Lawrenceburg, KY · standard
ZIP Code 40342
Anderson County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 21,125
- 43/sq mi Moderate-density area
- $74,408
- Median income Near-median income area
- $224,500
- Median home value Near-median home value
- 26.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Lawrenceburg pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 46%
- household income, US ZIPs
- Top 49%
- home value, US ZIPs
- 43
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40342 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 40342 (Lawrenceburg, KY) rose +4.4% from 2023 to 2024. The all-transactions index moved from 209.4 in 2023 to 218.5 in 2024 (2000 = 100).
ZIP code 40342 is a densely settled ZIP (a standard USPS delivery area) in Lawrenceburg, Anderson County, Kentucky, with 21,125 residents across 487.9 square miles, a density of 43 people per square mile, in the New York time zone.
ZIP 40342 lands in the middle-income range, with a median household income of $74,408 (25% above the average Kentucky ZIP), while per-capita income is $35,657. The poverty rate is 11.5%, with unemployment at 2.2%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $224,500 (41% above the average Kentucky ZIP), while 77.4% of occupied homes are owner-occupied and median rent is $926.
Educational attainment sits below the national norm: 26.3% of adults hold a bachelor's degree or higher, the median age is 41.6, and the average commute is 31 minutes. The page surfaces 2 nearby ZIP codes within roughly 10 miles, giving 40342 an immediate geographic comparison rather than a national benchmark alone.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 40342
Top 5 sectors by establishment count in Lawrenceburg, KY
Which industries have the most business establishments in ZIP 40342.
- Retail trade
Retail trade
55 establishments
- Other services (except public administration)
Other services (except public administration)
52 establishments
- Health care and social assistance
Health care and social assistance
37 establishments
- Accommodation and food services
Accommodation and food services
37 establishments
- Construction
Construction
34 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40342, Lawrenceburg, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
21,125
Population
487.9
Area (sq mi)
43
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40342?
41.6
Median Age
50.2%
Male
49.8%
Female
1.7%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$74,408
Median Household Income
+25% vs state ZIP avg
$35,657
Per Capita Income
11.5%
Poverty Rate
2.2%
Unemployment Rate
30.5 min
Mean Commute Time
How ZIP 40342 ranks among Kentucky ZIPs
Lawrenceburg, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$74,408 Top 20% higher than 80% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
10,118housing units
10,118
Total Housing Units
9,473
Occupied Units
645
Vacant Units
2.52
Avg Household Size
Occupancy Type
$224,500
Median Home Value
+41% vs state ZIP avg
$926
Median Rent
1989
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+4.4%
YoY Change (2024)
219
HPI Index (2000 = 100)
+119%
Total Change Since 2000
Home values in ZIP 40342 have increased 4.4% over the past year (2024). Since 2000, this ZIP has seen +119% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.7% | 149 |
| 2021 | +10.9% | 165 |
| 2022 | +17.7% | 194 |
| 2023 | +7.9% | 209 |
| 2024 | +4.4% | 219 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 342 business establishments in ZIP 40342, employing approximately 4,150 people with a combined annual payroll of $188,844,000.
342
Businesses
4,150
Employees
$188.8M
Annual Payroll
15
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 55 | 16.1% |
| Other services (except public administration) | 52 | 15.2% |
| Health care and social assistance | 37 | 10.8% |
| Accommodation and food services | 37 | 10.8% |
| Construction | 34 | 9.9% |
| Manufacturing | 26 | 7.6% |
| Professional, scientific, and technical services | 24 | 7.0% |
| Finance and insurance | 19 | 5.6% |
| Wholesale trade | 14 | 4.1% |
| Real estate and rental and leasing | 13 | 3.8% |
| Administrative and support and waste management and remediation services | 10 | 2.9% |
| Transportation and warehousing | 6 | 1.8% |
| Arts, entertainment, and recreation | 5 | 1.5% |
| Educational services | 4 | 1.2% |
| Information | 3 | 0.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40342 vs 40372 →
ZIP 40342 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40342
Lawrenceburg (40342)
21,125 residents
- 40076 2,516
Waddy (40076)
2,516 residents
- 40372 2,128
Salvisa (40372)
2,128 residents
What this shows Among its immediate neighbors, ZIP 40342 ranks the most populous - useful context the national average alone can't give.
ZIP 40342 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40076
Waddy (40076)
$91,786 median income
- 40342
Lawrenceburg (40342)
$74,408 median income
- 40372
Salvisa (40372)
$74,205 median income
What this shows By household income, ZIP 40342 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 40342, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (21,125 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
Related Areas
Frequently Asked Questions
What county is ZIP code 40342 in?
ZIP code 40342 (Lawrenceburg) is located in Anderson County, Kentucky. Anderson County contains multiple ZIP codes, see the full list at /counties/anderson-ky.
What is the population of ZIP code 40342?
ZIP code 40342 in Lawrenceburg, KY has a population of 21,125 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40342?
The median household income in ZIP 40342 is $74,408, which is 2% below the national average of $76,288.
What is the average home value in ZIP 40342?
The median home value in ZIP 40342 is $224,500, which is 19% below the national average of $278,155.
What is the demographic makeup of ZIP 40342?
The largest racial group in ZIP 40342 is White at 92.4%. Hispanic or Latino residents make up 2.7% of the population.
How many businesses are in ZIP code 40342?
ZIP code 40342 has 342 business establishments employing approximately 4,150 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40342?
The top industries by establishment count in ZIP 40342 are: Retail trade (55), Other services (except public administration) (52), Health care and social assistance (37). There are 15 industry sectors represented in total.
How have home values changed in ZIP code 40342?
According to the FHFA House Price Index, home values in ZIP 40342 increased by 4.4% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 119%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40342?
In ZIP code 40342, 58.6% of residents aged 25+ have a high school diploma or higher, and 26.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40342?
The mean commute time for workers in ZIP code 40342 is 30.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40342?
In ZIP code 40342, approximately 77.4% of occupied housing units are owner-occupied and 22.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40342?
The poverty rate in ZIP code 40342 is 11.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 40342's numbers, next.
- See how ZIP 40342 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Lawrenceburg, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.