Residential delivery area · Kentucky
ZIP Code 40601: Frankfort, KY
ZIP code 40601 uses the postal name Frankfort, Kentucky and lies mostly in Franklin County (89% of its land), reaching into Woodford County and Shelby County (Census 2020 ZIP-county file). About 52,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $65,732 (Census Bureau, ACS 2020-2024). By Census place, 7% of its land lies in Frankfort; 93% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Frankfort · its only residential ZIP
- County
- Franklin County (89%); Woodford County (6%); Shelby County (4%)
- Census places
- Frankfort
- Micro area
- Frankfort, KY
- House districts
- KY-1 (89%), KY-6 (6%), KY-4 (5%) 119th Congress, by share of land
- State
- Kentucky
- Time zone
- Eastern
- Land area
- 217.6 sq mi · 238 people per sq mi
Where is ZIP code 40601?
40601 centers on 38.235°, -84.869° and covers 217.6 square miles of land plus 4.0 of water. It borders 9 ZIP codes: 40347, 40003, 40379, 40057, 40076, 40342, 40359, 40383, 40065.
The map draws ZIP code areas only. For the streets inside 40601, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 40601 compare with the rest of Franklin County?
| Measure | 40601 | In Franklin County | In KY |
|---|---|---|---|
| People (ACS 2020-2024) | 51,893 | 1st of 5 | 6th of 780 |
| Median household income | $66k | 3rd of 4 | 122nd of 310 |
| Median home value | $217k | 4th of 4 | 88th of 320 |
Its median household income is higher than in 40% of U.S. residential ZIP codes, and it is denser than 65% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 40601?
The 2020 Census counted 52,133 people in 40601; the ACS, which samples households over 2020-2024, estimates 51,893. Between the 2010 and 2020 censuses its population grew 5.2% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 51,893
- 2020 Census count
- 52,133+5.2% since 2010 (49,566)
- Households
- 22,836
- Median age
- 41.0
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 40601?
Of the 51,893 people the ACS estimates in 40601, 20.9% are under 18 and 19.1% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (80.4%).
- Under 1820.9%
- 18 to 6460.0%
- 65 and older19.1%
- White, not Hispanic80.4%
- Black, not Hispanic9.3%
- Hispanic or Latino4.4%
- Other or two or more4.2%
- Asian, not Hispanic1.8%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 40601 earn?
Median household income is $65,732 (ACS 2020-2024), the 3rd highest of the 4 ranked ZIP codes in Franklin County. It is not measurably different from 2015-2019 ($69,113 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $65,732
- Income per person
- $39,366
- Below the poverty line
- 13.4%
- Unemployed (of the labor force)
- 5.8%
- Adults 25+ with a bachelor's degree
- 31.9%
- Adjusted gross income per tax return, 2022
- $66,07924,870 returns; wages 62% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 40601?
FHFA's house price index for 40601, built from repeat sales and appraisals of the same homes, rose 88% from 2015 to 2025 and rose 53% from 2020 to 2025, and moved +1.3% in 2025.
- Median home value (owners' estimate)
- $216,700
- Median gross rent
- $966
- Homes owned by their occupants
- 64.7%
- Housing units
- 24,298
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 40601?
1,263 business establishments had a location in this ZIP code in 2023, 106 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade197
- Health care and social assistance169
- Other services (except public administration)169
- Professional, scientific, and technical services135
- Accommodation and food services130
- Finance and insurance82
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 40601?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 40347 | Midway | 3,960 | $85k | 9.3 mi |
| 40003 | Bagdad | 1,807 | $98k | 9.9 mi |
| 40379 | Stamping Ground | 3,788 | $62k | 10.9 mi |
| 40057 | Pleasureville | 4,065 | $78k | 14.4 mi |
| 40076 | Waddy | 2,898 | $92k | 14.5 mi |
| 40342 | Lawrenceburg | 23,963 | $74k | 16.7 mi |
| 40359 | Owenton | 6,989 | $63k | 16.9 mi |
| 40383 | Versailles | 24,793 | $85k | 17.3 mi |
| 40065 | Shelbyville | 32,160 | $78k | 18.5 mi |
| 40036 | Lockport | 164 | – | 13.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.
Which other ZIP codes use the name Frankfort?
8 more ZIP codes carry the postal name Frankfort, KY without a residential delivery area: PO boxes at the post office, or a single organization with its own ZIP code. The Census Bureau publishes no figures for them.
| ZIP | County |
|---|---|
| 40602 | Franklin County |
| 40603 | Franklin County |
| 40604 | Franklin County |
| 40618 | Franklin County |
| 40619 | Franklin County |
| 40620 | Franklin County |
| 40621 | Franklin County |
| 40622 | Franklin County |
Source: GeoNames postal codes (CC BY 4.0), downloaded 2026-10-09; a ZIP code with no Census ZCTA has no residential delivery area.