PlainZIP

Williamstown, KY · standard

ZIP Code 41097

Grant County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

7,349
28/sq mi
$77,524
Median income
$221,500
Median home value
20.0%
Bachelor's or higher

The verdict

Williamstown pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.

Top 41%
household income, US ZIPs
Top 50%
home value, US ZIPs
28
people per sq mi
83%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41097 against every reporting US ZIP.

ZIP code 41097 is a mid-sized community (a standard USPS delivery area) in Williamstown, Grant County, Kentucky, home to 7,349 residents across 259.7 square miles, a density of 28 people per square mile, in the New York time zone.

ZIP 41097 lands in the middle-income range, with a median household income of $77,524 (30% above the Kentucky average), while per-capita income is $29,429. 11.1% of residents live below the poverty line, and the unemployment rate reads 9.0%. The typical home here is valued at $221,500 (39% above the state average); renters pay a median of $782 monthly, and 82.7% of units are owner-occupied.

Educational attainment sits below the national norm: 20.0% of adults hold a bachelor's degree or higher, the median age is 41.4, and the average commute is 28 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Grant County, so you can benchmark 41097 against its immediate geography rather than a national average alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 41097

Top 5 sectors by establishment count in Williamstown, KY

Which industries have the most business establishments in ZIP 41097.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41097, Williamstown, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

7,349

Population

259.7

Area (sq mi)

28

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 41097?

41.4

Median Age

46.7%

Male

53.3%

Female

0.3%

Foreign-Born

White 92.6%
African American 0.3%
Asian 0.2%
American Indian or Alaska Native 0.1%
Native Hawaiian or Pacific Islander 0.1%
Two or More Ethnicities 6.8%
Hispanic or Latino 0.1%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$77,524

Median Household Income

+30% vs state

$29,429

Per Capita Income

11.1%

Poverty Rate

9.0%

Unemployment Rate

28.0 min

Mean Commute Time

How ZIP 41097 ranks nationally

Williamstown, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$77,524 Top 41% higher than 59% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 62.9%
Bachelor's Degree or Higher 20.0%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

3,062

Total Housing Units

2,557

Occupied Units

505

Vacant Units

2.90

Avg Household Size

Occupancy Type

Owner 82.7%
Renter 17.3%

$221,500

Median Home Value

+39% vs state

$782

Median Rent

1978

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

-2.5%

YoY Change (2024)

233

HPI Index (2000 = 100)

+133%

Total Change Since 2000

Home values in ZIP 41097 have decreased 2.5% over the past year (2024). Since 2000, this ZIP has seen +133% cumulative appreciation.

Year Annual Change HPI Index
2020 +5.1% 162
2021 +6.5% 173
2022 +15.0% 198
2023 +20.3% 239
2024 -2.5% 233

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 122 business establishments in ZIP 41097, employing approximately 1,081 people with a combined annual payroll of $50,012,000.

122

Businesses

1,081

Employees

$50.0M

Annual Payroll

12

Industry Sectors

Industry Establishments % of Total
Retail trade 25 20.5%
Construction 15 12.3%
Other services (except public administration) 15 12.3%
Health care and social assistance 14 11.5%
Accommodation and food services 10 8.2%
Transportation and warehousing 9 7.4%
Professional, scientific, and technical services 8 6.6%
Administrative and support and waste management and remediation services 6 4.9%
Finance and insurance 5 4.1%
Manufacturing 4 3.3%
Real estate and rental and leasing 4 3.3%
Information 3 2.5%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 41097 vs 41010 →

ZIP 41097 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 41097 ranks #2 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 41097 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 41097 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
41010 Corinth, KY 3,217 8.5 mi
41035 Dry Ridge, KY 10,785 7.2 mi
41033 De Mossville, KY 1,976 12.0 mi

More ZIP Codes in Grant County

41035 standard
Dry Ridge, KY
Pop: 10,785
41030 standard
Crittenden, KY
Pop: 6,299
41010 standard
Corinth, KY
Pop: 3,217
41052 standard
Jonesville, KY
Pop: 107

Related Areas

Grant County Williamstown, KY Kentucky

Frequently Asked Questions

What county is ZIP code 41097 in? ▼
ZIP code 41097 (Williamstown) is located in Grant County, Kentucky. Grant County contains multiple ZIP codes, see the full list at /counties/grant-ky.
What is the population of ZIP code 41097? ▼
ZIP code 41097 in Williamstown, KY has a population of 7,349 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41097? ▼
The median household income in ZIP 41097 is $77,524, which is 2% above the national average of $76,288.
What is the average home value in ZIP 41097? ▼
The median home value in ZIP 41097 is $221,500, which is 20% below the national average of $278,155.
What is the demographic makeup of ZIP 41097? ▼
The largest racial group in ZIP 41097 is White at 92.6%. Hispanic or Latino residents make up 0.1% of the population.
How many businesses are in ZIP code 41097? ▼
ZIP code 41097 has 122 business establishments employing approximately 1,081 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 41097? ▼
The top industries by establishment count in ZIP 41097 are: Retail trade (25), Construction (15), Other services (except public administration) (15). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 41097? ▼
According to the FHFA House Price Index, home values in ZIP 41097 decreased by 2.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 133%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 41097? ▼
In ZIP code 41097, 62.9% of residents aged 25+ have a high school diploma or higher, and 20.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 41097? ▼
The mean commute time for workers in ZIP code 41097 is 28.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 41097? ▼
In ZIP code 41097, approximately 82.7% of occupied housing units are owner-occupied and 17.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41097? ▼
The poverty rate in ZIP code 41097 is 11.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.