ZIP Code 41098

ZIP code 41098 is classified by USPS as a standard delivery area and covers roughly 131.4 square miles in Worthville, Owen County, Kentucky. The area is home to 2,037 residents, producing a population density of 16 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 41098 against Kentucky and the nation.

On the economic side, the median household income for ZIP 41098 sits at $33,125 (44% below the Kentucky average), while per-capita income is $24,471. The poverty rate stands at 36.3% and the unemployment rate at 9.8%. On housing, the median home value is $86,300 (46% below the state average) with median rent at $1,053 per month, and 77.0% of occupied units are owner-occupied, a direct signal of whether 41098 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 7.4% of adults hold a bachelor's degree or higher, the median age is 55.1, and the average commute is —. We also surface 7 nearby ZIP codes within roughly 10 miles and 3 additional ZIPs sharing Owen County, so you can benchmark 41098 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →