PlainZIP

Worthville, KY · standard

ZIP Code 41098

Owen County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,037
16/sq mi
$33,125
Median income
$86,300
Median home value
7.4%
Bachelor's or higher

The verdict

Worthville pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

3th pct
household income, US ZIPs
6th pct
home value, US ZIPs
16
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41098 against every reporting US ZIP.

ZIP code 41098 covers 131.4 square miles in Worthville, Owen County, Kentucky (a standard USPS delivery area), with a modest 2,037 residents on file, a density of 16 people per square mile, in the New York time zone.

ZIP 41098 sits on the lower end of the income spectrum: median household income is $33,125 (44% below the Kentucky average), while per-capita income is $24,471. Poverty here runs at 36.3%, with unemployment measured at 9.8%. On housing, the median home value is $86,300 (46% below the state average) with median rent at $1,053 per month, and 77.0% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 7.4% of adults hold a bachelor's degree or higher, the median age is 55.1, and the average commute is -. Beyond these figures, 7 nearby ZIP codes within about 10 miles are surfaced below, along with 3 more sharing Owen County, letting you compare 41098 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41098, Worthville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,037

Population

131.4

Area (sq mi)

16

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 41098?

55.1

Median Age

43.8%

Male

56.2%

Female

4.6%

Foreign-Born

White 90.4%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.3%
Hispanic or Latino 3.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$33,125

Median Household Income

-44% vs state

$24,471

Per Capita Income

36.3%

Poverty Rate

9.8%

Unemployment Rate

How ZIP 41098 ranks nationally

Worthville, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$33,125 3rd percentile higher than 3% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). This entry sits in this band. $40,000–$60,000: 7,092 US ZIPs (23%). Above this entry. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.3%
Bachelor's Degree or Higher 7.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

998

Total Housing Units

622

Occupied Units

376

Vacant Units

2.19

Avg Household Size

Occupancy Type

Owner 77.0%
Renter 23.0%

$86,300

Median Home Value

-46% vs state

$1,053

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 10 business establishments in ZIP 41098, employing approximately 55 people with a combined annual payroll of $2,881,000.

10

Businesses

55

Employees

$2.9M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 3 30.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 41098 vs 40363 →

ZIP 41098 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 41098 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 41098 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 41098 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40363 Perry Park, KY 22 5.4 mi
41083 Sanders, KY 1,326 5.5 mi
40007 Bethlehem, KY 166 9.0 mi
40075 Turners Station, KY 1,323 6.4 mi
41045 Ghent, KY 1,273 9.0 mi
40036 Lockport, KY 223 10.3 mi
41086 Sparta, KY 2,771 9.6 mi

More ZIP Codes in Owen County

40359 standard
Owenton, KY
Pop: 7,080
41083 standard
Sanders, KY
Pop: 1,326
40363 standard
Perry Park, KY
Pop: 22

Related Areas

Owen County Worthville, KY Kentucky

Frequently Asked Questions

What county is ZIP code 41098 in? ▼
ZIP code 41098 (Worthville) is located in Owen County, Kentucky. Owen County contains multiple ZIP codes, see the full list at /counties/owen-ky.
What is the population of ZIP code 41098? ▼
ZIP code 41098 in Worthville, KY has a population of 2,037 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41098? ▼
The median household income in ZIP 41098 is $33,125, which is 57% below the national average of $76,288.
What is the average home value in ZIP 41098? ▼
The median home value in ZIP 41098 is $86,300, which is 69% below the national average of $278,155.
What is the demographic makeup of ZIP 41098? ▼
The largest racial group in ZIP 41098 is White at 90.4%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 41098? ▼
ZIP code 41098 has 10 business establishments employing approximately 55 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 41098? ▼
In ZIP code 41098, 62.3% of residents aged 25+ have a high school diploma or higher, and 7.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 41098? ▼
In ZIP code 41098, approximately 77.0% of occupied housing units are owner-occupied and 23.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41098? ▼
The poverty rate in ZIP code 41098 is 36.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.