Residential delivery area · Kentucky
ZIP Code 40065: Shelbyville, KY
ZIP code 40065 uses the postal name Shelbyville, Kentucky and lies entirely in Shelby County (Census 2020 ZIP-county file). About 32,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $77,869 (Census Bureau, ACS 2020-2024). By Census place, 5% of its land lies in Shelbyville; 95% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Shelbyville · its only residential ZIP
- County
- Shelby County
- Census places
- Shelbyville
- Metro area
- Louisville/Jefferson County, KY-IN
- House district
- KY-4 119th Congress
- State
- Kentucky
- Time zone
- Eastern
- Land area
- 167.5 sq mi · 192 people per sq mi
- PO Box ZIPs
- 40066 also use the name Shelbyville
Where is ZIP code 40065?
40065 centers on 38.213°, -85.209° and covers 167.5 square miles of land plus 3.2 of water. It borders 10 ZIP codes: 40022, 40067, 40076, 40003, 40019, 40068, 40057, 40071, 40014, 40601.
The map draws ZIP code areas only. For the streets inside 40065, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 40065 compare with the rest of Shelby County?
| Measure | 40065 | In Shelby County | In KY |
|---|---|---|---|
| People (ACS 2020-2024) | 32,160 | 3rd of 13 | 31st of 780 |
| Median household income | $78k | 8th of 10 | 64th of 310 |
| Median home value | $281k | 7th of 11 | 43rd of 320 |
Its median household income is higher than in 59% of U.S. residential ZIP codes, and it is denser than 62% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 40065?
The 2020 Census counted 32,729 people in 40065; the ACS, which samples households over 2020-2024, estimates 32,160. Between the 2010 and 2020 censuses its population grew 16.8% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 32,160
- 2020 Census count
- 32,729+16.8% since 2010 (28,025)
- Households
- 12,470
- Median age
- 39.5
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 40065?
Of the 32,160 people the ACS estimates in 40065, 23.1% are under 18 and 16.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (73.8%), then Hispanic or Latino (13.7%).
- Under 1823.1%
- 18 to 6460.8%
- 65 and older16.1%
- White, not Hispanic73.8%
- Hispanic or Latino13.7%
- Other or two or more6.8%
- Black, not Hispanic4.6%
- Asian, not Hispanic1.1%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 40065 earn?
Median household income is $77,869 (ACS 2020-2024), the 8th highest of the 10 ranked ZIP codes in Shelby County. It is not measurably different from 2015-2019 ($77,372 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $77,869
- Income per person
- $37,156
- Below the poverty line
- 11.6%
- Unemployed (of the labor force)
- 3.7%
- Adults 25+ with a bachelor's degree
- 30.1%
- Adjusted gross income per tax return, 2022
- $73,91415,060 returns; wages 70% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 40065?
FHFA's house price index for 40065, built from repeat sales and appraisals of the same homes, rose 89% from 2015 to 2025 and rose 49% from 2020 to 2025, and moved +2.2% in 2025.
- Median home value (owners' estimate)
- $280,500
- Median gross rent
- $1,048
- Homes owned by their occupants
- 68.3%
- Housing units
- 13,182
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 40065?
721 business establishments had a location in this ZIP code in 2023, 50 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance104
- Retail trade96
- Other services (except public administration)77
- Construction69
- Professional, scientific, and technical services68
- Accommodation and food services63
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 40065?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 40022 | Finchville | 903 | $98k | 8.4 mi |
| 40067 | Simpsonville | 6,365 | $98k | 8.7 mi |
| 40076 | Waddy | 2,898 | $92k | 9.5 mi |
| 40003 | Bagdad | 1,807 | $98k | 10.0 mi |
| 40019 | Eminence | 4,238 | $61k | 11.2 mi |
| 40068 | Smithfield | 2,570 | $81k | 12.9 mi |
| 40057 | Pleasureville | 4,065 | $78k | 14.4 mi |
| 40071 | Taylorsville | 17,239 | $99k | 15.0 mi |
| 40014 | Crestwood | 23,101 | $121k | 15.0 mi |
| 40601 | Frankfort | 51,893 | $66k | 18.5 mi |
| 40023 | Fisherville | 6,870 | $145k | 12.2 mi (near) |
| 40046 | Mount Eden | 1,122 | $66k | 13.2 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.
Which other ZIP codes use the name Shelbyville?
1 more ZIP code carries the postal name Shelbyville, KY without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for it.
| ZIP | County |
|---|---|
| 40066 | Shelby County |
Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.