PlainZIP

Bedford, KY · standard

ZIP Code 40006

Trimble County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

5,084
22/sq mi
$59,477
Median income
$181,700
Median home value
15.7%
Bachelor's or higher

The verdict

Bedford pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

28th pct
household income, US ZIPs
38th pct
home value, US ZIPs
22
people per sq mi
85%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40006 against every reporting US ZIP.

ZIP code 40006 is a mid-sized community (a standard USPS delivery area) in Bedford, Trimble County, Kentucky, home to 5,084 residents across 236.5 square miles, a density of 22 people per square mile, in the New York time zone.

ZIP 40006 reports a modest median household income of $59,477 (0% below the Kentucky average), while per-capita income is $29,115. Poverty here runs at 19.1%, with unemployment measured at 2.2%. On housing, the median home value is $181,700 (14% above the state average) with median rent at $736 per month, and 84.5% of occupied units are owner-occupied.

Educational attainment sits below the national norm: 15.7% of adults hold a bachelor's degree or higher, the median age is 46.6, and the average commute is 29 minutes. Beyond these figures, 7 nearby ZIP codes within about 10 miles are surfaced below, along with 1 more sharing Trimble County, letting you compare 40006 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 40006

Top 5 sectors by establishment count in Bedford, KY

Which industries have the most business establishments in ZIP 40006.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40006, Bedford, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

5,084

Population

236.5

Area (sq mi)

22

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40006?

46.6

Median Age

53.9%

Male

46.1%

Female

0.9%

Foreign-Born

White 93.3%
African American 0.9%
Asian 0.4%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.9%
Hispanic or Latino 1.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$59,477

Median Household Income

-0% vs state

$29,115

Per Capita Income

19.1%

Poverty Rate

2.2%

Unemployment Rate

29.3 min

Mean Commute Time

How ZIP 40006 ranks nationally

Bedford, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$59,477 28th percentile higher than 28% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.1%
Bachelor's Degree or Higher 15.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,203

Total Housing Units

1,983

Occupied Units

220

Vacant Units

2.54

Avg Household Size

Occupancy Type

Owner 84.5%
Renter 15.5%

$181,700

Median Home Value

+14% vs state

$736

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.2%

YoY Change (2024)

159

HPI Index (2000 = 100)

+59%

Total Change Since 2000

Home values in ZIP 40006 have increased 8.2% over the past year (2024). Since 2000, this ZIP has seen +59% cumulative appreciation.

Year Annual Change HPI Index
2019 +6.9% 123
2020 +1.8% 125
2021 +9.4% 137
2022 +8.2% 148
2024 – 159

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 55 business establishments in ZIP 40006, employing approximately 449 people with a combined annual payroll of $33,919,000.

55

Businesses

449

Employees

$33.9M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 8 14.6%
Retail trade 8 14.6%
Administrative and support and waste management and remediation services 6 10.9%
Other services (except public administration) 6 10.9%
Utilities 5 9.1%
Professional, scientific, and technical services 4 7.3%
Finance and insurance 3 5.5%
Real estate and rental and leasing 3 5.5%
Health care and social assistance 3 5.5%
Arts, entertainment, and recreation 3 5.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40006 vs 40055 →

ZIP 40006 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 40006 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 40006 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 40006 ranks #4 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40055 Pendleton, KY 1,752 6.6 mi
40045 Milton, KY 3,451 7.0 mi
47104 Bethlehem, IN 41 6.2 mi
47162 New Washington, IN 829 8.3 mi
40070 Sulphur, KY 582 9.1 mi
40077 Westport, KY 564 9.1 mi
40050 New Castle, KY 1,389 12.5 mi

More ZIP Codes in Trimble County

40045 standard
Milton, KY
Pop: 3,451

Related Areas

Trimble County Bedford, KY Kentucky

Frequently Asked Questions

What county is ZIP code 40006 in? ▼
ZIP code 40006 (Bedford) is located in Trimble County, Kentucky. Trimble County contains multiple ZIP codes, see the full list at /counties/trimble-ky.
What is the population of ZIP code 40006? ▼
ZIP code 40006 in Bedford, KY has a population of 5,084 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40006? ▼
The median household income in ZIP 40006 is $59,477, which is 22% below the national average of $76,288.
What is the average home value in ZIP 40006? ▼
The median home value in ZIP 40006 is $181,700, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 40006? ▼
The largest racial group in ZIP 40006 is White at 93.3%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 40006? ▼
ZIP code 40006 has 55 business establishments employing approximately 449 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40006? ▼
The top industries by establishment count in ZIP 40006 are: Construction (8), Retail trade (8), Administrative and support and waste management and remediation services (6). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 40006? ▼
According to the FHFA House Price Index, home values in ZIP 40006 increased by 8.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 59%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40006? ▼
In ZIP code 40006, 56.1% of residents aged 25+ have a high school diploma or higher, and 15.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40006? ▼
The mean commute time for workers in ZIP code 40006 is 29.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40006? ▼
In ZIP code 40006, approximately 84.5% of occupied housing units are owner-occupied and 15.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40006? ▼
The poverty rate in ZIP code 40006 is 19.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.