ZIP 41008 vs ZIP 41045

This side-by-side compares ZIP 41008 (Carrollton, KY) and ZIP 41045 (Ghent, KY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 41008 has a population of 7,457 at 66 people per square mile, while ZIP 41045 has 1,273 at 14 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 41008 reports a median household income of $59,844 against $53,824 in ZIP 41045, with per-capita income of $28,243 vs $26,169. The share of adults holding a bachelor's degree or higher is 10.8% in 41008 and 6.8% in 41045. Poverty rate reads 22.3% vs 15.0%, and unemployment 8.6% vs 7.7% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $147,400 in 41008 versus $183,300 in 41045, with median rent of $906 and $870 per month respectively. Homeownership rate is 57.0% vs 76.5%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.