Residential delivery area · Kentucky
ZIP Code 41086: Sparta, KY
ZIP code 41086 uses the postal name Sparta, Kentucky and lies mostly in Gallatin County (54% of its land) with the rest in Owen County (Census 2020 ZIP-county file). About 2,200 people live there (Census Bureau, ACS 2020-2024). Median household income is $61,824 (Census Bureau, ACS 2020-2024). By Census place, 13% of its land lies in Sparta; 87% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2023
- ZBP2023
- IRS2022
- Town
- Sparta · its only residential ZIP
- County
- Gallatin County (54%); Owen County (47%)
- Census places
- Sparta
- Metro area
- Cincinnati, OH-KY-IN
- House district
- KY-4 119th Congress
- State
- Kentucky
- Time zone
- Eastern
- Land area
- 47.9 sq mi · 47 people per sq mi
Where is ZIP code 41086?
41086 centers on 38.695°, -84.881° and covers 47.9 square miles of land plus 0.5 of water. It borders 7 ZIP codes: 41046, 41052, 41083, 40355, 41098, 41095, 40359.
The map draws ZIP code areas only. For the streets inside 41086, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 41086 compare with the rest of Gallatin County?
| Measure | 41086 | In Gallatin County | In KY |
|---|---|---|---|
| People (ACS 2020-2024) | 2,237 | 3rd of 6 | 308th of 780 |
| Median household income | $62k | 2nd of 3 | 157th of 310 |
| Median home value | $169k | 4th of 4 | 163rd of 320 |
Its median household income is higher than in 33% of U.S. residential ZIP codes, and it is denser than 41% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 41086?
The 2020 Census counted 2,225 people in 41086; the ACS, which samples households over 2020-2024, estimates 2,237. Its boundary changed between the 2010 and 2020 censuses, so the two counts are not compared.
- People, ACS 2020-2024
- 2,237±444 (90% margin)
- 2020 Census count
- 2,225
- Households
- 806
- Median age
- 35.1
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 41086?
Of the 2,237 people the ACS estimates in 41086, 29.5% are under 18 and 9.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (90.2%).
- Under 1829.5%
- 18 to 6461.1%
- 65 and older9.3%
- White, not Hispanic90.2%
- Hispanic or Latino5.8%
- Other or two or more3.9%
- Black, not Hispanic0.1%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 41086 earn?
Median household income is $61,824 (ACS 2020-2024), the 2nd highest of the 3 ranked ZIP codes in Gallatin County.
- Median household income
- $61,824±$9,969
- Income per person
- $34,544
- Below the poverty line
- 7.5%
- Unemployed (of the labor force)
- 4.2%
- Adults 25+ with a bachelor's degree
- 14.6%
- Adjusted gross income per tax return, 2022
- $70,518950 returns; wages 74% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 41086?
- Median home value (owners' estimate)
- $168,800
- Median gross rent
- $899
- Homes owned by their occupants
- 82.6%
- Housing units
- 976
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 41086?
21 business establishments had a location in this ZIP code in 2023, 1 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade5
- Construction3
- Manufacturing3
- Wholesale trade3
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 41086?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 41046 | Glencoe | 1,312 | $63k | 4.4 mi |
| 41052 | Jonesville | 311 | $71k | 6.3 mi |
| 41083 | Sanders | 1,663 | $53k | 6.4 mi |
| 40355 | New Liberty | 514 | – | 6.5 mi |
| 41098 | Worthville | 1,360 | $33k | 8.9 mi |
| 41095 | Warsaw | 4,106 | $67k | 9.0 mi |
| 40359 | Owenton | 6,989 | $63k | 15.6 mi |
| 41045 | Ghent | 1,203 | $54k | 7.8 mi (near) |
| 47020 | Florence, IN | 1,177 | $72k | 8.8 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.