Smithfield, KY · standard
ZIP Code 40068
Henry County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,131
- 19/sq mi Moderate-density area
- $80,750
- Median income Near-median income area
- $325,300
- Median home value Above-median home value
- 30.9%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Smithfield pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 37%
- household income, US ZIPs
- Top 30%
- home value, US ZIPs
- 19
- people per sq mi
- 89%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40068 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 40068 (Smithfield, KY) rose +8.8% from 2023 to 2024. The all-transactions index moved from 201.3 in 2023 to 219.0 in 2024 (2000 = 100).
ZIP code 40068 covers 113.4 square miles in Smithfield, Henry County, Kentucky (a standard USPS delivery area), with a modest 2,131 residents on file, a density of 19 people per square mile, in the New York time zone.
ZIP 40068 lands in the middle-income range, with a median household income of $80,750 (35% above the average Kentucky ZIP), while per-capita income is $43,288. The poverty rate is 12.7%, with unemployment at 2.6%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $325,300 (105% above the average Kentucky ZIP), while 89.4% of occupied homes are owner-occupied and median rent is $1,036.
A solid share of residents have a four-year degree: 30.9% of adults hold a bachelor's degree or higher, the median age is 45.2, and the average commute is 29 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 6 more in Henry County, so 40068 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 40068
Top 5 sectors by establishment count in Smithfield, KY
Which industries have the most business establishments in ZIP 40068.
- Construction
Construction
8 establishments
- Retail trade
Retail trade
5 establishments
- Transportation and warehousing 3
Transportation and warehousing
3 establishments
- Professional, scientific, and technical services 3
Professional, scientific, and technical services
3 establishments
- Accommodation and food services 3
Accommodation and food services
3 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40068, Smithfield, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,131
Population
113.4
Area (sq mi)
19
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40068?
45.2
Median Age
55.7%
Male
44.3%
Female
1.1%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$80,750
Median Household Income
+35% vs state ZIP avg
$43,288
Per Capita Income
12.7%
Poverty Rate
2.6%
Unemployment Rate
29.3 min
Mean Commute Time
How ZIP 40068 ranks among Kentucky ZIPs
Smithfield, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$80,750 Top 13% higher than 87% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
934housing units
934
Total Housing Units
922
Occupied Units
12
Vacant Units
2.79
Avg Household Size
Occupancy Type
$325,300
Median Home Value
+105% vs state ZIP avg
$1,036
Median Rent
1995
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.8%
YoY Change (2024)
219
HPI Index (2000 = 100)
+119%
Total Change Since 2000
Home values in ZIP 40068 have increased 8.8% over the past year (2024). Since 2000, this ZIP has seen +119% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +4.4% | 152 |
| 2021 | +10.7% | 168 |
| 2022 | +13.0% | 190 |
| 2023 | +6.2% | 201 |
| 2024 | +8.8% | 219 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 36 business establishments in ZIP 40068, employing approximately 254 people with a combined annual payroll of $12,545,000.
36
Businesses
254
Employees
$12.5M
Annual Payroll
6
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 8 | 22.2% |
| Retail trade | 5 | 13.9% |
| Transportation and warehousing | 3 | 8.3% |
| Professional, scientific, and technical services | 3 | 8.3% |
| Accommodation and food services | 3 | 8.3% |
| Other services (except public administration) | 3 | 8.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40068 vs 40019 →
ZIP 40068 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40031
La Grange (40031)
22,863 residents
- 40019 3,789
Eminence (40019)
3,789 residents
- 40011 2,549
Campbellsburg (40011)
2,549 residents
- 40068 2,131
Smithfield (40068)
2,131 residents
- 40055 1,752
Pendleton (40055)
1,752 residents
- 40050 1,389
New Castle (40050)
1,389 residents
- 40070 582
Sulphur (40070)
582 residents
- 40058 64
Port Royal (40058)
64 residents
What this shows Among its immediate neighbors, ZIP 40068 ranks #4 by population - useful context the national average alone can't give.
ZIP 40068 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40031
La Grange (40031)
$98,513 median income
- 40055
Pendleton (40055)
$97,939 median income
- 40068
Smithfield (40068)
$80,750 median income
- 40011
Campbellsburg (40011)
$70,881 median income
- 40058
Port Royal (40058)
$66,635 median income
- 40019
Eminence (40019)
$60,761 median income
- 40050
New Castle (40050)
$44,688 median income
What this shows By household income, ZIP 40068 ranks #3 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 40068, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,131 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Henry County
Related Areas
Frequently Asked Questions
What county is ZIP code 40068 in?
ZIP code 40068 (Smithfield) is located in Henry County, Kentucky. Henry County contains multiple ZIP codes, see the full list at /counties/henry-ky.
What is the population of ZIP code 40068?
ZIP code 40068 in Smithfield, KY has a population of 2,131 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40068?
The median household income in ZIP 40068 is $80,750, which is 6% above the national average of $76,288.
What is the average home value in ZIP 40068?
The median home value in ZIP 40068 is $325,300, which is 17% above the national average of $278,155.
What is the demographic makeup of ZIP 40068?
The largest racial group in ZIP 40068 is White at 94.2%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 40068?
ZIP code 40068 has 36 business establishments employing approximately 254 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40068?
The top industries by establishment count in ZIP 40068 are: Construction (8), Retail trade (5), Transportation and warehousing (3). There are 6 industry sectors represented in total.
How have home values changed in ZIP code 40068?
According to the FHFA House Price Index, home values in ZIP 40068 increased by 8.8% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 119%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40068?
In ZIP code 40068, 68.0% of residents aged 25+ have a high school diploma or higher, and 30.9% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40068?
The mean commute time for workers in ZIP code 40068 is 29.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40068?
In ZIP code 40068, approximately 89.4% of occupied housing units are owner-occupied and 10.6% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40068?
The poverty rate in ZIP code 40068 is 12.7% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 40068's numbers, next.
- See how ZIP 40068 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Smithfield, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.