ZIP 41003 vs ZIP 41040

This side-by-side compares ZIP 41003 (Berry, KY) and ZIP 41040 (Falmouth, KY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 41003 has a population of 2,786 at 13 people per square mile, while ZIP 41040 has 7,265 at 19 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 41003 reports a median household income of $79,625 against $49,147 in ZIP 41040, with per-capita income of $25,912 vs $28,428. The share of adults holding a bachelor's degree or higher is 7.2% in 41003 and 10.6% in 41040. Poverty rate reads 11.8% vs 19.2%, and unemployment 5.0% vs 6.2% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $157,000 in 41003 versus $137,500 in 41040, with median rent of $686 and $878 per month respectively. Homeownership rate is 78.2% vs 70.8%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.