PlainZIP

Ghent, KY · standard

ZIP Code 41045

Carroll County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,273
14/sq mi
$53,824
Median income
$183,300
Median home value
6.8%
Bachelor's or higher

The verdict

Ghent pairs one of the lowest household incomes in the country with below-median home values, in a rural, homeowner-dominated area.

19th pct
household income, US ZIPs
39th pct
home value, US ZIPs
14
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41045 against every reporting US ZIP.

ZIP code 41045 is a sparsely populated ZIP (a standard USPS delivery area) in Ghent, Carroll County, Kentucky, home to just 1,273 residents across 89.6 square miles, a density of 14 people per square mile, in the New York time zone.

ZIP 41045 reports a modest median household income of $53,824 (10% below the Kentucky average), while per-capita income is $26,169. 15.0% of residents live below the poverty line, and the unemployment rate reads 7.7%. Median home value sits at $183,300 (15% above the state average), median rent at $870 a month, and owner-occupancy at 76.5%.

Formal educational attainment runs low here: just 6.8% of adults hold a bachelor's degree or higher, the median age is 50, and the average commute is 27 minutes. Beyond these figures, 5 nearby ZIP codes within about 10 miles are surfaced below, along with 1 more sharing Carroll County, letting you compare 41045 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 41045

Top 5 sectors by establishment count in Ghent, KY

Which industries have the most business establishments in ZIP 41045.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41045, Ghent, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,273

Population

89.6

Area (sq mi)

14

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 41045?

50.0

Median Age

56.3%

Male

43.7%

Female

1.2%

Foreign-Born

White 87.7%
African American 1.1%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 7.7%
Hispanic or Latino 2.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$53,824

Median Household Income

-10% vs state

$26,169

Per Capita Income

15.0%

Poverty Rate

7.7%

Unemployment Rate

27.1 min

Mean Commute Time

How ZIP 41045 ranks nationally

Ghent, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$53,824 19th percentile higher than 19% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 60.5%
Bachelor's Degree or Higher 6.8%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

602

Total Housing Units

498

Occupied Units

104

Vacant Units

2.42

Avg Household Size

Occupancy Type

Owner 76.5%
Renter 23.5%

$183,300

Median Home Value

+15% vs state

$870

Median Rent

1993

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 38 business establishments in ZIP 41045, employing approximately 3,179 people with a combined annual payroll of $327,304,000.

38

Businesses

3,179

Employees

$327.3M

Annual Payroll

7

Industry Sectors

Industry Establishments % of Total
Wholesale trade 9 23.7%
Utilities 6 15.8%
Retail trade 5 13.2%
Transportation and warehousing 5 13.2%
Construction 4 10.5%
Manufacturing 3 7.9%
Other services (except public administration) 3 7.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 41045 vs 41083 →

ZIP 41045 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 41045 ranks #6 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 41045 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 41045 ranks #4 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
41083 Sanders, KY 1,326 4.1 mi
47043 Vevay, IN 5,250 6.5 mi
41098 Worthville, KY 2,037 9.0 mi
47020 Florence, IN 1,309 8.4 mi
41008 Carrollton, KY 7,457 8.6 mi

More ZIP Codes in Carroll County

41008 standard
Carrollton, KY
Pop: 7,457

Related Areas

Carroll County Ghent, KY Kentucky

Frequently Asked Questions

What county is ZIP code 41045 in? ▼
ZIP code 41045 (Ghent) is located in Carroll County, Kentucky. Carroll County contains multiple ZIP codes, see the full list at /counties/carroll-ky.
What is the population of ZIP code 41045? ▼
ZIP code 41045 in Ghent, KY has a population of 1,273 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41045? ▼
The median household income in ZIP 41045 is $53,824, which is 29% below the national average of $76,288.
What is the average home value in ZIP 41045? ▼
The median home value in ZIP 41045 is $183,300, which is 34% below the national average of $278,155.
What is the demographic makeup of ZIP 41045? ▼
The largest racial group in ZIP 41045 is White at 87.7%. Hispanic or Latino residents make up 2.2% of the population.
How many businesses are in ZIP code 41045? ▼
ZIP code 41045 has 38 business establishments employing approximately 3,179 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 41045? ▼
The top industries by establishment count in ZIP 41045 are: Wholesale trade (9), Utilities (6), Retail trade (5). There are 7 industry sectors represented in total.
What is the education level in ZIP code 41045? ▼
In ZIP code 41045, 60.5% of residents aged 25+ have a high school diploma or higher, and 6.8% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 41045? ▼
The mean commute time for workers in ZIP code 41045 is 27.1 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 41045? ▼
In ZIP code 41045, approximately 76.5% of occupied housing units are owner-occupied and 23.5% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41045? ▼
The poverty rate in ZIP code 41045 is 15.0% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.