ZIP Code 40006

standard

Source:

Bedford · Trimble County · Kentucky

Population
5,084

22/sq mi

Median income
$59,477

▼ 22% vs US

higher than 28% of US ZIPs

Median home value
$181,700

▼ 35% vs US

higher than 38% of US ZIPs

Bachelor's or higher
15.7%

Median age 46.6

Land area
236.5 sq mi

New York

ZIP code 40006 in Bedford, Kentucky has a population of 5,084. The median household income is $59,477, which is 22% below the national average. Median home value is $181,700, 35% below the US average. 15.7% of residents hold a bachelor's degree or higher.

ZIP code 40006 is classified by USPS as a standard delivery area and covers roughly 236.5 square miles in Bedford, Trimble County, Kentucky. The area is home to 5,084 residents, producing a population density of 22 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40006 against Kentucky and the nation.

On the economic side, the median household income for ZIP 40006 sits at $59,477 (0% below the Kentucky average), while per-capita income is $29,115. The poverty rate stands at 19.1% and the unemployment rate at 2.2%. On housing, the median home value is $181,700 (14% above the state average) with median rent at $736 per month, and 84.5% of occupied units are owner-occupied, a direct signal of whether 40006 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 15.7% of adults hold a bachelor's degree or higher, the median age is 46.6, and the average commute is 29 minutes. We also surface 7 nearby ZIP codes within roughly 10 miles and 1 additional ZIPs sharing Trimble County, so you can benchmark 40006 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →

Top industries in ZIP 40006

Top 5 sectors by establishment count

Which industries have the most business establishments in ZIP 40006.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 40006, Bedford, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.

Quick Facts

5,084

Population

236.5

Area (sq mi)

22

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 40006?

46.6

Median Age

53.9%

Male

46.1%

Female

0.9%

Foreign-Born

White 93.3%
African American 0.9%
Asian 0.4%
American Indian or Alaska Native 0.2%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.9%
Hispanic or Latino 1.6%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$59,477

Median Household Income

-0% vs state

$29,115

Per Capita Income

19.1%

Poverty Rate

2.2%

Unemployment Rate

29.3 min

Mean Commute Time

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 56.1%
Bachelor's Degree or Higher 15.7%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,203

Total Housing Units

1,983

Occupied Units

220

Vacant Units

2.54

Avg Household Size

Occupancy Type

Owner 84.5%
Renter 15.5%

$181,700

Median Home Value

+14% vs state

$736

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+8.2%

YoY Change (2024)

159

HPI Index (2000 = 100)

+59%

Total Change Since 2000

Home values in ZIP 40006 have increased 8.2% over the past year (2024). Since 2000, this ZIP has seen +59% cumulative appreciation.

Year Annual Change HPI Index
2019 +6.9% 123
2020 +1.8% 125
2021 +9.4% 137
2022 +8.2% 148
2024 159

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 55 business establishments in ZIP 40006, employing approximately 449 people with a combined annual payroll of $33,919,000.

55

Businesses

449

Employees

$33.9M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Construction 8 14.6%
Retail trade 8 14.6%
Administrative and support and waste management and remediation services 6 10.9%
Other services (except public administration) 6 10.9%
Utilities 5 9.1%
Professional, scientific, and technical services 4 7.3%
Finance and insurance 3 5.5%
Real estate and rental and leasing 3 5.5%
Health care and social assistance 3 5.5%
Arts, entertainment, and recreation 3 5.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 40006 vs 40055 →

ZIP Code City Population Distance
40055 Pendleton, KY 1,752 6.6 mi
40045 Milton, KY 3,451 7.0 mi
47104 Bethlehem, IN 41 6.2 mi
47162 New Washington, IN 829 8.3 mi
40070 Sulphur, KY 582 9.1 mi
40077 Westport, KY 564 9.1 mi
40050 New Castle, KY 1,389 12.5 mi

More ZIP Codes in Trimble County

Frequently Asked Questions

What county is ZIP code 40006 in?
ZIP code 40006 (Bedford) is located in Trimble County, Kentucky. Trimble County contains multiple ZIP codes, see the full list at /counties/trimble-ky.
What is the population of ZIP code 40006?
ZIP code 40006 in Bedford, KY has a population of 5,084 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40006?
The median household income in ZIP 40006 is $59,477, which is 22% below the national average of $76,288.
What is the average home value in ZIP 40006?
The median home value in ZIP 40006 is $181,700, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 40006?
The largest racial group in ZIP 40006 is White at 93.3%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 40006?
ZIP code 40006 has 55 business establishments employing approximately 449 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40006?
The top industries by establishment count in ZIP 40006 are: Construction (8), Retail trade (8), Administrative and support and waste management and remediation services (6). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 40006?
According to the FHFA House Price Index, home values in ZIP 40006 increased by 8.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 59%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40006?
In ZIP code 40006, 56.1% of residents aged 25+ have a high school diploma or higher, and 15.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40006?
The mean commute time for workers in ZIP code 40006 is 29.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40006?
In ZIP code 40006, approximately 84.5% of occupied housing units are owner-occupied and 15.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40006?
The poverty rate in ZIP code 40006 is 19.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP Code Research Guides

Official Data Resources for Bedford, KY

Verify and explore additional data for this area using these official government sources.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.

PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.