Williamstown, KY · standard
ZIP Code 41097
Grant County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 7,349
- 28/sq mi Moderate-density area
- $77,524
- Median income Near-median income area
- $221,500
- Median home value Near-median home value
- 20.0%
- Bachelor's or higher Near-average bachelor's attainment
National ZIP placement
Williamstown pairs an above-median household income with above-median home values, in a rural, homeowner-dominated area.
- Top 41%
- household income, US ZIPs
- Top 50%
- home value, US ZIPs
- 28
- people per sq mi
- 83%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41097 against every reporting US ZIP.
FHFA HPI release change
What changed in the latest House Price Index year
- FHFA House Price Index values in ZIP 41097 (Williamstown, KY) fell -2.5% from 2023 to 2024. The all-transactions index moved from 238.8 in 2023 to 232.8 in 2024 (2000 = 100).
ZIP code 41097 is a mid-sized community (a standard USPS delivery area) in Williamstown, Grant County, Kentucky, home to 7,349 residents across 259.7 square miles, a density of 28 people per square mile, in the New York time zone.
ZIP 41097 lands in the middle-income range, with a median household income of $77,524 (30% above the average Kentucky ZIP), while per-capita income is $29,429. The poverty rate is 11.1%, with unemployment at 9.0%; those measures add context to the income figure. Housing is both higher-cost and owner-heavy: median home value is $221,500 (39% above the average Kentucky ZIP), while 82.7% of occupied homes are owner-occupied and median rent is $782.
Educational attainment sits below the national norm: 20.0% of adults hold a bachelor's degree or higher, the median age is 41.4, and the average commute is 28 minutes. The page also surfaces 3 ZIP codes within roughly 10 miles and 4 more in Grant County, so 41097 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Top industries in ZIP 41097
Top 5 sectors by establishment count in Williamstown, KY
Which industries have the most business establishments in ZIP 41097.
- Retail trade
Retail trade
25 establishments
- Construction
Construction
15 establishments
- Other services (except public administration)
Other services (except public administration)
15 establishments
- Health care and social assistance
Health care and social assistance
14 establishments
- Accommodation and food services
Accommodation and food services
10 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41097, Williamstown, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
7,349
Population
259.7
Area (sq mi)
28
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 41097?
41.4
Median Age
46.7%
Male
53.3%
Female
0.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$77,524
Median Household Income
+30% vs state ZIP avg
$29,429
Per Capita Income
11.1%
Poverty Rate
9.0%
Unemployment Rate
28.0 min
Mean Commute Time
How ZIP 41097 ranks among Kentucky ZIPs
Williamstown, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$77,524 Top 17% higher than 83% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
3,062housing units
3,062
Total Housing Units
2,557
Occupied Units
505
Vacant Units
2.90
Avg Household Size
Occupancy Type
$221,500
Median Home Value
+39% vs state ZIP avg
$782
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-2.5%
YoY Change (2024)
233
HPI Index (2000 = 100)
+133%
Total Change Since 2000
Home values in ZIP 41097 have decreased 2.5% over the past year (2024). Since 2000, this ZIP has seen +133% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.1% | 162 |
| 2021 | +6.5% | 173 |
| 2022 | +15.0% | 198 |
| 2023 | +20.3% | 239 |
| 2024 | -2.5% | 233 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 122 business establishments in ZIP 41097, employing approximately 1,081 people with a combined annual payroll of $50,012,000.
122
Businesses
1,081
Employees
$50.0M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 25 | 20.5% |
| Construction | 15 | 12.3% |
| Other services (except public administration) | 15 | 12.3% |
| Health care and social assistance | 14 | 11.5% |
| Accommodation and food services | 10 | 8.2% |
| Transportation and warehousing | 9 | 7.4% |
| Professional, scientific, and technical services | 8 | 6.6% |
| Administrative and support and waste management and remediation services | 6 | 4.9% |
| Finance and insurance | 5 | 4.1% |
| Manufacturing | 4 | 3.3% |
| Real estate and rental and leasing | 4 | 3.3% |
| Information | 3 | 2.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 41097 vs 41010 →
ZIP 41097 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41035
Dry Ridge (41035)
10,785 residents
- 41097
Williamstown (41097)
7,349 residents
- 41010 3,217
Corinth (41010)
3,217 residents
- 41033 1,976
De Mossville (41033)
1,976 residents
What this shows Among its immediate neighbors, ZIP 41097 ranks #2 by population - useful context the national average alone can't give.
ZIP 41097 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41033
De Mossville (41033)
$100,260 median income
- 41097
Williamstown (41097)
$77,524 median income
- 41010
Corinth (41010)
$71,204 median income
- 41035
Dry Ridge (41035)
$68,138 median income
What this shows By household income, ZIP 41097 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 41097, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (7,349 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Grant County
Related Areas
Frequently Asked Questions
What county is ZIP code 41097 in?
ZIP code 41097 (Williamstown) is located in Grant County, Kentucky. Grant County contains multiple ZIP codes, see the full list at /counties/grant-ky.
What is the population of ZIP code 41097?
ZIP code 41097 in Williamstown, KY has a population of 7,349 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41097?
The median household income in ZIP 41097 is $77,524, which is 2% above the national average of $76,288.
What is the average home value in ZIP 41097?
The median home value in ZIP 41097 is $221,500, which is 20% below the national average of $278,155.
What is the demographic makeup of ZIP 41097?
The largest racial group in ZIP 41097 is White at 92.6%. Hispanic or Latino residents make up 0.1% of the population.
How many businesses are in ZIP code 41097?
ZIP code 41097 has 122 business establishments employing approximately 1,081 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 41097?
The top industries by establishment count in ZIP 41097 are: Retail trade (25), Construction (15), Other services (except public administration) (15). There are 12 industry sectors represented in total.
How have home values changed in ZIP code 41097?
According to the FHFA House Price Index, home values in ZIP 41097 decreased by 2.5% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 133%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 41097?
In ZIP code 41097, 62.9% of residents aged 25+ have a high school diploma or higher, and 20.0% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 41097?
The mean commute time for workers in ZIP code 41097 is 28.0 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend more time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 41097?
In ZIP code 41097, approximately 82.7% of occupied housing units are owner-occupied and 17.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41097?
The poverty rate in ZIP code 41097 is 11.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 41097's numbers, next.
- See how ZIP 41097 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Williamstown, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.