Residential delivery area · Kentucky
ZIP Code 40324: Georgetown, KY
ZIP code 40324 uses the postal name Georgetown, Kentucky and lies mostly in Scott County (96% of its land), reaching into Bourbon County and Fayette County (Census 2020 ZIP-county file). About 53,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $85,110 (Census Bureau, ACS 2020-2024). By Census place, 11% of its land lies in Georgetown, and 2% in smaller places; 87% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Georgetown · its only residential ZIP
- County
- Scott County (96%); Bourbon County (2%); Fayette County (2%)
- Census places
- Georgetown
- Metro area
- Lexington-Fayette, KY
- House district
- KY-6 119th Congress
- State
- Kentucky
- Time zone
- Eastern
- Land area
- 155.3 sq mi · 344 people per sq mi
Where is ZIP code 40324?
40324 centers on 38.246°, -84.551° and covers 155.3 square miles of land plus 2.0 of water. It borders 6 ZIP codes: 40379, 40511, 40370, 40347, 41031, 40361.
The map draws ZIP code areas only. For the streets inside 40324, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 40324 compare with the rest of Scott County?
| Measure | 40324 | In Scott County | In KY |
|---|---|---|---|
| People (ACS 2020-2024) | 53,406 | 1st of 6 | 5th of 780 |
| Median household income | $85k | 2nd of 5 | 43rd of 310 |
| Median home value | $289k | 1st of 5 | 40th of 320 |
Its median household income is higher than in 68% of U.S. residential ZIP codes, and it is denser than 68% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 40324?
The 2020 Census counted 51,035 people in 40324; the ACS, which samples households over 2020-2024, estimates 53,406. Between the 2010 and 2020 censuses its population grew 23.4% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 53,406
- 2020 Census count
- 51,035+23.4% since 2010 (41,342)
- Households
- 20,058
- Median age
- 35.3
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 40324?
Of the 53,406 people the ACS estimates in 40324, 25.0% are under 18 and 12.3% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (82.6%).
- Under 1825.0%
- 18 to 6462.7%
- 65 and older12.3%
- White, not Hispanic82.6%
- Hispanic or Latino6.9%
- Black, not Hispanic5.1%
- Other or two or more4.4%
- Asian, not Hispanic1.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 40324 earn?
Median household income is $85,110 (ACS 2020-2024), the 2nd highest of the 5 ranked ZIP codes in Scott County. It is not measurably different from 2015-2019 ($86,492 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $85,110
- Income per person
- $40,850
- Below the poverty line
- 11.0%
- Unemployed (of the labor force)
- 3.8%
- Adults 25+ with a bachelor's degree
- 35.5%
- Adjusted gross income per tax return, 2022
- $79,58924,200 returns; wages 75% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 40324?
FHFA's house price index for 40324, built from repeat sales and appraisals of the same homes, rose 92% from 2015 to 2025 and rose 56% from 2020 to 2025, and moved +3.1% in 2025.
- Median home value (owners' estimate)
- $289,100
- Median gross rent
- $1,246
- Homes owned by their occupants
- 69.4%
- Housing units
- 21,027
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 40324?
990 business establishments had a location in this ZIP code in 2023, 117 more than in 2018; the most are in health care and social assistance (ZIP Code Business Patterns).
- Health care and social assistance147
- Retail trade128
- Accommodation and food services115
- Professional, scientific, and technical services107
- Other services (except public administration)96
- Construction84
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 40324?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 40379 | Stamping Ground | 3,788 | $62k | 8.7 mi |
| 40511 | Lexington | 38,176 | $80k | 8.7 mi |
| 40370 | Sadieville | 2,836 | $94k | 10.3 mi |
| 40347 | Midway | 3,960 | $85k | 11.4 mi |
| 41031 | Cynthiana | 16,624 | $65k | 17.9 mi |
| 40361 | Paris | 18,361 | $63k | 18.7 mi |
| 40510 | Lexington | 1,904 | $162k | 12.2 mi (near) |
| 40508 | Lexington | 23,756 | $29k | 12.9 mi (near) |
| 40505 | Lexington | 25,594 | $58k | 13.8 mi (near) |
| 40507 | Lexington | 2,159 | $41k | 14.1 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.