Falmouth, KY · standard
ZIP Code 41040
Pendleton County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,265
- 19/sq mi Moderate-density area
- $49,147
- Median income Below-median income area
- $137,500
- Median home value Below-median home value
- 10.6%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Falmouth pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 13th pct
- household income, US ZIPs
- 22nd pct
- home value, US ZIPs
- 19
- people per sq mi
- 71%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41040 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 41040 (Falmouth, KY) fell -8.2% from 2023 to 2024.
ZIP code 41040 is a mid-sized community (a standard USPS delivery area) in Falmouth, Pendleton County, Kentucky, home to 7,265 residents across 378.4 square miles, a density of 19 people per square mile, in the New York time zone.
ZIP 41040 reports a modest median household income of $49,147 (18% below the average Kentucky ZIP), while per-capita income is $28,428. The poverty rate is 19.2%, with unemployment at 6.2%; those measures add context to the income figure. Median home value is $137,500 (14% below the average Kentucky ZIP) and median rent is $878; 70.8% of occupied homes are owner-occupied.
Formal educational attainment runs low here: just 10.6% of adults hold a bachelor's degree or higher, the median age is 43.4, and the average commute is 34 minutes. The page also surfaces 4 ZIP codes within roughly 10 miles and 2 more in Pendleton County, so 41040 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 41040
Top 5 sectors by establishment count in Falmouth, KY
Which industries have the most business establishments in ZIP 41040.
- Retail trade
Retail trade
21 establishments
- Other services (except public administration)
Other services (except public administration)
17 establishments
- Finance and insurance
Finance and insurance
10 establishments
- Accommodation and food services
Accommodation and food services
9 establishments
- Construction 7
Construction
7 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41040, Falmouth, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,265
Population
378.4
Area (sq mi)
19
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 41040?
43.4
Median Age
51.5%
Male
48.5%
Female
1.0%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$49,147
Median Household Income
-18% vs state ZIP avg
$28,428
Per Capita Income
19.2%
Poverty Rate
6.2%
Unemployment Rate
34.0 min
Mean Commute Time
How ZIP 41040 ranks among Kentucky ZIPs
Falmouth, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$49,147 33rd percentile higher than 33% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,357housing units
3,357
Total Housing Units
2,781
Occupied Units
576
Vacant Units
2.51
Avg Household Size
Occupancy Type
$137,500
Median Home Value
-14% vs state ZIP avg
$878
Median Rent
1973
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 87 business establishments in ZIP 41040, employing approximately 590 people with a combined annual payroll of $18,143,000.
87
Businesses
590
Employees
$18.1M
Annual Payroll
10
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 21 | 24.1% |
| Other services (except public administration) | 17 | 19.5% |
| Finance and insurance | 10 | 11.5% |
| Accommodation and food services | 9 | 10.3% |
| Construction | 7 | 8.1% |
| Transportation and warehousing | 4 | 4.6% |
| Professional, scientific, and technical services | 4 | 4.6% |
| Health care and social assistance | 4 | 4.6% |
| Information | 3 | 3.5% |
| Real estate and rental and leasing | 3 | 3.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 41040 vs 41006 →
ZIP 41040 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41040
Falmouth (41040)
7,265 residents
- 41006
Butler (41006)
4,434 residents
- 41003 2,786
Berry (41003)
2,786 residents
- 41033 1,976
De Mossville (41033)
1,976 residents
- 41043 1,745
Foster (41043)
1,745 residents
What this shows Among its immediate neighbors, ZIP 41040 ranks the most populous - useful context the national average alone can't give.
ZIP 41040 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41033
De Mossville (41033)
$100,260 median income
- 41043
Foster (41043)
$87,695 median income
- 41003
Berry (41003)
$79,625 median income
- 41006
Butler (41006)
$76,921 median income
- 41040
Falmouth (41040)
$49,147 median income
What this shows By household income, ZIP 41040 ranks #5 of 5 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 41040, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,265 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Pendleton County
Related Areas
Frequently Asked Questions
What county is ZIP code 41040 in?
ZIP code 41040 (Falmouth) is located in Pendleton County, Kentucky. Pendleton County contains multiple ZIP codes, see the full list at /counties/pendleton-ky.
What is the population of ZIP code 41040?
ZIP code 41040 in Falmouth, KY has a population of 7,265 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41040?
The median household income in ZIP 41040 is $49,147, which is 36% below the national average of $76,288.
What is the average home value in ZIP 41040?
The median home value in ZIP 41040 is $137,500, which is 51% below the national average of $278,155.
What is the demographic makeup of ZIP 41040?
The largest racial group in ZIP 41040 is White at 96.5%. Hispanic or Latino residents make up 1.3% of the population.
How many businesses are in ZIP code 41040?
ZIP code 41040 has 87 business establishments employing approximately 590 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 41040?
The top industries by establishment count in ZIP 41040 are: Retail trade (21), Other services (except public administration) (17), Finance and insurance (10). There are 10 industry sectors represented in total.
What is the education level in ZIP code 41040?
In ZIP code 41040, 52.1% of residents aged 25+ have a high school diploma or higher, and 10.6% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 41040?
The mean commute time for workers in ZIP code 41040 is 34.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 41040?
In ZIP code 41040, approximately 70.8% of occupied housing units are owner-occupied and 29.2% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41040?
The poverty rate in ZIP code 41040 is 19.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 41040's numbers, next.
- See how ZIP 41040 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Falmouth, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.