Residential delivery area · Kentucky
ZIP Code 41040: Falmouth, KY
ZIP code 41040 uses the postal name Falmouth, Kentucky and lies mostly in Pendleton County (96% of its land) with the rest in Bracken County (Census 2020 ZIP-county file). About 7,000 people live there (Census Bureau, ACS 2020-2024). Median household income is $49,147 (Census Bureau, ACS 2020-2024). By Census place, under 1% of its land lies in Falmouth; more than 99% is outside any Census place.
- ACS2020-24
- Census2020
- FHFA2025
- ZBP2023
- IRS2022
- Town
- Falmouth · its only residential ZIP
- County
- Pendleton County (96%); Bracken County (4%)
- Census places
- Falmouth
- Metro area
- Cincinnati, OH-KY-IN
- House district
- KY-4 119th Congress
- State
- Kentucky
- Time zone
- Eastern
- Land area
- 149.4 sq mi · 47 people per sq mi
Where is ZIP code 41040?
41040 centers on 38.651°, -84.331° and covers 149.4 square miles of land plus 2.2 of water. It borders 7 ZIP codes: 41003, 41006, 41043, 41033, 41004, 41097, 41031.
The map draws ZIP code areas only. For the streets inside 41040, open its center on OpenStreetMap.
Source: U.S. Census Bureau, 2020 ZCTA cartographic boundaries and the 2023 Gazetteer (2020 ZCTAs); ZIP-to-county shares, Census places and House districts (119th Congress) from the Census 2020 relationship files (shares of land); metro area from the OMB delineation (July 2023); town name and time zone from simplemaps US ZIP Codes (CC BY 4.0).
How does 41040 compare with the rest of Pendleton County?
| Measure | 41040 | In Pendleton County | In KY |
|---|---|---|---|
| People (ACS 2020-2024) | 7,040 | 3rd of 8 | 164th of 780 |
| Median household income | $49k | 7th of 7 | 249th of 310 |
| Median home value | $138k | 8th of 8 | 221st of 320 |
Its median household income is higher than in 13% of U.S. residential ZIP codes, and it is denser than 41% of all U.S. residential ZIP codes. ZIP codes at the ACS caps ($250,000 or more for household income, $2,000,000 or more for home value) share the top rank.
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B19013, B25077); ranks by PlainZIP over residential ZIP codes (ZCTAs).
How many people live in 41040?
The 2020 Census counted 7,403 people in 41040; the ACS, which samples households over 2020-2024, estimates 7,040. Between the 2010 and 2020 censuses its population grew 1.9% (its boundary stayed at least 90% the same).
- People, ACS 2020-2024
- 7,040
- 2020 Census count
- 7,403+1.9% since 2010 (7,265)
- Households
- 2,781
- Median age
- 43.4
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01003, B01002, B11001); 2020 Census (DHC P1); 2010 Census (SF1 P1).
Who lives in 41040?
Of the 7,040 people the ACS estimates in 41040, 21.4% are under 18 and 17.7% are 65 or older. The largest group by race and Hispanic origin is White (not Hispanic) (95.3%).
- Under 1821.4%
- 18 to 6460.9%
- 65 and older17.7%
- White, not Hispanic95.3%
- Other or two or more2.7%
- Hispanic or Latino1.3%
- Black, not Hispanic0.5%
- Asian, not Hispanic0.0%
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B01001 age by sex, B03002 Hispanic or Latino origin by race); shares of the estimated population, small ZIP codes carry wide margins.
What do households in 41040 earn?
Median household income is $49,147 (ACS 2020-2024), the 7th highest of the 7 ranked ZIP codes in Pendleton County. It is not measurably different from 2015-2019 ($49,664 in 2024 dollars): the change is within the surveys' margins of error.
- Median household income
- $49,147±$5,745
- Income per person
- $28,428
- Below the poverty line
- 19.2%
- Unemployed (of the labor force)
- 6.2%
- Adults 25+ with a bachelor's degree
- 10.6%
- Adjusted gross income per tax return, 2022
- $55,3283,110 returns; wages 77% of AGI (IRS)
Source: U.S. Census Bureau, ACS 2020-2024 and 2015-2019 5-year estimates (B19013, B19301, B17001, B23025, B15003; 2015-2019 dollars converted with the BLS CPI-U, 1.22699); IRS Statistics of Income, ZIP code data, tax year 2022 (adjusted gross income per return, filed under the address on the return).
What are homes worth in 41040?
FHFA's house price index for 41040, built from repeat sales and appraisals of the same homes, rose 113% from 2015 to 2025 and rose 74% from 2020 to 2025, and moved +29.4% in 2025.
- Median home value (owners' estimate)
- $137,500
- Median gross rent
- $878
- Homes owned by their occupants
- 70.8%
- Housing units
- 3,357
Source: U.S. Census Bureau, ACS 2020-2024 5-year estimates (B25077, B25064, B25003, B25001); FHFA House Price Index, annual five-digit ZIP, updated 2026-03-31.
What businesses are in 41040?
87 business establishments had a location in this ZIP code in 2023, 12 fewer than in 2018; the most are in retail trade (ZIP Code Business Patterns).
- Retail trade21
- Other services (except public administration)17
- Finance and insurance10
- Accommodation and food services9
- Construction7
- Transportation and warehousing4
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023 and 2018 (establishments with paid employees, by the business's ZIP code).
Which ZIP codes are next to 41040?
| ZIP | Town | People | Household income | Distance |
|---|---|---|---|---|
| 41003 | Berry | 3,138 | $80k | 9.0 mi |
| 41006 | Butler | 4,715 | $77k | 9.3 mi |
| 41043 | Foster | 1,694 | $88k | 10.2 mi |
| 41033 | De Mossville | 2,052 | $100k | 11.3 mi |
| 41004 | Brooksville | 4,025 | $66k | 13.1 mi |
| 41097 | Williamstown | 7,801 | $78k | 13.7 mi |
| 41031 | Cynthiana | 16,624 | $65k | 16.5 mi |
| 45156 | Neville, OH | 52 | $64k | 12.7 mi (near) |
| 45112 | Chilo, OH | 11 | $52k | 14.3 mi (near) |
Source: PlainZIP from the Census 2020 ZCTA boundaries (shared edges) and internal points; figures ACS 2020-2024.