Junction City, KY · standard

ZIP Code 40440

Boyle County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,092
88/sq mi
$54,500
Median income
$134,700
Median home value
19.5%
Bachelor's or higher

The verdict

Junction City pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

20th pct
household income, US ZIPs
21th pct
home value, US ZIPs
88
people per sq mi
88%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40440 against every reporting US ZIP.

ZIP code 40440 covers 23.8 square miles in Junction City, Boyle County, Kentucky (a standard USPS delivery area), with a modest 2,092 residents on file, a density of 88 people per square mile, in the New York time zone.

ZIP 40440 reports a modest median household income of $54,500 (9% below the Kentucky average), while per-capita income is $24,611. Poverty here runs at 29.9%, with unemployment measured at 6.8%. Housing costs here run $134,700 for a typical home value (15% below the state average), with rent averaging $983 a month; 88.0% of homes are owner-occupied.

Educational attainment sits below the national norm: 19.5% of adults hold a bachelor's degree or higher, the median age is 37.9, and the average commute is 30 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Boyle County, so you can benchmark 40440 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40440

Top 5 sectors by establishment count in Junction City, KY

Which industries have the most business establishments in ZIP 40440.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40440, Junction City, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,092

Population

23.8

Area (sq mi)

88

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40440?

37.9

Median Age

49.9%

Male

50.1%

Female

7.4%

Foreign-Born

White 83.3%
African American 0.3%
Asian 5.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 11.4%
Hispanic or Latino 5.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$54,500

Median Household Income

-9% vs state

$24,611

Per Capita Income

29.9%

Poverty Rate

6.8%

Unemployment Rate

30.3 min

Mean Commute Time

How ZIP 40440 ranks nationally

Junction City, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$54,500 20th percentile higher than 20% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 67.2%
Bachelor's Degree or Higher 19.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

1,065

Total Housing Units

950

Occupied Units

115

Vacant Units

2.55

Avg Household Size

Occupancy Type

Owner 88.0%
Renter 12.0%

$134,700

Median Home Value

-15% vs state

$983

Median Rent

1980

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 24 business establishments in ZIP 40440, employing approximately 139 people with a combined annual payroll of $4,236,000.

24

Businesses

139

Employees

$4.2M

Annual Payroll

3

Industry Sectors

Industry Establishments % of Total
Construction 6 25.0%
Retail trade 5 20.8%
Other services (except public administration) 4 16.7%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40440 vs 40422 →

ZIP 40440 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40440 ranks #3 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40440 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40440 ranks #3 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40422 Danville, KY 24,280 4.3 mi
40464 Parksville, KY 1,114 5.6 mi
40437 Hustonville, KY 4,932 9.5 mi
40448 Mc Kinney, KY 53 9.0 mi

More ZIP Codes in Boyle County

Frequently Asked Questions

What county is ZIP code 40440 in?
ZIP code 40440 (Junction City) is located in Boyle County, Kentucky. Boyle County contains multiple ZIP codes, see the full list at /counties/boyle-ky.
What is the population of ZIP code 40440?
ZIP code 40440 in Junction City, KY has a population of 2,092 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40440?
The median household income in ZIP 40440 is $54,500, which is 29% below the national average of $76,288.
What is the average home value in ZIP 40440?
The median home value in ZIP 40440 is $134,700, which is 52% below the national average of $278,155.
What is the demographic makeup of ZIP 40440?
The largest racial group in ZIP 40440 is White at 83.3%. Hispanic or Latino residents make up 5.5% of the population.
How many businesses are in ZIP code 40440?
ZIP code 40440 has 24 business establishments employing approximately 139 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40440?
The top industries by establishment count in ZIP 40440 are: Construction (6), Retail trade (5), Other services (except public administration) (4). There are 3 industry sectors represented in total.
What is the education level in ZIP code 40440?
In ZIP code 40440, 67.2% of residents aged 25+ have a high school diploma or higher, and 19.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40440?
The mean commute time for workers in ZIP code 40440 is 30.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40440?
In ZIP code 40440, approximately 88.0% of occupied housing units are owner-occupied and 12.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40440?
The poverty rate in ZIP code 40440 is 29.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.