Residential delivery area · Kentucky

ZIP Code 41051: Independence, KY

ZIP code 41051 is in Independence, Kentucky, entirely in Kenton County (Census 2020 ZIP-county file). About 33,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $104,201 (Census Bureau, ACS 2020-2024). By Census place, 50% of its land lies in Independence, and 4% in smaller places; 46% is outside any Census place.

  • ACS2020-24
  • Census2020
  • FHFA2025
  • ZBP2023
  • IRS2022
4national area: Kentucky, Indiana, Michigan and Ohio
410sectional center: Cincinnati, OH (SCF 450)
51delivery area within it
Town
Independence · its only residential ZIP
Census places
Independence
Metro area
Cincinnati, OH-KY-IN
House district
KY-4 119th Congress
Time zone
Eastern
Land area
30.1 sq mi · 1,096 people per sq mi

Where is ZIP code 41051?

41051 centers on 38.934°, -84.540° and covers 30.1 square miles of land plus 0.4 of water. It borders 6 ZIP codes: 41015, 41063, 41094, 41018, 41017, 41042.

41015 · Latonia41017 · Ft Mitchell41018 · Erlanger41042 · Florence41063 · Morning View41094 · Walton41051 · Independence (this ZIP)4105141094410634101541017410424101841015 · Latonia41017 · Ft Mitchell41018 · Erlanger41042 · Florence41063 · Morning View41094 · Walton41051 · Independence (this ZIP)4105141094410634101541017410424101841015 · Latonia41017 · Ft Mitchell41018 · Erlanger41042 · Florence41063 · Morning View41094 · Walton41051 · Independence (this ZIP)410514109441063410154101741042
Shaded by median household income, in national fifths (ACS 2020-2024); 41051 outlined. Census 2020 ZCTA boundaries. <$54.1k$98.1k+no figure

The map draws ZIP code areas only. For the streets inside 41051, open its center on OpenStreetMap.

Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).

How does 41051 compare with the rest of Kenton County?

Rank of 41051 among the residential ZIP codes of its town, county and state (1 = the most; income and home value among ZIP codes of 1,000+ people living in households)
Measure41051In Kenton CountyIn KY
People (ACS 2020-2024)33,0543rd of 1230th of 780
Median household income$104k1st of 1115th of 310
Median home value$269k4th of 1249th of 320

Its median household income is higher than in 84% of U.S. residential ZIP codes, and it is denser than 79% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).

How many people live in 41051?

The 2020 Census counted 31,582 people in 41051; the ACS, which samples households over 2020-2024, estimates 33,054. Between the 2010 and 2020 censuses its population grew 17.9% (its boundary stayed at least 90% the same).

People, ACS 2020-2024
33,054
2020 Census count
31,582+17.9% since 2010 (26,796)
Households
11,280
Median age
36.1

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).

Who lives in 41051?

Of the 33,054 people the ACS estimates in 41051, 27.1% are under 18 and 12.4% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (91.5%).

  • Under 1827.1%
  • 18 to 6460.6%
  • 65 and older12.4%
Age of the people of 41051 (ACS 2020-2024, B01001)
  • White, not Hispanic91.5%
  • Other or two or more3.5%
  • Hispanic or Latino2.1%
  • Asian, not Hispanic1.5%
  • Black, not Hispanic1.4%
Race and Hispanic origin in 41051 (ACS 2020-2024, B03002); each person counted once

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.

What do households in 41051 earn?

Median household income is $104,201 (ACS 2020-2024), the highest of the 11 ranked ZIP codes in Kenton County. It is not measurably different from 2015-2019 ($102,499 in 2024 dollars): the change is within the surveys' margins of error.

Median household income
$104,201
Income per person
$41,465
Below the poverty line
7.4%
Unemployed (of the labor force)
4.0%
Adults 25+ with a bachelor's degree
37.9%
Adjusted gross income per tax return, 2022
$77,84015,200 returns; wages 83% of AGI (IRS)

Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).

What are homes worth in 41051?

FHFA's house price index for 41051, built from repeat sales and appraisals of the same homes, rose 91% from 2015 to 2025 and rose 53% from 2020 to 2025, and moved +7.3% in 2025.

Median home value (owners' estimate)
$268,900
Median gross rent
$1,291
Homes owned by their occupants
87.5%
Housing units
11,526
0 100 200 300 400 198519902000201020202025 0 100 200 300 400 198519902000201020202025 0 100 200 300 400 198519902000201020202025
Index = 100 in 1985, the first year FHFA reports for 41051; 2025: 430.9. Annual, not seasonally adjusted; FHFA calls its ZIP-level indexes developmental.

Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.

What businesses are in 41051?

328 business establishments had a location in this ZIP code in 2023, 51 more than in 2018; the most are in retail trade (ZIP Code Business Patterns).

  • Retail trade46
  • Professional, scientific, and technical services40
  • Construction38
  • Health care and social assistance35
  • Accommodation and food services30
  • Other services (except public administration)28

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).

Which ZIP codes are next to 41051?

ZIP codes that share a boundary with 41051, then the nearest by center
ZIPTownPeopleHousehold incomeDistance
41015Latonia20,823$66k4.6 mi
41063Morning View2,863$81k5.6 mi
41094Walton14,486$97k5.7 mi
41018Erlanger28,940$69k6.5 mi
41017Ft Mitchell40,719$97k6.7 mi
41042Florence57,634$80k6.8 mi
41001Alexandria19,323$102k7.7 mi (near)
41076Newport17,158$73k7.9 mi (near)

Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.