ZIP Code 40022
standardSource:
Finchville · Shelby County · Kentucky
- Population
- 834
- Median income
- $98,333
- Median home value
- $576,800
- Bachelor's or higher
- 33.1%
- Land area
- 41.7 sq mi
20/sq mi
▲ 29% vs US
higher than 80% of US ZIPs
▲ 107% vs US
higher than 90% of US ZIPs
Median age 51.5
New York
ZIP code 40022 in Finchville, Kentucky has a population of 834. The median household income is $98,333, which is 29% above the national average. Median home value is $576,800, 107% above the US average. 33.1% of residents hold a bachelor's degree or higher.
ZIP code 40022 is classified by USPS as a standard delivery area and covers roughly 41.7 square miles in Finchville, Shelby County, Kentucky. The area is home to 834 residents, producing a population density of 20 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40022 against Kentucky and the nation.
On the economic side, the median household income for ZIP 40022 sits at $98,333 (65% above the Kentucky average), while per-capita income is $53,946. The poverty rate stands at 5.3% and the unemployment rate at 1.9%. On housing, the median home value is $576,800 (263% above the state average) with median rent at — per month, and 86.5% of occupied units are owner-occupied, a direct signal of whether 40022 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 33.1% of adults hold a bachelor's degree or higher, the median age is 51.5, and the average commute is —. We also surface 5 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Shelby County, so you can benchmark 40022 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 40022
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 40022.
- Construction
Construction
3 establishments
- Transportation and warehousing
Transportation and warehousing
3 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 40022, Finchville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
834
Population
41.7
Area (sq mi)
20
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40022?
51.5
Median Age
45.7%
Male
54.3%
Female
5.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$98,333
Median Household Income
+65% vs state
$53,946
Per Capita Income
5.3%
Poverty Rate
1.9%
Unemployment Rate
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
357
Total Housing Units
334
Occupied Units
23
Vacant Units
2.70
Avg Household Size
Occupancy Type
$576,800
Median Home Value
+263% vs state
1996
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+10.4%
YoY Change (2021)
178
HPI Index (2000 = 100)
+78%
Total Change Since 2000
Home values in ZIP 40022 have increased 10.4% over the past year (2021). Since 2000, this ZIP has seen +78% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2016 | -0.2% | 135 |
| 2017 | +3.6% | 139 |
| 2019 | — | 168 |
| 2020 | -3.8% | 161 |
| 2021 | +10.4% | 178 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2021. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 21 business establishments in ZIP 40022, employing approximately 195 people with a combined annual payroll of $8,238,000.
21
Businesses
195
Employees
$8.2M
Annual Payroll
3
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 3 | 14.3% |
| Transportation and warehousing | 3 | 14.3% |
| Professional, scientific, and technical services | 3 | 14.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40022 vs 40067 →
More ZIP Codes in Shelby County
Related Areas
Frequently Asked Questions
What county is ZIP code 40022 in? ▼
What is the population of ZIP code 40022? ▼
What is the median household income in ZIP 40022? ▼
What is the average home value in ZIP 40022? ▼
What is the demographic makeup of ZIP 40022? ▼
How many businesses are in ZIP code 40022? ▼
What are the main industries in ZIP code 40022? ▼
How have home values changed in ZIP code 40022? ▼
What is the education level in ZIP code 40022? ▼
What percentage of residents own vs. rent in ZIP 40022? ▼
What is the poverty rate in ZIP code 40022? ▼
ZIP Code Research Guides
Official Data Resources for Finchville, KY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.