PlainZIP

Bagdad, KY · standard

ZIP Code 40003

Shelby County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,902
17/sq mi
$97,681
Median income
$344,900
Median home value
33.0%
Bachelor's or higher

The verdict

Bagdad pairs an upper-quartile household income with above-median home values, in a rural, homeowner-dominated area.

Top 21%
household income, US ZIPs
Top 27%
home value, US ZIPs
17
people per sq mi
95%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40003 against every reporting US ZIP.

ZIP code 40003 covers 109.3 square miles in Bagdad, Shelby County, Kentucky (a standard USPS delivery area), with a modest 1,902 residents on file, a density of 17 people per square mile, in the New York time zone.

ZIP 40003 lands in the middle-income range, with a median household income of $97,681 (64% above the Kentucky average), while per-capita income is $41,886. Local economic indicators show a 11.0% poverty rate alongside 3.8% unemployment. The typical home here is valued at $344,900 (117% above the state average); renters pay a median of - monthly, and 94.7% of units are owner-occupied.

A solid share of residents have a four-year degree: 33.0% of adults hold a bachelor's degree or higher, the median age is 50.6, and the average commute is 34 minutes. To put 40003 in local context, 2 ZIP codes within roughly 10 miles appear further down this page alongside 4 additional ZIPs in Shelby County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40003

Top 5 sectors by establishment count in Bagdad, KY

Which industries have the most business establishments in ZIP 40003.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40003, Bagdad, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,902

Population

109.3

Area (sq mi)

17

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40003?

50.6

Median Age

55.1%

Male

44.9%

Female

1.1%

Foreign-Born

White 95.6%
African American 0.7%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.2%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$97,681

Median Household Income

+64% vs state

$41,886

Per Capita Income

11.0%

Poverty Rate

3.8%

Unemployment Rate

33.6 min

Mean Commute Time

How ZIP 40003 ranks nationally

Bagdad, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$97,681 Top 21% higher than 79% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 70.7%
Bachelor's Degree or Higher 33.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

769

Total Housing Units

760

Occupied Units

9

Vacant Units

2.38

Avg Household Size

Occupancy Type

Owner 94.7%
Renter 5.3%

$344,900

Median Home Value

+117% vs state

1993

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+17.8%

YoY Change (2022)

223

HPI Index (2000 = 100)

+123%

Total Change Since 2000

Home values in ZIP 40003 have increased 17.8% over the past year (2022). Since 2000, this ZIP has seen +123% cumulative appreciation.

Year Annual Change HPI Index
2018 +5.8% 156
2019 +7.1% 167
2020 -1.7% 165
2021 +15.1% 189
2022 +17.8% 223

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2022. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 29 business establishments in ZIP 40003, employing approximately 224 people with a combined annual payroll of $8,249,000.

29

Businesses

224

Employees

$8.2M

Annual Payroll

5

Industry Sectors

Industry Establishments % of Total
Construction 7 24.1%
Other services (except public administration) 6 20.7%
Manufacturing 5 17.2%
Transportation and warehousing 3 10.3%
Administrative and support and waste management and remediation services 3 10.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40003 vs 40057 →

ZIP 40003 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40003 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40003 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40003 ranks the highest of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40057 Pleasureville, KY 3,354 8.3 mi
40019 Eminence, KY 3,789 10.2 mi

More ZIP Codes in Shelby County

40065 standard
Shelbyville, KY
Pop: 28,025
40067 standard
Simpsonville, KY
Pop: 5,114
40076 standard
Waddy, KY
Pop: 2,516
40022 standard
Finchville, KY
Pop: 834

Related Areas

Shelby County Bagdad, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40003 in? ▼
ZIP code 40003 (Bagdad) is located in Shelby County, Kentucky. Shelby County contains multiple ZIP codes, see the full list at /counties/shelby-ky.
What is the population of ZIP code 40003? ▼
ZIP code 40003 in Bagdad, KY has a population of 1,902 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40003? ▼
The median household income in ZIP 40003 is $97,681, which is 28% above the national average of $76,288.
What is the average home value in ZIP 40003? ▼
The median home value in ZIP 40003 is $344,900, which is 24% above the national average of $278,155.
What is the demographic makeup of ZIP 40003? ▼
The largest racial group in ZIP 40003 is White at 95.6%.
How many businesses are in ZIP code 40003? ▼
ZIP code 40003 has 29 business establishments employing approximately 224 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40003? ▼
The top industries by establishment count in ZIP 40003 are: Construction (7), Other services (except public administration) (6), Manufacturing (5). There are 5 industry sectors represented in total.
How have home values changed in ZIP code 40003? ▼
According to the FHFA House Price Index, home values in ZIP 40003 increased by 17.8% in 2022. Since 2000, home values in this ZIP have appreciated by approximately 123%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40003? ▼
In ZIP code 40003, 70.7% of residents aged 25+ have a high school diploma or higher, and 33.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40003? ▼
The mean commute time for workers in ZIP code 40003 is 33.6 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40003? ▼
In ZIP code 40003, approximately 94.7% of occupied housing units are owner-occupied and 5.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40003? ▼
The poverty rate in ZIP code 40003 is 11.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.