ZIP Code 40324
standardSource:
Georgetown · Scott County · Kentucky
- Population
- 41,342
- Median income
- $85,110
- Median home value
- $289,100
- Bachelor's or higher
- 35.5%
- Land area
- 401.8 sq mi
103/sq mi
▲ 12% vs US
higher than 68% of US ZIPs
▲ 4% vs US
higher than 65% of US ZIPs
Median age 35.3
New York
ZIP code 40324 in Georgetown, Kentucky has a population of 41,342. The median household income is $85,110, which is 12% above the national average. Median home value is $289,100, 4% above the US average. 35.5% of residents hold a bachelor's degree or higher.
ZIP code 40324 is classified by USPS as a standard delivery area and covers roughly 401.8 square miles in Georgetown, Scott County, Kentucky. The area is home to 41,342 residents, producing a population density of 103 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 40324 against Kentucky and the nation.
On the economic side, the median household income for ZIP 40324 sits at $85,110 (43% above the Kentucky average), while per-capita income is $40,850. The poverty rate stands at 11.0% and the unemployment rate at 3.8%. On housing, the median home value is $289,100 (82% above the state average) with median rent at $1,246 per month, and 69.4% of occupied units are owner-occupied, a direct signal of whether 40324 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 35.5% of adults hold a bachelor's degree or higher, the median age is 35.3, and the average commute is 22 minutes. We also surface 2 nearby ZIP codes within roughly 10 miles and 2 additional ZIPs sharing Scott County, so you can benchmark 40324 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 40324
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 40324.
- Health care and social assistance
Health care and social assistance
147 establishments
- Retail trade
Retail trade
128 establishments
- Accommodation and food services
Accommodation and food services
115 establishments
- Professional, scientific, and technical services
Professional, scientific, and technical services
107 establishments
- Other services (except public administration)
Other services (except public administration)
96 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 40324, Georgetown, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
41,342
Population
401.8
Area (sq mi)
103
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 40324?
35.3
Median Age
49.3%
Male
50.7%
Female
3.5%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$85,110
Median Household Income
+43% vs state
$40,850
Per Capita Income
11.0%
Poverty Rate
3.8%
Unemployment Rate
21.8 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
21,027
Total Housing Units
20,058
Occupied Units
969
Vacant Units
2.60
Avg Household Size
Occupancy Type
$289,100
Median Home Value
+82% vs state
$1,246
Median Rent
2000
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
+13.9%
YoY Change (2024)
231
HPI Index (2000 = 100)
+131%
Total Change Since 2000
Home values in ZIP 40324 have increased 13.9% over the past year (2024). Since 2000, this ZIP has seen +131% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +1.6% | 153 |
| 2021 | +11.2% | 170 |
| 2022 | +16.2% | 197 |
| 2023 | +2.9% | 203 |
| 2024 | +13.9% | 231 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 990 business establishments in ZIP 40324, employing approximately 26,020 people with a combined annual payroll of $1,592,207,000.
990
Businesses
26,020
Employees
$1.6B
Annual Payroll
17
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Health care and social assistance | 147 | 14.8% |
| Retail trade | 128 | 12.9% |
| Accommodation and food services | 115 | 11.6% |
| Professional, scientific, and technical services | 107 | 10.8% |
| Other services (except public administration) | 96 | 9.7% |
| Construction | 84 | 8.5% |
| Real estate and rental and leasing | 60 | 6.1% |
| Finance and insurance | 56 | 5.7% |
| Manufacturing | 47 | 4.8% |
| Administrative and support and waste management and remediation services | 39 | 3.9% |
| Transportation and warehousing | 30 | 3.0% |
| Wholesale trade | 24 | 2.4% |
| Information | 23 | 2.3% |
| Arts, entertainment, and recreation | 11 | 1.1% |
| Educational services | 10 | 1.0% |
| Agriculture, forestry, fishing and hunting | 8 | 0.8% |
| Management of companies and enterprises | 3 | 0.3% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 40324 vs 40511 →
More ZIP Codes in Scott County
Related Areas
Frequently Asked Questions
What county is ZIP code 40324 in? ▼
What is the population of ZIP code 40324? ▼
What is the median household income in ZIP 40324? ▼
What is the average home value in ZIP 40324? ▼
What is the demographic makeup of ZIP 40324? ▼
How many businesses are in ZIP code 40324? ▼
What are the main industries in ZIP code 40324? ▼
How have home values changed in ZIP code 40324? ▼
What is the education level in ZIP code 40324? ▼
What is the average commute time in ZIP 40324? ▼
What percentage of residents own vs. rent in ZIP 40324? ▼
What is the poverty rate in ZIP code 40324? ▼
ZIP Code Research Guides
Official Data Resources for Georgetown, KY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
PlainZIP is not affiliated with the U.S. Census Bureau or any government agency.
Read our methodology , how this data is sourced, computed, and verified.