ZIP 40110 vs ZIP 40165

This side-by-side compares ZIP 40110 (Clermont, KY) and ZIP 40165 (Shepherdsville, KY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 40110 has a population of 60 at 49 people per square mile, while ZIP 40165 has 32,726 at 88 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 40110 reports a median household income of $46,756 against $79,540 in ZIP 40165, with per-capita income of $24,896 vs $38,014. The share of adults holding a bachelor's degree or higher is 9.6% in 40110 and 18.5% in 40165. Poverty rate reads 4.1% vs 12.1%, and unemployment 0.0% vs 4.5% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $172,200 in 40110 versus $249,600 in 40165, with median rent of — and $957 per month respectively. Homeownership rate is 46.3% vs 82.7%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.