ZIP Code 40065
standardSource:
Shelbyville · Shelby County · Kentucky
- Population
- 28,025
- Median income
- $77,869
- Median home value
- $280,500
- Bachelor's or higher
- 30.1%
- Land area
- 457.2 sq mi
61/sq mi
▲ 2% vs US
higher than 59% of US ZIPs
▲ 1% vs US
higher than 63% of US ZIPs
Median age 39.5
New York
ZIP code 40065 in Shelbyville, Kentucky has a population of 28,025. The median household income is $77,869, which is 2% above the national average. Median home value is $280,500, 1% above the US average. 30.1% of residents hold a bachelor's degree or higher.
ZIP code 40065 is classified by USPS as a standard delivery area and covers roughly 457.2 square miles in Shelbyville, Shelby County, Kentucky. The area is home to 28,025 residents, producing a population density of 61 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40065 against Kentucky and the nation.
On the economic side, the median household income for ZIP 40065 sits at $77,869 (31% above the Kentucky average), while per-capita income is $37,156. The poverty rate stands at 11.6% and the unemployment rate at 3.7%. On housing, the median home value is $280,500 (76% above the state average) with median rent at $1,048 per month, and 68.3% of occupied units are owner-occupied, a direct signal of whether 40065 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 30.1% of adults hold a bachelor's degree or higher, the median age is 39.5, and the average commute is 26 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Shelby County, so you can benchmark 40065 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 40065
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 40065.
- Health care and social assistance
Health care and social assistance
104 establishments
- Retail trade
Retail trade
96 establishments
- Other services (except public administration)
Other services (except public administration)
77 establishments
- Construction
Construction
69 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
68 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 40065, Shelbyville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
28,025
Population
457.2
Area (sq mi)
61
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40065?
39.5
Median Age
49.8%
Male
50.2%
Female
8.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$77,869
Median Household Income
+31% vs state
$37,156
Per Capita Income
11.6%
Poverty Rate
3.7%
Unemployment Rate
25.9 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
13,182
Total Housing Units
12,470
Occupied Units
712
Vacant Units
2.54
Avg Household Size
Occupancy Type
$280,500
Median Home Value
+76% vs state
$1,048
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.4%
YoY Change (2024)
221
HPI Index (2000 = 100)
+121%
Total Change Since 2000
Home values in ZIP 40065 have increased 5.4% over the past year (2024). Since 2000, this ZIP has seen +121% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.9% | 152 |
| 2021 | +11.8% | 170 |
| 2022 | +15.6% | 197 |
| 2023 | +6.7% | 210 |
| 2024 | +5.4% | 221 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 721 business establishments in ZIP 40065, employing approximately 10,469 people with a combined annual payroll of $535,930,000.
721
Businesses
10,469
Employees
$535.9M
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 104 | 14.4% |
| Retail trade | 96 | 13.3% |
| Other services (except public administration) | 77 | 10.7% |
| Construction | 69 | 9.6% |
| Professional, scientific, and technical services | 68 | 9.4% |
| Accommodation and food services | 63 | 8.7% |
| Finance and insurance | 47 | 6.5% |
| Manufacturing | 36 | 5.0% |
| Administrative and support and waste management and remediation services | 34 | 4.7% |
| Real estate and rental and leasing | 32 | 4.4% |
| Wholesale trade | 27 | 3.7% |
| Information | 17 | 2.4% |
| Transportation and warehousing | 15 | 2.1% |
| Arts, entertainment, and recreation | 10 | 1.4% |
| Educational services | 9 | 1.3% |
| Agriculture, forestry, fishing and hunting | 8 | 1.1% |
| Utilities | 5 | 0.7% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40065 vs 40022 →
More ZIP Codes in Shelby County
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Frequently Asked Questions
What county is ZIP code 40065 in? ▼
What is the population of ZIP code 40065? ▼
What is the median household income in ZIP 40065? ▼
What is the average home value in ZIP 40065? ▼
What is the demographic makeup of ZIP 40065? ▼
How many businesses are in ZIP code 40065? ▼
What are the main industries in ZIP code 40065? ▼
How have home values changed in ZIP code 40065? ▼
What is the education level in ZIP code 40065? ▼
What is the average commute time in ZIP 40065? ▼
What percentage of residents own vs. rent in ZIP 40065? ▼
What is the poverty rate in ZIP code 40065? ▼
ZIP Code Research Guides
Official Data Resources for Shelbyville, KY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.