Harrodsburg, KY · standard
ZIP Code 40330
Mercer County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 19,334
- 34/sq mi Moderate-density area
- $63,992
- Median income Near-median income area
- $199,500
- Median home value Near-median home value
- 25.3%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Harrodsburg pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 37th pct
- household income, US ZIPs
- 43rd pct
- home value, US ZIPs
- 34
- people per sq mi
- 76%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40330 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 40330 (Harrodsburg, KY) rose +12.8% from 2023 to 2024. The all-transactions index moved from 216.6 in 2023 to 244.4 in 2024 (2000 = 100).
ZIP code 40330 is a mid-sized community (a standard USPS delivery area) in Harrodsburg, Mercer County, Kentucky, home to 19,334 residents across 573.7 square miles, a density of 34 people per square mile, in the New York time zone.
ZIP 40330 reports a modest median household income of $63,992 (7% above the average Kentucky ZIP), while per-capita income is $33,373. The poverty rate is 10.7%, with unemployment at 4.3%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $199,500 (25% above the average Kentucky ZIP), while 75.8% of occupied homes are owner-occupied and median rent is $824.
Educational attainment sits below the national norm: 25.3% of adults hold a bachelor's degree or higher, the median age is 42.5, and the average commute is 26 minutes. The page also surfaces 2 ZIP codes within roughly 10 miles and 2 more in Mercer County, so 40330 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 40330
Top 5 sectors by establishment count in Harrodsburg, KY
Which industries have the most business establishments in ZIP 40330.
- Other services (except public administration)
Other services (except public administration)
51 establishments
- Retail trade
Retail trade
47 establishments
- Construction
Construction
39 establishments
- Health care and social assistance
Health care and social assistance
37 establishments
- Accommodation and food services
Accommodation and food services
32 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40330, Harrodsburg, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
19,334
Population
573.7
Area (sq mi)
34
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40330?
42.5
Median Age
50.6%
Male
49.4%
Female
2.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$63,992
Median Household Income
+7% vs state ZIP avg
$33,373
Per Capita Income
10.7%
Poverty Rate
4.3%
Unemployment Rate
25.7 min
Mean Commute Time
How ZIP 40330 ranks among Kentucky ZIPs
Harrodsburg, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$63,992 Top 35% higher than 65% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
9,674housing units
9,674
Total Housing Units
8,532
Occupied Units
1,142
Vacant Units
2.46
Avg Household Size
Occupancy Type
$199,500
Median Home Value
+25% vs state ZIP avg
$824
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+12.8%
YoY Change (2024)
244
HPI Index (2000 = 100)
+144%
Total Change Since 2000
Home values in ZIP 40330 have increased 12.8% over the past year (2024). Since 2000, this ZIP has seen +144% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +3.8% | 154 |
| 2021 | +10.5% | 170 |
| 2022 | +14.0% | 194 |
| 2023 | +11.7% | 217 |
| 2024 | +12.8% | 244 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 328 business establishments in ZIP 40330, employing approximately 5,176 people with a combined annual payroll of $273,896,000.
328
Businesses
5,176
Employees
$273.9M
Annual Payroll
14
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 51 | 15.6% |
| Retail trade | 47 | 14.3% |
| Construction | 39 | 11.9% |
| Health care and social assistance | 37 | 11.3% |
| Accommodation and food services | 32 | 9.8% |
| Professional, scientific, and technical services | 31 | 9.4% |
| Finance and insurance | 23 | 7.0% |
| Real estate and rental and leasing | 14 | 4.3% |
| Manufacturing | 13 | 4.0% |
| Transportation and warehousing | 9 | 2.7% |
| Administrative and support and waste management and remediation services | 8 | 2.4% |
| Information | 7 | 2.1% |
| Arts, entertainment, and recreation | 7 | 2.1% |
| Wholesale trade | 6 | 1.8% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40330 vs 40372 →
ZIP 40330 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40330
Harrodsburg (40330)
19,334 residents
- 40372 2,128
Salvisa (40372)
2,128 residents
- 40310 526
Burgin (40310)
526 residents
What this shows Among its immediate neighbors, ZIP 40330 ranks the most populous - useful context the national average alone can't give.
ZIP 40330 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40372
Salvisa (40372)
$74,205 median income
- 40330
Harrodsburg (40330)
$63,992 median income
- 40310
Burgin (40310)
$56,477 median income
What this shows By household income, ZIP 40330 ranks #2 of 3 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 40330, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (19,334 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Mercer County
Related Areas
Frequently Asked Questions
What county is ZIP code 40330 in?
ZIP code 40330 (Harrodsburg) is located in Mercer County, Kentucky. Mercer County contains multiple ZIP codes, see the full list at /counties/mercer-ky.
What is the population of ZIP code 40330?
ZIP code 40330 in Harrodsburg, KY has a population of 19,334 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40330?
The median household income in ZIP 40330 is $63,992, which is 16% below the national average of $76,288.
What is the average home value in ZIP 40330?
The median home value in ZIP 40330 is $199,500, which is 28% below the national average of $278,155.
What is the demographic makeup of ZIP 40330?
The largest racial group in ZIP 40330 is White at 89.9%. Hispanic or Latino residents make up 3.4% of the population.
How many businesses are in ZIP code 40330?
ZIP code 40330 has 328 business establishments employing approximately 5,176 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40330?
The top industries by establishment count in ZIP 40330 are: Other services (except public administration) (51), Retail trade (47), Construction (39). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 40330?
According to the FHFA House Price Index, home values in ZIP 40330 increased by 12.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 144%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40330?
In ZIP code 40330, 59.3% of residents aged 25+ have a high school diploma or higher, and 25.3% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40330?
The mean commute time for workers in ZIP code 40330 is 25.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40330?
In ZIP code 40330, approximately 75.8% of occupied housing units are owner-occupied and 24.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40330?
The poverty rate in ZIP code 40330 is 10.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 40330's numbers, next.
- See how ZIP 40330 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Harrodsburg, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.