above the national average of $76,288.
What is the average home value in ZIP 40014? ▼
The median home value in ZIP 40014 is $393,700, which is 42% above the national average of $278,155.
What is the demographic makeup of ZIP 40014? ▼
The largest racial group in ZIP 40014 is White at 88.7%. Hispanic or Latino residents make up 3.7% of the population.
How many businesses are in ZIP code 40014? ▼
ZIP code 40014 has 482 business establishments employing approximately 3,638 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40014? ▼
The top industries by establishment count in ZIP 40014 are: Professional, scientific, and technical services (81), Construction (67), Health care and social assistance (51). There are 16 industry sectors represented in total.
How have home values changed in ZIP code 40014? ▼
According to the FHFA House Price Index, home values in ZIP 40014 increased by 5.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 130%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40014? ▼
In ZIP code 40014, 68.0% of residents aged 25+ have a high school diploma or higher, and 47.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40014? ▼
The mean commute time for workers in ZIP code 40014 is 27.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40014? ▼
In ZIP code 40014, approximately 88.0% of occupied housing units are owner-occupied and 12.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40014? ▼
The poverty rate in ZIP code 40014 is 5.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.