ZIP Code 40046

ZIP code 40046 is classified by USPS as a standard delivery area and covers roughly 125.3 square miles in Mount Eden, Spencer County, Kentucky. The area is home to 1,741 residents, producing a population density of 14 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40046 against Kentucky and the nation.

On the economic side, the median household income for ZIP 40046 sits at $66,000 (11% above the Kentucky average), while per-capita income is $35,707. The poverty rate stands at 18.2% and the unemployment rate at 10.4%. On housing, the median home value is $221,000 (39% above the state average) with median rent at — per month, and 88.7% of occupied units are owner-occupied, a direct signal of whether 40046 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 9.4% of adults hold a bachelor's degree or higher, the median age is 44.3, and the average commute is —. We also surface 3 nearby ZIP codes within roughly 10 miles and 1 additional ZIPs sharing Spencer County, so you can benchmark 40046 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →