PlainZIP

Sparta, KY · standard

ZIP Code 41086

Gallatin County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,771
17/sq mi
$61,824
Median income
$168,800
Median home value
14.6%
Bachelor's or higher

The verdict

Sparta pairs a below-median household income with below-median home values, in a rural, homeowner-dominated area.

32th pct
household income, US ZIPs
34th pct
home value, US ZIPs
17
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41086 against every reporting US ZIP.

ZIP code 41086 covers 166.9 square miles in Sparta, Gallatin County, Kentucky (a standard USPS delivery area), with a modest 2,771 residents on file, a density of 17 people per square mile, in the New York time zone.

ZIP 41086 reports a modest median household income of $61,824 (4% above the Kentucky average), while per-capita income is $34,544. 7.5% of residents live below the poverty line, and the unemployment rate reads 4.2%. On housing, the median home value is $168,800 (6% above the state average) with median rent at $899 per month, and 82.6% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 14.6% of adults hold a bachelor's degree or higher, the median age is 35.1, and the average commute is 29 minutes. A geography-based comparison follows: 6 ZIP codes within about 10 miles of 41086, plus 2 more within Gallatin County, give a clearer read than the national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 41086

Top 5 sectors by establishment count in Sparta, KY

Which industries have the most business establishments in ZIP 41086.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41086, Sparta, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,771

Population

166.9

Area (sq mi)

17

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 41086?

35.1

Median Age

48.7%

Male

51.3%

Female

0.2%

Foreign-Born

White 90.9%
African American 0.1%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.1%
Hispanic or Latino 5.8%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$61,824

Median Household Income

+4% vs state

$34,544

Per Capita Income

7.5%

Poverty Rate

4.2%

Unemployment Rate

29.2 min

Mean Commute Time

How ZIP 41086 ranks nationally

Sparta, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$61,824 32nd percentile higher than 32% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 50.2%
Bachelor's Degree or Higher 14.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

976

Total Housing Units

806

Occupied Units

170

Vacant Units

2.78

Avg Household Size

Occupancy Type

Owner 82.6%
Renter 17.4%

$168,800

Median Home Value

+6% vs state

$899

Median Rent

1994

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 21 business establishments in ZIP 41086, employing approximately 89 people with a combined annual payroll of $3,205,000.

21

Businesses

89

Employees

$3.2M

Annual Payroll

4

Industry Sectors

Industry Establishments % of Total
Retail trade 5 23.8%
Construction 3 14.3%
Manufacturing 3 14.3%
Wholesale trade 3 14.3%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 41086 vs 41046 →

ZIP 41086 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 41086 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 41086 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 41086 ranks #5 of 7 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
41046 Glencoe, KY 1,414 4.4 mi
41052 Jonesville, KY 107 5.6 mi
41083 Sanders, KY 1,326 6.1 mi
41095 Warsaw, KY 3,540 7.6 mi
47020 Florence, IN 1,309 9.4 mi
41098 Worthville, KY 2,037 9.6 mi

More ZIP Codes in Gallatin County

41095 standard
Warsaw, KY
Pop: 3,540
41046 standard
Glencoe, KY
Pop: 1,414

Related Areas

Gallatin County Sparta, KY Kentucky

Frequently Asked Questions

What county is ZIP code 41086 in? ▼
ZIP code 41086 (Sparta) is located in Gallatin County, Kentucky. Gallatin County contains multiple ZIP codes, see the full list at /counties/gallatin-ky.
What is the population of ZIP code 41086? ▼
ZIP code 41086 in Sparta, KY has a population of 2,771 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41086? ▼
The median household income in ZIP 41086 is $61,824, which is 19% below the national average of $76,288.
What is the average home value in ZIP 41086? ▼
The median home value in ZIP 41086 is $168,800, which is 39% below the national average of $278,155.
What is the demographic makeup of ZIP 41086? ▼
The largest racial group in ZIP 41086 is White at 90.9%. Hispanic or Latino residents make up 5.8% of the population.
How many businesses are in ZIP code 41086? ▼
ZIP code 41086 has 21 business establishments employing approximately 89 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 41086? ▼
The top industries by establishment count in ZIP 41086 are: Retail trade (5), Construction (3), Manufacturing (3). There are 4 industry sectors represented in total.
What is the education level in ZIP code 41086? ▼
In ZIP code 41086, 50.2% of residents aged 25+ have a high school diploma or higher, and 14.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 41086? ▼
The mean commute time for workers in ZIP code 41086 is 29.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 41086? ▼
In ZIP code 41086, approximately 82.6% of occupied housing units are owner-occupied and 17.4% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41086? ▼
The poverty rate in ZIP code 41086 is 7.5% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.