Worthville, KY · standard
ZIP Code 41098
Owen County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 2,037
- 16/sq mi Moderate-density area
- $33,125
- Median income Below-median income area
- $86,300
- Median home value Below-median home value
- 7.4%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Worthville pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 3rd pct
- household income, US ZIPs
- 6th pct
- home value, US ZIPs
- 16
- people per sq mi
- 77%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41098 against every reporting US ZIP.
ZIP code 41098 covers 131.4 square miles in Worthville, Owen County, Kentucky (a standard USPS delivery area), with a modest 2,037 residents on file, a density of 16 people per square mile, in the New York time zone.
ZIP 41098 sits on the lower end of the income spectrum: median household income is $33,125 (44% below the average Kentucky ZIP), while per-capita income is $24,471. The poverty rate is 36.3%, so the area-level income figures should not be treated as typical household experience. Home values sit below the statewide ZIP benchmark: the median is $86,300 (46% below the average Kentucky ZIP), and median rent is $1,053; owner occupancy is 77.0%.
Formal educational attainment runs low here: just 7.4% of adults hold a bachelor's degree or higher, the median age is 55.1, and the average commute is -. The page also surfaces 7 ZIP codes within roughly 10 miles and 3 more in Owen County, so 41098 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41098, Worthville, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
2,037
Population
131.4
Area (sq mi)
16
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 41098?
55.1
Median Age
43.8%
Male
56.2%
Female
4.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$33,125
Median Household Income
-44% vs state ZIP avg
$24,471
Per Capita Income
36.3%
Poverty Rate
9.8%
Unemployment Rate
How ZIP 41098 ranks among Kentucky ZIPs
Worthville, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$33,125 9th percentile higher than 9% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
998housing units
998
Total Housing Units
622
Occupied Units
376
Vacant Units
2.19
Avg Household Size
Occupancy Type
$86,300
Median Home Value
-46% vs state ZIP avg
$1,053
Median Rent
1985
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 10 business establishments in ZIP 41098, employing approximately 55 people with a combined annual payroll of $2,881,000.
10
Businesses
55
Employees
$2.9M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Other services (except public administration) | 3 | 30.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 41098 vs 40363 →
ZIP 41098 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41086
Sparta (41086)
2,771 residents
- 41098
Worthville (41098)
2,037 residents
- 41083
Sanders (41083)
1,326 residents
- 40075
Turners Station (40075)
1,323 residents
- 41045
Ghent (41045)
1,273 residents
- 40036 223
Lockport (40036)
223 residents
- 40007 166
Bethlehem (40007)
166 residents
- 40363 22
Perry Park (40363)
22 residents
What this shows Among its immediate neighbors, ZIP 41098 ranks #2 by population - useful context the national average alone can't give.
ZIP 41098 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 40007
Bethlehem (40007)
$64,417 median income
- 40075
Turners Station (40075)
$64,375 median income
- 41086
Sparta (41086)
$61,824 median income
- 41045
Ghent (41045)
$53,824 median income
- 41083
Sanders (41083)
$53,088 median income
- 41098
Worthville (41098)
$33,125 median income
What this shows By household income, ZIP 41098 ranks #6 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 41098, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (2,037 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Owen County
Related Areas
Frequently Asked Questions
What county is ZIP code 41098 in?
ZIP code 41098 (Worthville) is located in Owen County, Kentucky. Owen County contains multiple ZIP codes, see the full list at /counties/owen-ky.
What is the population of ZIP code 41098?
ZIP code 41098 in Worthville, KY has a population of 2,037 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41098?
The median household income in ZIP 41098 is $33,125, which is 57% below the national average of $76,288.
What is the average home value in ZIP 41098?
The median home value in ZIP 41098 is $86,300, which is 69% below the national average of $278,155.
What is the demographic makeup of ZIP 41098?
The largest racial group in ZIP 41098 is White at 90.4%. Hispanic or Latino residents make up 3.2% of the population.
How many businesses are in ZIP code 41098?
ZIP code 41098 has 10 business establishments employing approximately 55 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 41098?
In ZIP code 41098, 62.3% of residents aged 25+ have a high school diploma or higher, and 7.4% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 41098?
In ZIP code 41098, approximately 77.0% of occupied housing units are owner-occupied and 23.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41098?
The poverty rate in ZIP code 41098 is 36.3% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 41098's numbers, next.
- See how ZIP 41098 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Worthville, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.