Union, KY · standard
ZIP Code 41091
Boone County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 16,873
- 127/sq mi High-density area
- $136,307
- Median income Above-median income area
- $399,500
- Median home value Above-median home value
- 52.6%
- Bachelor's or higher Above-average bachelor's attainment
National ZIP placement
Union pairs a top-decile household income with upper-quartile home values, in a rural, homeowner-dominated area.
- Top 6%
- household income, US ZIPs
- Top 21%
- home value, US ZIPs
- 127
- people per sq mi
- 90%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41091 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 41091 (Union, KY) rose +7.0% from 2023 to 2024. The all-transactions index moved from 190.7 in 2023 to 204.2 in 2024 (2000 = 100).
ZIP code 41091 is a mid-sized community (a standard USPS delivery area) in Union, Boone County, Kentucky, home to 16,873 residents across 132.9 square miles, a density of 127 people per square mile, in the New York time zone.
ZIP 41091 skews affluent, with a median household income of $136,307 (129% above the average Kentucky ZIP), while per-capita income is $59,168. Both reported hardship measures are comparatively low in absolute terms: poverty is 2.8% and unemployment is 1.9%. Housing is both higher-cost and owner-heavy: median home value is $399,500 (151% above the average Kentucky ZIP), while 90.0% of occupied homes are owner-occupied and median rent is $1,675.
This is a highly-educated ZIP: 52.6% of adults hold a bachelor's degree or higher, the median age is 39.3, and the average commute is 28 minutes. The page also surfaces 9 ZIP codes within roughly 10 miles and 6 more in Boone County, so 41091 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 41091
Top 5 sectors by establishment count in Union, KY
Which industries have the most business establishments in ZIP 41091.
- Construction
Construction
50 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
41 establishments
- Other services (except public administration)
Other services (except public administration)
30 establishments
- Accommodation and food services
Accommodation and food services
22 establishments
- Real estate and rental and leasing
Real estate and rental and leasing
21 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41091, Union, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
16,873
Population
132.9
Area (sq mi)
127
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 41091?
39.3
Median Age
52.2%
Male
47.8%
Female
4.4%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$136,307
Median Household Income
+129% vs state ZIP avg
$59,168
Per Capita Income
2.8%
Poverty Rate
1.9%
Unemployment Rate
28.2 min
Mean Commute Time
How ZIP 41091 ranks among Kentucky ZIPs
Union, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$136,307 Top 1% higher than 99% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
8,791housing units
8,791
Total Housing Units
8,419
Occupied Units
372
Vacant Units
2.99
Avg Household Size
Occupancy Type
$399,500
Median Home Value
+151% vs state ZIP avg
$1,675
Median Rent
2005
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+7.0%
YoY Change (2024)
204
HPI Index (2000 = 100)
+104%
Total Change Since 2000
Home values in ZIP 41091 have increased 7.0% over the past year (2024). Since 2000, this ZIP has seen +104% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +2.9% | 140 |
| 2021 | +8.5% | 151 |
| 2022 | +17.1% | 177 |
| 2023 | +7.6% | 191 |
| 2024 | +7.0% | 204 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 274 business establishments in ZIP 41091, employing approximately 2,039 people with a combined annual payroll of $84,318,000.
274
Businesses
2,039
Employees
$84.3M
Annual Payroll
13
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 50 | 18.3% |
| Professional, scientific, and technical services | 41 | 15.0% |
| Other services (except public administration) | 30 | 10.9% |
| Accommodation and food services | 22 | 8.0% |
| Real estate and rental and leasing | 21 | 7.7% |
| Health care and social assistance | 21 | 7.7% |
| Finance and insurance | 17 | 6.2% |
| Retail trade | 16 | 5.8% |
| Administrative and support and waste management and remediation services | 14 | 5.1% |
| Wholesale trade | 13 | 4.7% |
| Transportation and warehousing | 8 | 2.9% |
| Information | 8 | 2.9% |
| Arts, entertainment, and recreation | 7 | 2.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 41091 vs 41005 →
ZIP 41091 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41042
Florence (41042)
49,968 residents
- 41018
Erlanger (41018)
27,345 residents
- 41005
Burlington (41005)
22,569 residents
- 41091 16,873
Union (41091)
16,873 residents
- 41094 13,631
Walton (41094)
13,631 residents
- 41030 6,299
Crittenden (41030)
6,299 residents
- 41095 3,540
Warsaw (41095)
3,540 residents
- 41092 3,514
Verona (41092)
3,514 residents
- 41080 1,849
Petersburg (41080)
1,849 residents
What this shows Among its immediate neighbors, ZIP 41091 ranks #4 by population - useful context the national average alone can't give.
ZIP 41091 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41091
Union (41091)
$136,307 median income
- 41080
Petersburg (41080)
$120,833 median income
- 41005
Burlington (41005)
$112,083 median income
- 41094
Walton (41094)
$96,515 median income
- 41092
Verona (41092)
$85,625 median income
- 41030
Crittenden (41030)
$83,488 median income
- 41042
Florence (41042)
$79,712 median income
- 41018
Erlanger (41018)
$68,605 median income
- 41095
Warsaw (41095)
$66,905 median income
What this shows By household income, ZIP 41091 ranks the highest of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 41005 | Burlington, KY | 22,569 | 6.4 mi |
| 41092 | Verona, KY | 3,514 | 7.2 mi |
| 41094 | Walton, KY | 13,631 | 6.6 mi |
| 41042 | Florence, KY | 49,968 | 7.4 mi |
| 47038 | Patriot, IN | 1,504 | 7.6 mi |
| 41095 | Warsaw, KY | 3,540 | 9.8 mi |
| 41080 | Petersburg, KY | 1,849 | 10.3 mi |
| 41018 | Erlanger, KY | 27,345 | 10.0 mi |
| 41030 | Crittenden, KY | 6,299 | 11.9 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 41091, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (16,873 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Boone County
Related Areas
Frequently Asked Questions
What county is ZIP code 41091 in?
ZIP code 41091 (Union) is located in Boone County, Kentucky. Boone County contains multiple ZIP codes, see the full list at /counties/boone-ky.
What is the population of ZIP code 41091?
ZIP code 41091 in Union, KY has a population of 16,873 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41091?
The median household income in ZIP 41091 is $136,307, which is 79% above the national average of $76,288.
What is the average home value in ZIP 41091?
The median home value in ZIP 41091 is $399,500, which is 44% above the national average of $278,155.
What is the demographic makeup of ZIP 41091?
The largest racial group in ZIP 41091 is White at 87.6%. Hispanic or Latino residents make up 2.4% of the population.
How many businesses are in ZIP code 41091?
ZIP code 41091 has 274 business establishments employing approximately 2,039 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 41091?
The top industries by establishment count in ZIP 41091 are: Construction (50), Professional, scientific, and technical services (41), Other services (except public administration) (30). There are 13 industry sectors represented in total.
How have home values changed in ZIP code 41091?
According to the FHFA House Price Index, home values in ZIP 41091 increased by 7.0% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 104%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 41091?
In ZIP code 41091, 72.6% of residents aged 25+ have a high school diploma or higher, and 52.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 41091?
The mean commute time for workers in ZIP code 41091 is 28.2 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 41091?
In ZIP code 41091, approximately 90.0% of occupied housing units are owner-occupied and 10.0% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41091?
The poverty rate in ZIP code 41091 is 2.8% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 41091's numbers, next.
- See how ZIP 41091 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Union, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.