ZIP Code 41095

ZIP code 41095 is classified by USPS as a standard delivery area and covers roughly 69.4 square miles in Warsaw, Gallatin County, Kentucky. The area is home to 3,540 residents, producing a population density of 51 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 41095 against Kentucky and the nation.

On the economic side, the median household income for ZIP 41095 sits at $66,905 (12% above the Kentucky average), while per-capita income is $33,335. The poverty rate stands at 14.6% and the unemployment rate at 5.1%. On housing, the median home value is $180,700 (14% above the state average) with median rent at $771 per month, and 59.8% of occupied units are owner-occupied, a direct signal of whether 41095 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 15.8% of adults hold a bachelor's degree or higher, the median age is 35.8, and the average commute is 27 minutes. We also surface 8 nearby ZIP codes within roughly 10 miles and 2 additional ZIPs sharing Gallatin County, so you can benchmark 41095 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →