PlainZIP

Harrodsburg, KY · standard

ZIP Code 40330

Mercer County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

19,334
34/sq mi
$63,992
Median income
$199,500
Median home value
25.3%
Bachelor's or higher

The verdict

Harrodsburg pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

37th pct
household income, US ZIPs
43th pct
home value, US ZIPs
34
people per sq mi
76%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40330 against every reporting US ZIP.

ZIP code 40330 is a mid-sized community (a standard USPS delivery area) in Harrodsburg, Mercer County, Kentucky, home to 19,334 residents across 573.7 square miles, a density of 34 people per square mile, in the New York time zone.

ZIP 40330 reports a modest median household income of $63,992 (7% above the Kentucky average), while per-capita income is $33,373. Poverty here runs at 10.7%, with unemployment measured at 4.3%. The typical home here is valued at $199,500 (25% above the state average); renters pay a median of $824 monthly, and 75.8% of units are owner-occupied.

Educational attainment sits below the national norm: 25.3% of adults hold a bachelor's degree or higher, the median age is 42.5, and the average commute is 26 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 2 additional ZIPs sharing Mercer County, so you can benchmark 40330 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40330

Top 5 sectors by establishment count in Harrodsburg, KY

Which industries have the most business establishments in ZIP 40330.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40330, Harrodsburg, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

19,334

Population

573.7

Area (sq mi)

34

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40330?

42.5

Median Age

50.6%

Male

49.4%

Female

2.9%

Foreign-Born

White 89.9%
African American 3.5%
Asian 0.1%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 4.4%
Hispanic or Latino 3.4%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$63,992

Median Household Income

+7% vs state

$33,373

Per Capita Income

10.7%

Poverty Rate

4.3%

Unemployment Rate

25.7 min

Mean Commute Time

How ZIP 40330 ranks nationally

Harrodsburg, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$63,992 37th percentile higher than 37% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 59.3%
Bachelor's Degree or Higher 25.3%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

9,674

Total Housing Units

8,532

Occupied Units

1,142

Vacant Units

2.46

Avg Household Size

Occupancy Type

Owner 75.8%
Renter 24.2%

$199,500

Median Home Value

+25% vs state

$824

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+12.8%

YoY Change (2024)

244

HPI Index (2000 = 100)

+144%

Total Change Since 2000

Home values in ZIP 40330 have increased 12.8% over the past year (2024). Since 2000, this ZIP has seen +144% cumulative appreciation.

Year Annual Change HPI Index
2020 +3.8% 154
2021 +10.5% 170
2022 +14.0% 194
2023 +11.7% 217
2024 +12.8% 244

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 328 business establishments in ZIP 40330, employing approximately 5,176 people with a combined annual payroll of $273,896,000.

328

Businesses

5,176

Employees

$273.9M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 51 15.6%
Retail trade 47 14.3%
Construction 39 11.9%
Health care and social assistance 37 11.3%
Accommodation and food services 32 9.8%
Professional, scientific, and technical services 31 9.4%
Finance and insurance 23 7.0%
Real estate and rental and leasing 14 4.3%
Manufacturing 13 4.0%
Transportation and warehousing 9 2.7%
Administrative and support and waste management and remediation services 8 2.4%
Information 7 2.1%
Arts, entertainment, and recreation 7 2.1%
Wholesale trade 6 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40330 vs 40372 →

ZIP 40330 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40330 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40330 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40330 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40372 Salvisa, KY 2,128 8.2 mi
40310 Burgin, KY 526 7.4 mi

More ZIP Codes in Mercer County

40372 standard
Salvisa, KY
Pop: 2,128
40310 standard
Burgin, KY
Pop: 526

Related Areas

Mercer County Harrodsburg, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40330 in? ▼
ZIP code 40330 (Harrodsburg) is located in Mercer County, Kentucky. Mercer County contains multiple ZIP codes, see the full list at /counties/mercer-ky.
What is the population of ZIP code 40330? ▼
ZIP code 40330 in Harrodsburg, KY has a population of 19,334 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40330? ▼
The median household income in ZIP 40330 is $63,992, which is 16% below the national average of $76,288.
What is the average home value in ZIP 40330? ▼
The median home value in ZIP 40330 is $199,500, which is 28% below the national average of $278,155.
What is the demographic makeup of ZIP 40330? ▼
The largest racial group in ZIP 40330 is White at 89.9%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 40330? ▼
ZIP code 40330 has 328 business establishments employing approximately 5,176 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40330? ▼
The top industries by establishment count in ZIP 40330 are: Other services (except public administration) (51), Retail trade (47), Construction (39). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 40330? ▼
According to the FHFA House Price Index, home values in ZIP 40330 increased by 12.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 144%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40330? ▼
In ZIP code 40330, 59.3% of residents aged 25+ have a high school diploma or higher, and 25.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40330? ▼
The mean commute time for workers in ZIP code 40330 is 25.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40330? ▼
In ZIP code 40330, approximately 75.8% of occupied housing units are owner-occupied and 24.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40330? ▼
The poverty rate in ZIP code 40330 is 10.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.