ZIP 40324 vs ZIP 40511

This side-by-side compares ZIP 40324 (Georgetown, KY) and ZIP 40511 (Lexington, KY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 40324 has a population of 41,342 at 103 people per square mile, while ZIP 40511 has 31,798 at 139 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 40324 reports a median household income of $85,110 against $79,540 in ZIP 40511, with per-capita income of $40,850 vs $38,798. The share of adults holding a bachelor's degree or higher is 35.5% in 40324 and 39.5% in 40511. Poverty rate reads 11.0% vs 14.7%, and unemployment 3.8% vs 4.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $289,100 in 40324 versus $252,400 in 40511, with median rent of $1,246 and $1,302 per month respectively. Homeownership rate is 69.4% vs 61.1%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.