Florence, KY · standard
ZIP Code 41042
Boone County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 49,968
- 672/sq mi High-density area
- $79,712
- Median income Near-median income area
- $223,000
- Median home value Near-median home value
- 27.7%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Florence pairs an above-median household income with above-median home values, in a low-density, homeowner-dominated area.
- Top 38%
- household income, US ZIPs
- Top 50%
- home value, US ZIPs
- 672
- people per sq mi
- 67%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41042 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 41042 (Florence, KY) rose +5.2% from 2023 to 2024. The all-transactions index moved from 201.3 in 2023 to 211.8 in 2024 (2000 = 100).
ZIP code 41042 is a densely settled ZIP (a standard USPS delivery area) in Florence, Boone County, Kentucky, with 49,968 residents across 74.4 square miles, a density of 672 people per square mile, in the New York time zone.
ZIP 41042 lands in the middle-income range, with a median household income of $79,712 (34% above the average Kentucky ZIP), while per-capita income is $40,238. The poverty rate is 8.9%, with unemployment at 3.8%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $223,000 (40% above the average Kentucky ZIP), while 66.8% of occupied homes are owner-occupied and median rent is $1,351.
Educational attainment sits below the national norm: 27.7% of adults hold a bachelor's degree or higher, the median age is 38.7, and the average commute is 24 minutes. The page also surfaces 10 ZIP codes within roughly 10 miles and 6 more in Boone County, so 41042 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 41042
Top 5 sectors by establishment count in Florence, KY
Which industries have the most business establishments in ZIP 41042.
- Retail trade
Retail trade
317 establishments
- Health care and social assistance
Health care and social assistance
213 establishments
- Accommodation and food services
Accommodation and food services
199 establishments
- Other services (except public administration) 124
Other services (except public administration)
124 establishments
- Professional, scientific, and technical services 122
Professional, scientific, and technical services
122 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41042, Florence, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
49,968
Population
74.4
Area (sq mi)
672
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 41042?
38.7
Median Age
48.1%
Male
51.9%
Female
8.6%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$79,712
Median Household Income
+34% vs state ZIP avg
$40,238
Per Capita Income
8.9%
Poverty Rate
3.8%
Unemployment Rate
23.7 min
Mean Commute Time
How ZIP 41042 ranks nationally
Florence, KY household income vs. every US ZIP code
Median household income, the full national distribution, with this ZIP marked
$79,712 Top 38% higher than 62% of 30,318 US ZIPs
Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
23,734housing units
23,734
Total Housing Units
22,807
Occupied Units
927
Vacant Units
2.50
Avg Household Size
Occupancy Type
$223,000
Median Home Value
+40% vs state ZIP avg
$1,351
Median Rent
1988
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+5.2%
YoY Change (2024)
212
HPI Index (2000 = 100)
+112%
Total Change Since 2000
Home values in ZIP 41042 have increased 5.2% over the past year (2024). Since 2000, this ZIP has seen +112% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.3% | 141 |
| 2021 | +13.7% | 161 |
| 2022 | +13.2% | 182 |
| 2023 | +10.6% | 201 |
| 2024 | +5.2% | 212 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 1,621 business establishments in ZIP 41042, employing approximately 39,475 people with a combined annual payroll of $1,989,750,000.
1,621
Businesses
39,475
Employees
$2.0B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 317 | 19.6% |
| Health care and social assistance | 213 | 13.1% |
| Accommodation and food services | 199 | 12.3% |
| Other services (except public administration) | 124 | 7.7% |
| Professional, scientific, and technical services | 122 | 7.5% |
| Finance and insurance | 120 | 7.4% |
| Construction | 98 | 6.0% |
| Administrative and support and waste management and remediation services | 82 | 5.1% |
| Real estate and rental and leasing | 78 | 4.8% |
| Manufacturing | 73 | 4.5% |
| Wholesale trade | 63 | 3.9% |
| Transportation and warehousing | 58 | 3.6% |
| Arts, entertainment, and recreation | 19 | 1.2% |
| Information | 18 | 1.1% |
| Educational services | 18 | 1.1% |
| Management of companies and enterprises | 14 | 0.9% |
| Utilities | 3 | 0.2% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 41042 vs 41018 →
ZIP 41042 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41042
Florence (41042)
49,968 residents
- 45238
Cincinnati (45238)
45,760 residents
- 41017
Ft Mitchell (41017)
38,940 residents
- 41018
Erlanger (41018)
27,345 residents
- 41051
Independence (41051)
26,796 residents
- 41005
Burlington (41005)
22,569 residents
- 41091 16,873
Union (41091)
16,873 residents
- 45233 15,808
Cincinnati (45233)
15,808 residents
- 41048 13,959
Hebron (41048)
13,959 residents
What this shows Among its immediate neighbors, ZIP 41042 ranks the most populous - useful context the national average alone can't give.
ZIP 41042 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41048
Hebron (41048)
$137,398 median income
- 41091
Union (41091)
$136,307 median income
- 41005
Burlington (41005)
$112,083 median income
- 45233
Cincinnati (45233)
$110,742 median income
- 41051
Independence (41051)
$104,201 median income
- 41017
Ft Mitchell (41017)
$97,274 median income
- 41094
Walton (41094)
$96,515 median income
- 41042
Florence (41042)
$79,712 median income
- 41018
Erlanger (41018)
$68,605 median income
What this shows By household income, ZIP 41042 ranks #8 of 9 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
| ZIP Code | City | Population | Distance |
|---|---|---|---|
| 41018 | Erlanger, KY | 27,345 | 2.9 mi |
| 45051 | Mount Saint Joseph, OH | 177 | 6.7 mi |
| 41017 | Ft Mitchell, KY | 38,940 | 5.3 mi |
| 41005 | Burlington, KY | 22,569 | 6.2 mi |
| 45233 | Cincinnati, OH | 15,808 | 8.1 mi |
| 41094 | Walton, KY | 13,631 | 8.2 mi |
| 41048 | Hebron, KY | 13,959 | 7.1 mi |
| 45238 | Cincinnati, OH | 45,760 | 7.8 mi |
| 41091 | Union, KY | 16,873 | 7.4 mi |
| 41051 | Independence, KY | 26,796 | 7.4 mi |
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 41042, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (49,968 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Boone County
Related Areas
Frequently Asked Questions
What county is ZIP code 41042 in?
ZIP code 41042 (Florence) is located in Boone County, Kentucky. Boone County contains multiple ZIP codes, see the full list at /counties/boone-ky.
What is the population of ZIP code 41042?
ZIP code 41042 in Florence, KY has a population of 49,968 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41042?
The median household income in ZIP 41042 is $79,712, which is 4% above the national average of $76,288.
What is the average home value in ZIP 41042?
The median home value in ZIP 41042 is $223,000, which is 20% below the national average of $278,155.
What is the demographic makeup of ZIP 41042?
The largest racial group in ZIP 41042 is White at 77.1%. Hispanic or Latino residents make up 9.0% of the population.
How many businesses are in ZIP code 41042?
ZIP code 41042 has 1,621 business establishments employing approximately 39,475 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 41042?
The top industries by establishment count in ZIP 41042 are: Retail trade (317), Health care and social assistance (213), Accommodation and food services (199). There are 17 industry sectors represented in total.
How have home values changed in ZIP code 41042?
According to the FHFA House Price Index, home values in ZIP 41042 increased by 5.2% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 112%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 41042?
In ZIP code 41042, 58.4% of residents aged 25+ have a high school diploma or higher, and 27.7% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 41042?
The mean commute time for workers in ZIP code 41042 is 23.7 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 41042?
In ZIP code 41042, approximately 66.8% of occupied housing units are owner-occupied and 33.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41042?
The poverty rate in ZIP code 41042 is 8.9% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 41042's numbers, next.
- See how ZIP 41042 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Florence, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.