PlainZIP

Smithfield, KY · standard

ZIP Code 40068

Henry County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,131
19/sq mi
$80,750
Median income
$325,300
Median home value
30.9%
Bachelor's or higher

The verdict

Smithfield pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 37%
household income, US ZIPs
Top 30%
home value, US ZIPs
19
people per sq mi
89%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40068 against every reporting US ZIP.

ZIP code 40068 covers 113.4 square miles in Smithfield, Henry County, Kentucky (a standard USPS delivery area), with a modest 2,131 residents on file, a density of 19 people per square mile, in the New York time zone.

ZIP 40068 lands in the middle-income range, with a median household income of $80,750 (35% above the Kentucky average), while per-capita income is $43,288. Poverty here runs at 12.7%, with unemployment measured at 2.6%. On housing, the median home value is $325,300 (105% above the state average) with median rent at $1,036 per month, and 89.4% of occupied units are owner-occupied.

A solid share of residents have a four-year degree: 30.9% of adults hold a bachelor's degree or higher, the median age is 45.2, and the average commute is 29 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 6 additional ZIPs sharing Henry County, so you can benchmark 40068 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40068

Top 5 sectors by establishment count in Smithfield, KY

Which industries have the most business establishments in ZIP 40068.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40068, Smithfield, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,131

Population

113.4

Area (sq mi)

19

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40068?

45.2

Median Age

55.7%

Male

44.3%

Female

1.1%

Foreign-Born

White 94.2%
African American 1.6%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.1%
Hispanic or Latino 2.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$80,750

Median Household Income

+35% vs state

$43,288

Per Capita Income

12.7%

Poverty Rate

2.6%

Unemployment Rate

29.3 min

Mean Commute Time

How ZIP 40068 ranks nationally

Smithfield, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$80,750 Top 37% higher than 63% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Below this entry. $80,000–$100,000: 5,778 US ZIPs (19%). This entry sits in this band. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 68.0%
Bachelor's Degree or Higher 30.9%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

934

Total Housing Units

922

Occupied Units

12

Vacant Units

2.79

Avg Household Size

Occupancy Type

Owner 89.4%
Renter 10.6%

$325,300

Median Home Value

+105% vs state

$1,036

Median Rent

1995

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.8%

YoY Change (2024)

219

HPI Index (2000 = 100)

+119%

Total Change Since 2000

Home values in ZIP 40068 have increased 8.8% over the past year (2024). Since 2000, this ZIP has seen +119% cumulative appreciation.

Year Annual Change HPI Index
2020 +4.4% 152
2021 +10.7% 168
2022 +13.0% 190
2023 +6.2% 201
2024 +8.8% 219

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 36 business establishments in ZIP 40068, employing approximately 254 people with a combined annual payroll of $12,545,000.

36

Businesses

254

Employees

$12.5M

Annual Payroll

6

Industry Sectors

Industry Establishments % of Total
Construction 8 22.2%
Retail trade 5 13.9%
Transportation and warehousing 3 8.3%
Professional, scientific, and technical services 3 8.3%
Accommodation and food services 3 8.3%
Other services (except public administration) 3 8.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40068 vs 40019 →

ZIP 40068 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40068 ranks #4 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40068 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40068 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40019 Eminence, KY 3,789 5.4 mi
40070 Sulphur, KY 582 6.2 mi
40050 New Castle, KY 1,389 5.6 mi
40058 Port Royal, KY 64 6.0 mi
40055 Pendleton, KY 1,752 7.6 mi
40031 La Grange, KY 22,863 7.1 mi
40011 Campbellsburg, KY 2,549 10.6 mi

More ZIP Codes in Henry County

40019 standard
Eminence, KY
Pop: 3,789
40057 standard
Pleasureville, KY
Pop: 3,354
40011 standard
Campbellsburg, KY
Pop: 2,549
40055 standard
Pendleton, KY
Pop: 1,752
40050 standard
New Castle, KY
Pop: 1,389
40075 standard
Turners Station, KY
Pop: 1,323

Related Areas

Henry County Smithfield, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40068 in? ▼
ZIP code 40068 (Smithfield) is located in Henry County, Kentucky. Henry County contains multiple ZIP codes, see the full list at /counties/henry-ky.
What is the population of ZIP code 40068? ▼
ZIP code 40068 in Smithfield, KY has a population of 2,131 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40068? ▼
The median household income in ZIP 40068 is $80,750, which is 6% above the national average of $76,288.
What is the average home value in ZIP 40068? ▼
The median home value in ZIP 40068 is $325,300, which is 17% above the national average of $278,155.
What is the demographic makeup of ZIP 40068? ▼
The largest racial group in ZIP 40068 is White at 94.2%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 40068? ▼
ZIP code 40068 has 36 business establishments employing approximately 254 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40068? ▼
The top industries by establishment count in ZIP 40068 are: Construction (8), Retail trade (5), Transportation and warehousing (3). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 40068? ▼
According to the FHFA House Price Index, home values in ZIP 40068 increased by 8.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 119%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40068? ▼
In ZIP code 40068, 68.0% of residents aged 25+ have a high school diploma or higher, and 30.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40068? ▼
The mean commute time for workers in ZIP code 40068 is 29.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40068? ▼
In ZIP code 40068, approximately 89.4% of occupied housing units are owner-occupied and 10.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40068? ▼
The poverty rate in ZIP code 40068 is 12.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.