County ZIP codes · Kentucky · FIPS 21041
Carroll County, KY ZIP Codes
Carroll County, Kentucky has 8 ZIP codes (Census 2020 ZCTA-county file; GeoNames postal codes, October 2026), all residential. 3 of the residential ones lie mainly in Carroll County and 5 mainly in a neighboring county; 8 cross the county line. Median household income ranges from $53,824 in 41045 (Ghent) to $76,607 in 40045 (Milton) (Census Bureau, ACS 2020-2024).
- ACS2020-24
- Census2020
Where are the ZIP codes of Carroll County?
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries; ACS 2020-2024 5-year estimates (B19013).
How different are its ZIP codes?
The middle half of its ranked ZIP codes (1,000+ people living in households) report median household incomes between $53,824 and $70,881.
They carry 8 postal town names: Carrollton, Bedford, Milton, Campbellsburg, Sanders, Worthville, Ghent, Turners Station.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B19013).
All 8 residential ZIP codes in Carroll County
3 ZIP codes lie mainly in Carroll County; 5 more reach into it from a neighboring county and follow the first table.
| In this county | ||||||
|---|---|---|---|---|---|---|
| 41008 | Carrollton | 7,698 | 163 | $60k | $147k | 96% |
| 41083 | Sanders | 1,663 | 42 | $53k | $190k | 62% |
| 41045 | Ghent | 1,203 | 37 | $54k | $183k | 65% |
Partly in Carroll County
| In this county | ||||||
|---|---|---|---|---|---|---|
| 40045 | Milton | 3,251 | 65 | $77k | $175k | 28% |
| 40075 | Turners Station | 1,151 | 24 | $64k | $164k | 21% |
| 41098 | Worthville | 1,360 | 28 | $33k | $86k | 16% |
| 40011 | Campbellsburg | 2,379 | 46 | $71k | $173k | 9% |
| 40006 | Bedford | 5,068 | 57 | $60k | $182k | 1% |
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates; county shares by land area (Census 2020 ZCTA-county relationship file).
Which ZIP codes cross the county line?
8 ZIP codes of Carroll County extend into another county. A ZIP code follows mail routes, not county borders.
| ZIP | In Carroll | Elsewhere |
|---|---|---|
| 41008 | 96% | Trimble County 4% |
| 40006 | 1% | Trimble County 99% |
| 40045 | 28% | Trimble County 72% |
| 40011 | 9% | Henry County 71%; Trimble County 20% |
| 41083 | 62% | Gallatin County 31%; Owen County 7% |
| 41098 | 16% | Owen County 84% |
| 41045 | 65% | Gallatin County 35% |
| 40075 | 21% | Henry County 79% |
Source: U.S. Census Bureau, 2020 ZCTA-county relationship file (shares of land area).
Which first three digits do Carroll County's ZIP codes use?
The first three digits of a ZIP code name the sectional center, the mail processing plant that sorts it. Carroll County's ZIP codes use 2 prefixes: 400 and 410.
Source: U.S. Postal Service, labeling list L005 (3-digit ZIP Code prefix groups, SCF sortation), effective October 1, 2026.