Bedford, KY · standard
ZIP Code 40006
Trimble County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 5,084
- 22/sq mi Moderate-density area
- $59,477
- Median income Below-median income area
- $181,700
- Median home value Near-median home value
- 15.7%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Bedford pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.
- 28th pct
- household income, US ZIPs
- 38th pct
- home value, US ZIPs
- 22
- people per sq mi
- 85%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 40006 against every reporting US ZIP.
ZIP code 40006 is a mid-sized community (a standard USPS delivery area) in Bedford, Trimble County, Kentucky, home to 5,084 residents across 236.5 square miles, a density of 22 people per square mile, in the New York time zone.
ZIP 40006 reports a modest median household income of $59,477 (0% below the average Kentucky ZIP), while per-capita income is $29,115. The poverty rate is 19.1%, with unemployment at 2.2%; those measures add context to the income figure. Median home value is $181,700 (14% above the average Kentucky ZIP) and median rent is $736; 84.5% of occupied homes are owner-occupied.
Educational attainment sits below the national norm: 15.7% of adults hold a bachelor's degree or higher, the median age is 46.6, and the average commute is 29 minutes. The page also surfaces 7 ZIP codes within roughly 10 miles and 1 more in Trimble County, so 40006 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 40006
Top 5 sectors by establishment count in Bedford, KY
Which industries have the most business establishments in ZIP 40006.
- Construction
Construction
8 establishments
- Retail trade
Retail trade
8 establishments
- Administrative and support and waste management and remediation services
Administrative and support and waste management and remediation services
6 establishments
- Other services (except public administration)
Other services (except public administration)
6 establishments
- Utilities
Utilities
5 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 40006, Bedford, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
5,084
Population
236.5
Area (sq mi)
22
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40006?
46.6
Median Age
53.9%
Male
46.1%
Female
0.9%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$59,477
Median Household Income
-0% vs state ZIP avg
$29,115
Per Capita Income
19.1%
Poverty Rate
2.2%
Unemployment Rate
29.3 min
Mean Commute Time
How ZIP 40006 ranks among Kentucky ZIPs
Bedford, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$59,477 Top 45% higher than 55% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
2,203housing units
2,203
Total Housing Units
1,983
Occupied Units
220
Vacant Units
2.54
Avg Household Size
Occupancy Type
$181,700
Median Home Value
+14% vs state ZIP avg
$736
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+8.2%
YoY Change (2024)
159
HPI Index (2000 = 100)
+59%
Total Change Since 2000
Home values in ZIP 40006 have increased 8.2% over the past year (2024). Since 2000, this ZIP has seen +59% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2019 | +6.9% | 123 |
| 2020 | +1.8% | 125 |
| 2021 | +9.4% | 137 |
| 2022 | +8.2% | 148 |
| 2024 | – | 159 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 55 business establishments in ZIP 40006, employing approximately 449 people with a combined annual payroll of $33,919,000.
55
Businesses
449
Employees
$33.9M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 8 | 14.6% |
| Retail trade | 8 | 14.6% |
| Administrative and support and waste management and remediation services | 6 | 10.9% |
| Other services (except public administration) | 6 | 10.9% |
| Utilities | 5 | 9.1% |
| Professional, scientific, and technical services | 4 | 7.3% |
| Finance and insurance | 3 | 5.5% |
| Real estate and rental and leasing | 3 | 5.5% |
| Health care and social assistance | 3 | 5.5% |
| Arts, entertainment, and recreation | 3 | 5.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40006 vs 40055 →
ZIP 40006 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40006
Bedford (40006)
5,084 residents
- 40045
Milton (40045)
3,451 residents
- 40055 1,752
Pendleton (40055)
1,752 residents
- 40050 1,389
New Castle (40050)
1,389 residents
- 47162 829
New Washington (47162)
829 residents
- 40070 582
Sulphur (40070)
582 residents
- 40077 564
Westport (40077)
564 residents
- 47104 41
Bethlehem (47104)
41 residents
What this shows Among its immediate neighbors, ZIP 40006 ranks the most populous - useful context the national average alone can't give.
ZIP 40006 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40055
Pendleton (40055)
$97,939 median income
- 40045
Milton (40045)
$76,607 median income
- 40077
Westport (40077)
$73,333 median income
- 40006
Bedford (40006)
$59,477 median income
- 47162
New Washington (47162)
$59,444 median income
- 40050
New Castle (40050)
$44,688 median income
What this shows By household income, ZIP 40006 ranks #4 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 40006, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (5,084 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Trimble County
Related Areas
Frequently Asked Questions
What county is ZIP code 40006 in?
ZIP code 40006 (Bedford) is located in Trimble County, Kentucky. Trimble County contains multiple ZIP codes, see the full list at /counties/trimble-ky.
What is the population of ZIP code 40006?
ZIP code 40006 in Bedford, KY has a population of 5,084 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 40006?
The median household income in ZIP 40006 is $59,477, which is 22% below the national average of $76,288.
What is the average home value in ZIP 40006?
The median home value in ZIP 40006 is $181,700, which is 35% below the national average of $278,155.
What is the demographic makeup of ZIP 40006?
The largest racial group in ZIP 40006 is White at 93.3%. Hispanic or Latino residents make up 1.6% of the population.
How many businesses are in ZIP code 40006?
ZIP code 40006 has 55 business establishments employing approximately 449 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 40006?
The top industries by establishment count in ZIP 40006 are: Construction (8), Retail trade (8), Administrative and support and waste management and remediation services (6). There are 10 industry sectors represented in total.
How have home values changed in ZIP code 40006?
According to the FHFA House Price Index, home values in ZIP 40006 increased by 8.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 59%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 40006?
In ZIP code 40006, 56.1% of residents aged 25+ have a high school diploma or higher, and 15.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 40006?
The mean commute time for workers in ZIP code 40006 is 29.3 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 40006?
In ZIP code 40006, approximately 84.5% of occupied housing units are owner-occupied and 15.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 40006?
The poverty rate in ZIP code 40006 is 19.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 40006's numbers, next.
- See how ZIP 40006 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Bedford, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.