Residential delivery area · Kentucky
ZIP Code 40076: Waddy, KY
ZIP code 40076 uses the postal name Waddy, Kentucky and lies mostly in Shelby County (87% of its land), reaching into Anderson County and Franklin County (Census 2020 ZIP-county file). About 2,900 people live there (Census Bureau, ACS 2020-2024). Median household income is $91,786 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2024
- ZBP2023
- IRS2022
- Town
- Waddy · its only residential ZIP
- County
- Shelby County (87%); Anderson County (9%); Franklin County (4%)
- Metro area
- Louisville/Jefferson County, KY-IN
- House districts
- KY-4 (88%), KY-1 (12%) 119th Congress, by share of land
- State
- Kentucky
- Time zone
- Eastern
- Land area
- 57.2 sq mi · 51 people per sq mi
Where is ZIP code 40076?
40076 centers on 38.114°, -85.086° and covers 57.2 square miles of land plus 0.5 of water. It borders 5 ZIP codes: 40046, 40065, 40342, 40601, 40071.
The map draws ZIP code areas only. For the streets inside 40076, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 40076 compare with the rest of Shelby County?
| Measure | 40076 | In Shelby County | In KY |
|---|---|---|---|
| People (ACS 2020-2024) | 2,898 | 9th of 13 | 268th of 780 |
| Median household income | $92k | 6th of 10 | 36th of 310 |
| Median home value | $259k | 8th of 11 | 57th of 320 |
Its median household income is higher than in 75% of U.S. residential ZIP codes, and it is denser than 42% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 40076?
The 2020 Census counted 2,701 people in 40076; the ACS, which samples households over 2020-2024, estimates 2,898. Between the 2010 and 2020 censuses its population grew 7.4% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 2,898±598 (90% margin)
- 2020 Census count
- 2,701+7.4% since 2010 (2,516)
- Households
- 1,064
- Median age
- 41.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 40076?
Of the 2,898 people the ACS estimates in 40076, 26.7% are under 18 and 18.2% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (85.2%), then Hispanic or Latino (10.3%).
- Under 1826.7%
- 18 to 6455.1%
- 65 and older18.2%
- White, not Hispanic85.2%
- Hispanic or Latino10.3%
- Other or two or more4.2%
- Black, not Hispanic0.2%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 40076 earn?
Median household income is $91,786 (ACS 2020-2024), the 6th highest of the 10 ranked ZIP codes in Shelby County. It is not measurably different from 2015-2019 ($87,423 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $91,786±$14,067
- Income per person
- $34,911
- Below the poverty line
- 4.5%
- Unemployed (of the labor force)
- 2.8%
- Adults 25+ with a bachelor's degree
- 22.5%
- Adjusted gross income per tax return, 2022
- $70,4541,260 returns; wages 66% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 40076?
- Median home value (owners' estimate)
- $259,100
- Median gross rent
- $975
- Homes owned by their occupants
- 73.2%
- Housing units
- 1,117
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 40076?
44 business establishments had a location in this ZIP code in 2023, 8 more than in 2018; the most are in construction (ZIP Code Business Patterns).
- Construction9
- Retail trade6
- Professional, scientific, and technical services6
- Administrative and support and waste management and remediation services6
- Other services (except public administration)6
- Transportation and warehousing4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 40076?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 40046 | Mount Eden | 1,122 | $66k | 7.7 mi |
| 40065 | Shelbyville | 32,160 | $78k | 9.5 mi |
| 40342 | Lawrenceburg | 23,963 | $74k | 9.9 mi |
| 40601 | Frankfort | 51,893 | $66k | 14.5 mi |
| 40071 | Taylorsville | 17,239 | $99k | 16.7 mi |
| 40003 | Bagdad | 1,807 | $98k | 11.5 mi (near) |
| 40022 | Finchville | 903 | $98k | 14.2 mi (near) |
| 40012 | Chaplin | 712 | $105k | 14.6 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.