Residential delivery area · Kentucky
ZIP Code 41095: Warsaw, KY
ZIP code 41095 uses the postal name Warsaw, Kentucky and lies entirely in Gallatin County (Census 2020 ZIP-county file). About 4,100 people live there (Census Bureau, ACS 2020-2024). Median household income is $66,905 (Census Bureau, ACS 2020-2024). By Census place, 4% of its land lies in Warsaw; 97% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2021
- ZBP2023
- IRS2022
- Town
- Warsaw · its only residential ZIP
- County
- Gallatin County
- Census places
- Warsaw
- Metro area
- Cincinnati, OH-KY-IN
- House district
- KY-4 119th Congress
- State
- Kentucky
- Time zone
- Eastern
- Land area
- 27.7 sq mi · 148 people per sq mi
Where is ZIP code 41095?
41095 centers on 38.774°, -84.747° and covers 27.7 square miles of land plus 0.6 of water. It borders 7 ZIP codes: 41092, 41046, 41035, 41086, 41091, 41083, 41045.
The map draws ZIP code areas only. For the streets inside 41095, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 41095 compare with the rest of Gallatin County?
| Measure | 41095 | In Gallatin County | In KY |
|---|---|---|---|
| People (ACS 2020-2024) | 4,106 | 1st of 6 | 229th of 780 |
| Median household income | $67k | 1st of 3 | 111th of 310 |
| Median home value | $181k | 3rd of 4 | 140th of 320 |
Its median household income is higher than in 42% of U.S. residential ZIP codes, and it is denser than 59% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 41095?
The 2020 Census counted 3,602 people in 41095; the ACS, which samples households over 2020-2024, estimates 4,106. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 4,106
- 2020 Census count
- 3,602
- Households
- 1,464
- Median age
- 35.8
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 41095?
Of the 4,106 people the ACS estimates in 41095, 22.2% are under 18 and 14.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (80.3%).
- Under 1822.2%
- 18 to 6463.1%
- 65 and older14.7%
- White, not Hispanic80.3%
- Hispanic or Latino8.9%
- Black, not Hispanic5.4%
- Other or two or more4.4%
- Asian, not Hispanic0.9%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 41095 earn?
Median household income is $66,905 (ACS 2020-2024), the highest of the 3 ranked ZIP codes in Gallatin County.
- Median household income
- $66,905±$11,157
- Income per person
- $33,335
- Below the poverty line
- 14.6%
- Unemployed (of the labor force)
- 5.1%
- Adults 25+ with a bachelor's degree
- 15.8%
- Adjusted gross income per tax return, 2022
- $59,1951,610 returns; wages 75% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 41095?
- Median home value (owners' estimate)
- $180,700
- Median gross rent
- $771
- Homes owned by their occupants
- 59.8%
- Housing units
- 1,747
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 41095?
54 business establishments had a location in this ZIP code in 2023, the same count as in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade12
- Finance and insurance8
- Health care and social assistance7
- Accommodation and food services6
- Construction5
- Professional, scientific, and technical services5
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 41095?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 41092 | Verona | 3,135 | $86k | 4.3 mi |
| 41046 | Glencoe | 1,312 | $63k | 5.3 mi |
| 41035 | Dry Ridge | 11,415 | $68k | 6.3 mi |
| 41086 | Sparta | 2,237 | $62k | 9.0 mi |
| 41091 | Union | 25,244 | $136k | 9.5 mi |
| 41083 | Sanders | 1,663 | $53k | 15.2 mi |
| 41045 | Ghent | 1,203 | $54k | 15.2 mi |
| 47038 | Patriot, IN | 1,006 | $46k | 7.6 mi (near) |
| 41052 | Jonesville | 311 | $71k | 8.2 mi (near) |
| 41030 | Crittenden | 6,162 | $84k | 8.7 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.