ZIP 40165 vs ZIP 40110

This side-by-side compares ZIP 40165 (Shepherdsville, KY) and ZIP 40110 (Clermont, KY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 40165 has a population of 32,726 at 88 people per square mile, while ZIP 40110 has 60 at 49 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 40165 reports a median household income of $79,540 against $46,756 in ZIP 40110, with per-capita income of $38,014 vs $24,896. The share of adults holding a bachelor's degree or higher is 18.5% in 40165 and 9.6% in 40110. Poverty rate reads 12.1% vs 4.1%, and unemployment 4.5% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $249,600 in 40165 versus $172,200 in 40110, with median rent of $957 and — per month respectively. Homeownership rate is 82.7% vs 46.3%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.