ZIP Code 41097
standardSource:
Williamstown · Grant County · Kentucky
- Population
- 7,349
- Median income
- $77,524
- Median home value
- $221,500
- Bachelor's or higher
- 20.0%
- Land area
- 259.7 sq mi
28/sq mi
▲ 2% vs US
higher than 59% of US ZIPs
▼ 20% vs US
higher than 50% of US ZIPs
Median age 41.4
New York
ZIP code 41097 in Williamstown, Kentucky has a population of 7,349. The median household income is $77,524, which is 2% above the national average. Median home value is $221,500, 20% below the US average. 20.0% of residents hold a bachelor's degree or higher.
ZIP code 41097 is classified by USPS as a standard delivery area and covers roughly 259.7 square miles in Williamstown, Grant County, Kentucky. The area is home to 7,349 residents, producing a population density of 28 people per square mile, and falls within the New York time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 41097 against Kentucky and the nation.
On the economic side, the median household income for ZIP 41097 sits at $77,524 (30% above the Kentucky average), while per-capita income is $29,429. The poverty rate stands at 11.1% and the unemployment rate at 9.0%. On housing, the median home value is $221,500 (39% above the state average) with median rent at $782 per month, and 82.7% of occupied units are owner-occupied, a direct signal of whether 41097 behaves more like a homeowner neighborhood or a renter-heavy ZIP.
Education and household profile round out the picture: 20.0% of adults hold a bachelor's degree or higher, the median age is 41.4, and the average commute is 28 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 4 additional ZIPs sharing Grant County, so you can benchmark 41097 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →
Top industries in ZIP 41097
Top 5 sectors by establishment count
Which industries have the most business establishments in ZIP 41097.
- Retail trade
Retail trade
25 establishments
- Construction
Construction
15 establishments
- Other services (except public administration)
Other services (except public administration)
15 establishments
- Health care and social assistance
Health care and social assistance
14 establishments
- Accommodation and food services
Accommodation and food services
10 establishments
What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + HUD FMR + FHFA HPI ACS demographics, ZBP business establishments, HUD Fair Market Rents, FHFA HPI for ZIP 41097, Williamstown, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; HUD FMR + FHFA HPI updated quarterly/annually.
Quick Facts
7,349
Population
259.7
Area (sq mi)
28
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 41097?
41.4
Median Age
46.7%
Male
53.3%
Female
0.3%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$77,524
Median Household Income
+30% vs state
$29,429
Per Capita Income
11.1%
Poverty Rate
9.0%
Unemployment Rate
28.0 min
Mean Commute Time
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
3,062
Total Housing Units
2,557
Occupied Units
505
Vacant Units
2.90
Avg Household Size
Occupancy Type
$221,500
Median Home Value
+39% vs state
$782
Median Rent
1978
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How have home values changed over time?
FHFA House Price Index, annual appreciation data based on repeat sales and appraisals
-2.5%
YoY Change (2024)
233
HPI Index (2000 = 100)
+133%
Total Change Since 2000
Home values in ZIP 41097 have decreased 2.5% over the past year (2024). Since 2000, this ZIP has seen +133% cumulative appreciation.
| Year | Annual Change | HPI Index |
|---|---|---|
| 2020 | +5.1% | 162 |
| 2021 | +6.5% | 173 |
| 2022 | +15.0% | 198 |
| 2023 | +20.3% | 239 |
| 2024 | -2.5% | 233 |
Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.
What businesses operate in this ZIP?
Census Bureau data shows 122 business establishments in ZIP 41097, employing approximately 1,081 people with a combined annual payroll of $50,012,000.
122
Businesses
1,081
Employees
$50.0M
Annual Payroll
12
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Retail trade | 25 | 20.5% |
| Construction | 15 | 12.3% |
| Other services (except public administration) | 15 | 12.3% |
| Health care and social assistance | 14 | 11.5% |
| Accommodation and food services | 10 | 8.2% |
| Transportation and warehousing | 9 | 7.4% |
| Professional, scientific, and technical services | 8 | 6.6% |
| Administrative and support and waste management and remediation services | 6 | 4.9% |
| Finance and insurance | 5 | 4.1% |
| Manufacturing | 4 | 3.3% |
| Real estate and rental and leasing | 4 | 3.3% |
| Information | 3 | 2.5% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 41097 vs 41010 →
More ZIP Codes in Grant County
Related Areas
Frequently Asked Questions
What county is ZIP code 41097 in? ▼
What is the population of ZIP code 41097? ▼
What is the median household income in ZIP 41097? ▼
What is the average home value in ZIP 41097? ▼
What is the demographic makeup of ZIP 41097? ▼
How many businesses are in ZIP code 41097? ▼
What are the main industries in ZIP code 41097? ▼
How have home values changed in ZIP code 41097? ▼
What is the education level in ZIP code 41097? ▼
What is the average commute time in ZIP 41097? ▼
What percentage of residents own vs. rent in ZIP 41097? ▼
What is the poverty rate in ZIP code 41097? ▼
ZIP Code Research Guides
Official Data Resources for Williamstown, KY
Verify and explore additional data for this area using these official government sources.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023). Business data: Source: Census ZIP Code Business Patterns (ZBP) 2023. Home value trends: Source: FHFA House Price Index (HPI), Five-Digit ZIP Codes.
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Read our methodology , how this data is sourced, computed, and verified.