ZIP 41064 vs ZIP 41044

This side-by-side compares ZIP 41064 (Mount Olivet, KY) and ZIP 41044 (Germantown, KY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 41064 has a population of 2,073 at 9 people per square mile, while ZIP 41044 has 1,116 at 14 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 41064 reports a median household income of $51,094 against $54,406 in ZIP 41044, with per-capita income of $25,683 vs $25,759. The share of adults holding a bachelor's degree or higher is 12.0% in 41064 and 10.2% in 41044. Poverty rate reads 17.9% vs 17.1%, and unemployment 4.1% vs 8.4% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $158,300 in 41064 versus $118,600 in 41044, with median rent of $559 and $965 per month respectively. Homeownership rate is 82.0% vs 72.9%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.