Residential delivery area · Kentucky
ZIP Code 40055: Pendleton, KY
ZIP code 40055 uses the postal name Pendleton, Kentucky and lies mostly in Trimble County (48% of its land), reaching into Henry County and Oldham County (Census 2020 ZIP-county file). About 1,900 people live there (Census Bureau, ACS 2020-2024). Median household income is $97,939 (Census Bureau, ACS 2020-2024). Its land lies outside any incorporated or census-designated place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Pendleton · its only residential ZIP
- County
- Trimble County (48%); Henry County (30%); Oldham County (23%)
- House district
- KY-4 119th Congress
- State
- Kentucky
- Time zone
- Eastern
- Land area
- 23.6 sq mi · 82 people per sq mi
Where is ZIP code 40055?
40055 centers on 38.495°, -85.326° and covers 23.6 square miles of land plus 0.1 of water. It borders 5 ZIP codes: 40070, 40031, 40077, 40006, 40068.
The map draws ZIP code areas only. For the streets inside 40055, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 40055 compare with the rest of Trimble County?
| Measure | 40055 | In Trimble County | In KY |
|---|---|---|---|
| People (ACS 2020-2024) | 1,942 | 5th of 5 | 346th of 780 |
| Median household income | $98k | 1st of 4 | 24th of 310 |
| Median home value | $295k | not ranked | not ranked |
40055's median home value is not ranked: its 90% margin of error (±$91,750) is more than a quarter of the figure ($294,900). Rankings use ZIP codes of 1,000 or more people living in households, with margins at most 25% of the figure.
Its median household income is higher than in 80% of U.S. residential ZIP codes, and it is denser than 51% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 40055?
The 2020 Census counted 2,070 people in 40055; the ACS, which samples households over 2020-2024, estimates 1,942. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 1,942±386 (90% margin)
- 2020 Census count
- 2,070
- Households
- 740
- Median age
- 46.2
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 40055?
Of the 1,942 people the ACS estimates in 40055, 19.6% are under 18 and 18.8% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (96.2%).
- Under 1819.6%
- 18 to 6461.6%
- 65 and older18.8%
- White, not Hispanic96.2%
- Other or two or more2.2%
- Hispanic or Latino0.7%
- Black, not Hispanic0.7%
- Asian, not Hispanic0.2%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 40055 earn?
Median household income is $97,939 (ACS 2020-2024), the highest of the 4 ranked ZIP codes in Trimble County.
- Median household income
- $97,939±$18,310
- Income per person
- $38,956
- Below the poverty line
- 11.3%
- Unemployed (of the labor force)
- 18.0%
- Adults 25+ with a bachelor's degree
- 19.5%
- Adjusted gross income per tax return, 2022
- $72,443990 returns; wages 73% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 40055?
FHFA's house price index for 40055, built from repeat sales and appraisals of the same homes, rose 102% from 2015 to 2025 and rose 51% from 2020 to 2025, and moved +6.2% in 2025.
- Median home value (owners' estimate)
- $294,900
- Median gross rent
- $1,348
- Homes owned by their occupants
- 85.7%
- Housing units
- 831
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 40055?
30 business establishments had a location in this ZIP code in 2023, 2 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade10
- Construction4
- Other services (except public administration)4
- Health care and social assistance3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 40055?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 40070 | Sulphur | 360 | – | 5.2 mi |
| 40031 | La Grange | 26,259 | $99k | 6.1 mi |
| 40077 | Westport | 678 | $73k | 6.4 mi |
| 40006 | Bedford | 5,068 | $60k | 7.0 mi |
| 40068 | Smithfield | 2,570 | $81k | 7.7 mi |
| 47104 | Bethlehem, IN | 9 | – | 6.8 mi (near) |
| 40050 | New Castle | 2,045 | $45k | 8.5 mi (near) |
| 40011 | Campbellsburg | 2,379 | $71k | 8.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.