Taylorsville, KY · standard

ZIP Code 40071

Spencer County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

14,292
45/sq mi Moderate-density area
$98,528
Median income Above-median income area
$329,000
Median home value Above-median home value
22.8%
Bachelor's or higher Near-average bachelor's attainment

National ZIP placement

Taylorsville pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 20%
household income, US ZIPs
Top 29%
home value, US ZIPs
45
people per sq mi
87%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40071 against every reporting US ZIP.

FHFA HPI release change

What changed in the latest House Price Index year

2023 -> 2024
  • FHFA House Price Index values in ZIP 40071 (Taylorsville, KY) rose +7.7% from 2023 to 2024. The all-transactions index moved from 220.9 in 2023 to 237.9 in 2024 (2000 = 100).

Arithmetic difference between stored FHFA all-transactions ZIP House Price Index annual values - a developmental index from repeat sales and appraisals, not a transaction median, appraisal opinion, or forecast. Thin markets can move sharply.

National HPI changes Year-pair CSV

ZIP code 40071 is a mid-sized community (a standard USPS delivery area) in Taylorsville, Spencer County, Kentucky, home to 14,292 residents across 317.6 square miles, a density of 45 people per square mile, in the New York time zone.

ZIP 40071 lands in the middle-income range, with a median household income of $98,528 (65% above the average Kentucky ZIP), while per-capita income is $40,699. The poverty rate is 9.9%, with unemployment at 3.9%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $329,000 (107% above the average Kentucky ZIP), while 86.9% of occupied homes are owner-occupied and median rent is $960.

Educational attainment sits below the national norm: 22.8% of adults hold a bachelor's degree or higher, the median age is 40.7, and the average commute is 32 minutes. The page also surfaces 6 ZIP codes within roughly 10 miles and 1 more in Spencer County, so 40071 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Top industries in ZIP 40071

Top 5 sectors by establishment count in Taylorsville, KY

Which industries have the most business establishments in ZIP 40071.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40071, Taylorsville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

14,292

Population

317.6

Area (sq mi)

45

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40071?

40.7

Median Age

49.9%

Male

50.1%

Female

0.6%

Foreign-Born

White 92.6%
African American 1.0%
Asian 0.4%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 5.7%
Hispanic or Latino 2.9%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$98,528

Median Household Income

+65% vs state ZIP avg

$40,699

Per Capita Income

9.9%

Poverty Rate

3.9%

Unemployment Rate

32.1 min

Mean Commute Time

How ZIP 40071 ranks among Kentucky ZIPs

Taylorsville, KY household income vs. every Kentucky ZIP code

Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$98,528 Top 5% higher than 95% of 646 Kentucky ZIPs

This ZIP $0 $200K+ every Kentucky ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 57.2%
Bachelor's Degree or Higher 22.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

6,340

Total Housing Units

6,029

Occupied Units

311

Vacant Units

2.84

Avg Household Size

Occupancy Type

Owner 86.9%
Renter 13.1%

$329,000

Median Home Value

+107% vs state ZIP avg

$960

Median Rent

1999

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+7.7%

YoY Change (2024)

238

HPI Index (2000 = 100)

+138%

Total Change Since 2000

Home values in ZIP 40071 have increased 7.7% over the past year (2024). Since 2000, this ZIP has seen +138% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.7% 163
2021 +11.7% 182
2022 +14.5% 208
2023 +6.1% 221
2024 +7.7% 238

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 234 business establishments in ZIP 40071, employing approximately 1,270 people with a combined annual payroll of $45,896,000.

234

Businesses

1,270

Employees

$45.9M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Construction 64 27.4%
Retail trade 29 12.4%
Other services (except public administration) 27 11.5%
Administrative and support and waste management and remediation services 17 7.3%
Professional, scientific, and technical services 15 6.4%
Health care and social assistance 15 6.4%
Accommodation and food services 14 6.0%
Finance and insurance 12 5.1%
Real estate and rental and leasing 10 4.3%
Wholesale trade 7 3.0%
Manufacturing 6 2.6%
Arts, entertainment, and recreation 5 2.1%
Transportation and warehousing 4 1.7%
Educational services 4 1.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40071 vs 40020 →

ZIP 40071 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40071 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40071 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40071 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40020 Fairfield, KY 109 7.6 mi
40022 Finchville, KY 834 7.6 mi
40023 Fisherville, KY 4,118 9.0 mi
40013 Coxs Creek, KY 5,369 9.0 mi
40008 Bloomfield, KY 3,476 10.2 mi
40299 Louisville, KY 38,371 11.5 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 40071, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (14,292 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Spencer County

Frequently Asked Questions

What county is ZIP code 40071 in?

ZIP code 40071 (Taylorsville) is located in Spencer County, Kentucky. Spencer County contains multiple ZIP codes, see the full list at /counties/spencer-ky.

What is the population of ZIP code 40071?

ZIP code 40071 in Taylorsville, KY has a population of 14,292 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 40071?

The median household income in ZIP 40071 is $98,528, which is 29% above the national average of $76,288.

What is the average home value in ZIP 40071?

The median home value in ZIP 40071 is $329,000, which is 18% above the national average of $278,155.

What is the demographic makeup of ZIP 40071?

The largest racial group in ZIP 40071 is White at 92.6%. Hispanic or Latino residents make up 2.9% of the population.

How many businesses are in ZIP code 40071?

ZIP code 40071 has 234 business establishments employing approximately 1,270 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What are the main industries in ZIP code 40071?

The top industries by establishment count in ZIP 40071 are: Construction (64), Retail trade (29), Other services (except public administration) (27). There are 14 industry sectors represented in total.

How have home values changed in ZIP code 40071?

According to the FHFA House Price Index, home values in ZIP 40071 increased by 7.7% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 138%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.

What is the education level in ZIP code 40071?

In ZIP code 40071, 57.2% of residents aged 25+ have a high school diploma or higher, and 22.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What is the average commute time in ZIP 40071?

The mean commute time for workers in ZIP code 40071 is 32.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.

What percentage of residents own vs. rent in ZIP 40071?

In ZIP code 40071, approximately 86.9% of occupied housing units are owner-occupied and 13.1% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 40071?

The poverty rate in ZIP code 40071 is 9.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 40071's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

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ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.