Worthville, KY · standard

ZIP Code 41098

Owen County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

2,037
16/sq mi Moderate-density area
$33,125
Median income Below-median income area
$86,300
Median home value Below-median home value
7.4%
Bachelor's or higher Below-average bachelor's attainment

National ZIP placement

Worthville pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

3rd pct
household income, US ZIPs
6th pct
home value, US ZIPs
16
people per sq mi
77%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41098 against every reporting US ZIP.

ZIP code 41098 covers 131.4 square miles in Worthville, Owen County, Kentucky (a standard USPS delivery area), with a modest 2,037 residents on file, a density of 16 people per square mile, in the New York time zone.

ZIP 41098 sits on the lower end of the income spectrum: median household income is $33,125 (44% below the average Kentucky ZIP), while per-capita income is $24,471. The poverty rate is 36.3%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $86,300 (46% below the average Kentucky ZIP), and median rent is $1,053; owner occupancy is 77.0%.

Formal educational attainment runs low here: just 7.4% of adults hold a bachelor's degree or higher, the median age is 55.1, and the average commute is -. The page also surfaces 7 ZIP codes within roughly 10 miles and 3 more in Owen County, so 41098 can be compared with both its immediate and county-level context.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

View your shortlist → Compare ZIPs →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41098, Worthville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

2,037

Population

131.4

Area (sq mi)

16

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 41098?

55.1

Median Age

43.8%

Male

56.2%

Female

4.6%

Foreign-Born

White 90.4%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 6.3%
Hispanic or Latino 3.2%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$33,125

Median Household Income

-44% vs state ZIP avg

$24,471

Per Capita Income

36.3%

Poverty Rate

9.8%

Unemployment Rate

How ZIP 41098 ranks among Kentucky ZIPs

Worthville, KY household income vs. every Kentucky ZIP code

Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)

$33,125 9th percentile higher than 9% of 646 Kentucky ZIPs

This ZIP $0 $200K+ every Kentucky ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.3%
Bachelor's Degree or Higher 7.4%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

998

Total Housing Units

622

Occupied Units

376

Vacant Units

2.19

Avg Household Size

Occupancy Type

Owner 77.0%
Renter 23.0%

$86,300

Median Home Value

-46% vs state ZIP avg

$1,053

Median Rent

1985

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 10 business establishments in ZIP 41098, employing approximately 55 people with a combined annual payroll of $2,881,000.

10

Businesses

55

Employees

$2.9M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Other services (except public administration) 3 30.0%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 41098 vs 40363 →

ZIP 41098 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 41098 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 41098 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 41098 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
40363 Perry Park, KY 22 5.4 mi
41083 Sanders, KY 1,326 5.5 mi
40007 Bethlehem, KY 166 9.0 mi
40075 Turners Station, KY 1,323 6.4 mi
41045 Ghent, KY 1,273 9.0 mi
40036 Lockport, KY 223 10.3 mi
41086 Sparta, KY 2,771 9.6 mi

Nationwide ZIPs with similar ACS profiles

Two Census-derived peer sets for ZIP 41098, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).

Similar population

Nearest cross-state ZIPs by resident population (2,037 here; floor ≥1,000).

Similar median household income

Nearest cross-state ZIPs by ACS median household income.

More ZIP Codes in Owen County

Frequently Asked Questions

What county is ZIP code 41098 in?

ZIP code 41098 (Worthville) is located in Owen County, Kentucky. Owen County contains multiple ZIP codes, see the full list at /counties/owen-ky.

What is the population of ZIP code 41098?

ZIP code 41098 in Worthville, KY has a population of 2,037 according to the Census Bureau ACS 2023 estimates.

What is the median household income in ZIP 41098?

The median household income in ZIP 41098 is $33,125, which is 57% below the national average of $76,288.

What is the average home value in ZIP 41098?

The median home value in ZIP 41098 is $86,300, which is 69% below the national average of $278,155.

What is the demographic makeup of ZIP 41098?

The largest racial group in ZIP 41098 is White at 90.4%. Hispanic or Latino residents make up 3.2% of the population.

How many businesses are in ZIP code 41098?

ZIP code 41098 has 10 business establishments employing approximately 55 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.

What is the education level in ZIP code 41098?

In ZIP code 41098, 62.3% of residents aged 25+ have a high school diploma or higher, and 7.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).

What percentage of residents own vs. rent in ZIP 41098?

In ZIP code 41098, approximately 77.0% of occupied housing units are owner-occupied and 23.0% are renter-occupied, based on Census ACS 2023 data.

What is the poverty rate in ZIP code 41098?

The poverty rate in ZIP code 41098 is 36.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

ZIP 41098's figures come from ACS 5-Year Estimates, Census ZIP Code Business Patterns, and the FHFA House Price Index. See our methodology for details.

Related

Compare this ZIP with another

Read our methodology : how this data is sourced, computed, and verified.

Take this with you

What to do with ZIP 41098's numbers, next.

ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.