PlainZIP

Falmouth, KY · standard

ZIP Code 41040

Pendleton County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,265
19/sq mi
$49,147
Median income
$137,500
Median home value
10.6%
Bachelor's or higher

The verdict

Falmouth pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

13th pct
household income, US ZIPs
22th pct
home value, US ZIPs
19
people per sq mi
71%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41040 against every reporting US ZIP.

ZIP code 41040 is a mid-sized community (a standard USPS delivery area) in Falmouth, Pendleton County, Kentucky, home to 7,265 residents across 378.4 square miles, a density of 19 people per square mile, in the New York time zone.

ZIP 41040 reports a modest median household income of $49,147 (18% below the Kentucky average), while per-capita income is $28,428. The poverty rate stands at 19.2% and the unemployment rate at 6.2%. On housing, the median home value is $137,500 (14% below the state average) with median rent at $878 per month, and 70.8% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 10.6% of adults hold a bachelor's degree or higher, the median age is 43.4, and the average commute is 34 minutes. We also surface 4 nearby ZIP codes within roughly 10 miles and 2 additional ZIPs sharing Pendleton County, so you can benchmark 41040 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 41040

Top 5 sectors by establishment count in Falmouth, KY

Which industries have the most business establishments in ZIP 41040.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41040, Falmouth, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,265

Population

378.4

Area (sq mi)

19

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 41040?

43.4

Median Age

51.5%

Male

48.5%

Female

1.0%

Foreign-Born

White 96.5%
African American 0.8%
Asian 0.0%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 2.2%
Hispanic or Latino 1.3%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$49,147

Median Household Income

-18% vs state

$28,428

Per Capita Income

19.2%

Poverty Rate

6.2%

Unemployment Rate

34.0 min

Mean Commute Time

How ZIP 41040 ranks nationally

Falmouth, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$49,147 13th percentile higher than 13% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 52.1%
Bachelor's Degree or Higher 10.6%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,357

Total Housing Units

2,781

Occupied Units

576

Vacant Units

2.51

Avg Household Size

Occupancy Type

Owner 70.8%
Renter 29.2%

$137,500

Median Home Value

-14% vs state

$878

Median Rent

1973

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 87 business establishments in ZIP 41040, employing approximately 590 people with a combined annual payroll of $18,143,000.

87

Businesses

590

Employees

$18.1M

Annual Payroll

10

Industry Sectors

Industry Establishments % of Total
Retail trade 21 24.1%
Other services (except public administration) 17 19.5%
Finance and insurance 10 11.5%
Accommodation and food services 9 10.3%
Construction 7 8.1%
Transportation and warehousing 4 4.6%
Professional, scientific, and technical services 4 4.6%
Health care and social assistance 4 4.6%
Information 3 3.5%
Real estate and rental and leasing 3 3.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 41040 vs 41006 →

ZIP 41040 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 41040 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 41040 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 41040 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
41006 Butler, KY 4,434 9.2 mi
41003 Berry, KY 2,786 8.8 mi
41033 De Mossville, KY 1,976 10.4 mi
41043 Foster, KY 1,745 10.4 mi

More ZIP Codes in Pendleton County

41006 standard
Butler, KY
Pop: 4,434
41033 standard
De Mossville, KY
Pop: 1,976

Related Areas

Pendleton County Falmouth, KY Kentucky

Frequently Asked Questions

What county is ZIP code 41040 in? ▼
ZIP code 41040 (Falmouth) is located in Pendleton County, Kentucky. Pendleton County contains multiple ZIP codes, see the full list at /counties/pendleton-ky.
What is the population of ZIP code 41040? ▼
ZIP code 41040 in Falmouth, KY has a population of 7,265 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41040? ▼
The median household income in ZIP 41040 is $49,147, which is 36% below the national average of $76,288.
What is the average home value in ZIP 41040? ▼
The median home value in ZIP 41040 is $137,500, which is 51% below the national average of $278,155.
What is the demographic makeup of ZIP 41040? ▼
The largest racial group in ZIP 41040 is White at 96.5%. Hispanic or Latino residents make up 1.3% of the population.
How many businesses are in ZIP code 41040? ▼
ZIP code 41040 has 87 business establishments employing approximately 590 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 41040? ▼
The top industries by establishment count in ZIP 41040 are: Retail trade (21), Other services (except public administration) (17), Finance and insurance (10). There are 10 industry sectors represented in total.
What is the education level in ZIP code 41040? ▼
In ZIP code 41040, 52.1% of residents aged 25+ have a high school diploma or higher, and 10.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 41040? ▼
The mean commute time for workers in ZIP code 41040 is 34.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 41040? ▼
In ZIP code 41040, approximately 70.8% of occupied housing units are owner-occupied and 29.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41040? ▼
The poverty rate in ZIP code 41040 is 19.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.