Crestwood, KY · standard
ZIP Code 40014
Oldham County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 19,986
- 140/sq mi
- $121,189
- Median income
- $393,700
- Median home value
- 47.0%
- Bachelor's or higher
National ZIP placement
Crestwood pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 9%
- household income, US ZIPs
- Top 21%
- home value, US ZIPs
- 140
- people per sq mi
- 88%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40014 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 40014 (Crestwood, KY) rose +5.5% from 2023 to 2024. The all-transactions index moved from 217.7 in 2023 to 229.7 in 2024 (2000 = 100).
ZIP code 40014 is a mid-sized community (a standard USPS delivery area) in Crestwood, Oldham County, Kentucky, home to 19,986 residents across 142.7 square miles, a density of 140 people per square mile, in the New York time zone.
ZIP 40014 skews affluent, with a median household income of $121,189 (103% above the average Kentucky ZIP), while per-capita income is $57,189. Both reported hardship measures are comparatively low in absolute terms: poverty is 5.3% and unemployment is 3.9%. Housing is both higher-cost and owner-heavy: median home value is $393,700 (148% above the average Kentucky ZIP), while 88.0% of occupied homes are owner-occupied and median rent is $1,253.
A solid share of residents have a four-year degree: 47.0% of adults hold a bachelor's degree or higher, the median age is 40.2, and the average commute is 27 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 5 more in Oldham County, so 40014 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 40014
Top 5 sectors by establishment count in Crestwood, KY
Which industries have the most business establishments in ZIP 40014.
- Professional, scientific, and technical services
Professional, scientific, and technical services
81 establishments
- Construction
Construction
67 establishments
- Health care and social assistance
Health care and social assistance
51 establishments
- Other services (except public administration)
Other services (except public administration)
49 establishments
- Retail trade
Retail trade
42 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40014, Crestwood, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
19,986
Population
142.7
Area (sq mi)
140
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40014?
40.2
Median Age
48.9%
Male
51.1%
Female
3.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$121,189
Median Household Income
+103% vs state ZIP avg
$57,189
Per Capita Income
5.3%
Poverty Rate
3.9%
Unemployment Rate
27.0 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
8,302housing units
8,302
Total Housing Units
8,168
Occupied Units
134
Vacant Units
2.83
Avg Household Size
Occupancy Type
$393,700
Median Home Value
+148% vs state ZIP avg
$1,253
Median Rent
1994
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.5%
YoY Change (2024)
230
HPI Index (2000 = 100)
+130%
Total Change Since 2000
Home values in ZIP 40014 have increased 5.5% over the past year (2024). Since 2000, this ZIP has seen +130% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.5% | 160 |
| 2021 | +9.5% | 175 |
| 2022 | +11.7% | 195 |
| 2023 | +11.5% | 218 |
| 2024 | +5.5% | 230 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 482 business establishments in ZIP 40014, employing approximately 3,638 people with a combined annual payroll of $150,251,000.
482
Businesses
3,638
Employees
$150.3M
Annual Payroll
16
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Professional, scientific, and technical services | 81 | 16.8% |
| Construction | 67 | 13.9% |
| Health care and social assistance | 51 | 10.6% |
| Other services (except public administration) | 49 | 10.2% |
| Retail trade | 42 | 8.7% |
| Administrative and support and waste management and remediation services | 40 | 8.3% |
| Finance and insurance | 31 | 6.4% |
| Real estate and rental and leasing | 29 | 6.0% |
| Accommodation and food services | 24 | 5.0% |
| Wholesale trade | 14 | 2.9% |
| Transportation and warehousing | 12 | 2.5% |
| Arts, entertainment, and recreation | 12 | 2.5% |
| Manufacturing | 9 | 1.9% |
| Information | 8 | 1.7% |
| Educational services | 6 | 1.2% |
| Agriculture, forestry, fishing and hunting | 4 | 0.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40014 vs 40010 →
ZIP 40014 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40245
Louisville (40245)
30,109 residents
- 40241
Louisville (40241)
28,988 residents
- 40031
La Grange (40031)
22,863 residents
- 40223
Louisville (40223)
22,011 residents
- 40014
Crestwood (40014)
19,986 residents
- 40243 10,210
Louisville (40243)
10,210 residents
- 40026 5,458
Goshen (40026)
5,458 residents
- 40067 5,114
Simpsonville (40067)
5,114 residents
- 40056 3,263
Pewee Valley (40056)
3,263 residents
What this shows Among its immediate neighbors, ZIP 40014 ranks #5 by population - useful context the national average alone can't give.
ZIP 40014 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40010
Buckner (40010)
$196,125 median income
- 40026
Goshen (40026)
$134,254 median income
- 40056
Pewee Valley (40056)
$134,115 median income
- 40245
Louisville (40245)
$122,948 median income
- 40014
Crestwood (40014)
$121,189 median income
- 40031
La Grange (40031)
$98,513 median income
- 40067
Simpsonville (40067)
$97,684 median income
- 40223
Louisville (40223)
$96,607 median income
- 40241
Louisville (40241)
$94,078 median income
What this shows By household income, ZIP 40014 ranks #5 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 40010 | Buckner, KY | 587 | 2.4 mi |
| 40056 | Pewee Valley, KY | 3,263 | 4.0 mi |
| 40245 | Louisville, KY | 30,109 | 5.5 mi |
| 40031 | La Grange, KY | 22,863 | 6.2 mi |
| 40067 | Simpsonville, KY | 5,114 | 9.0 mi |
| 40241 | Louisville, KY | 28,988 | 8.3 mi |
| 40026 | Goshen, KY | 5,458 | 8.1 mi |
| 40223 | Louisville, KY | 22,011 | 8.3 mi |
| 40243 | Louisville, KY | 10,210 | 9.0 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 40014, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (19,986 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.