PlainZIP

Germantown, KY · standard

ZIP Code 41044

Bracken County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

1,116
14/sq mi
$54,406
Median income
$118,600
Median home value
10.2%
Bachelor's or higher

The verdict

Germantown pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.

20th pct
household income, US ZIPs
16th pct
home value, US ZIPs
14
people per sq mi
73%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41044 against every reporting US ZIP.

ZIP code 41044 is a sparsely populated ZIP (a standard USPS delivery area) in Germantown, Bracken County, Kentucky, home to just 1,116 residents across 81.5 square miles, a density of 14 people per square mile, in the New York time zone.

ZIP 41044 reports a modest median household income of $54,406 (9% below the Kentucky average), while per-capita income is $25,759. Local economic indicators show a 17.1% poverty rate alongside 8.4% unemployment. On housing, the median home value is $118,600 (25% below the state average) with median rent at $965 per month, and 72.9% of occupied units are owner-occupied.

Formal educational attainment runs low here: just 10.2% of adults hold a bachelor's degree or higher, the median age is 34.1, and the average commute is -. Beyond these figures, 6 nearby ZIP codes within about 10 miles are surfaced below, along with 3 more sharing Bracken County, letting you compare 41044 to its immediate surroundings rather than a national baseline alone.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41044, Germantown, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

1,116

Population

81.5

Area (sq mi)

14

People / sq mi

New York

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 41044?

34.1

Median Age

59.4%

Male

40.6%

Female

1.2%

Foreign-Born

White 99.1%
African American 0.0%
Asian 0.0%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 0.9%
Hispanic or Latino 0.0%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$54,406

Median Household Income

-9% vs state

$25,759

Per Capita Income

17.1%

Poverty Rate

8.4%

Unemployment Rate

How ZIP 41044 ranks nationally

Germantown, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$54,406 20th percentile higher than 20% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). This entry sits in this band. $60,000–$80,000: 9,980 US ZIPs (33%). Above this entry. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 42.8%
Bachelor's Degree or Higher 10.2%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

468

Total Housing Units

387

Occupied Units

81

Vacant Units

3.26

Avg Household Size

Occupancy Type

Owner 72.9%
Renter 27.1%

$118,600

Median Home Value

-25% vs state

$965

Median Rent

1991

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What businesses operate in this ZIP?

Census Bureau data shows 7 business establishments in ZIP 41044, employing approximately 26 people with a combined annual payroll of $1,162,000.

7

Businesses

26

Employees

$1.2M

Annual Payroll

1

Industry Sectors

Industry Establishments % of Total
Construction 3 42.9%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 41044 vs 41002 →

ZIP 41044 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 41044 ranks #5 by population - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 41044 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 41044 ranks #5 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
41002 Augusta, KY 2,510 8.5 mi
41062 Minerva, KY 35 7.2 mi
41004 Brooksville, KY 4,122 7.8 mi
41034 Dover, KY 1,032 8.2 mi
41064 Mount Olivet, KY 2,073 8.1 mi
41055 Mayslick, KY 1,813 8.4 mi

More ZIP Codes in Bracken County

41004 standard
Brooksville, KY
Pop: 4,122
41002 standard
Augusta, KY
Pop: 2,510
41043 standard
Foster, KY
Pop: 1,745

Related Areas

Bracken County Germantown, KY Kentucky

Frequently Asked Questions

What county is ZIP code 41044 in? ▼
ZIP code 41044 (Germantown) is located in Bracken County, Kentucky. Bracken County contains multiple ZIP codes, see the full list at /counties/bracken-ky.
What is the population of ZIP code 41044? ▼
ZIP code 41044 in Germantown, KY has a population of 1,116 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41044? ▼
The median household income in ZIP 41044 is $54,406, which is 29% below the national average of $76,288.
What is the average home value in ZIP 41044? ▼
The median home value in ZIP 41044 is $118,600, which is 57% below the national average of $278,155.
What is the demographic makeup of ZIP 41044? ▼
The largest racial group in ZIP 41044 is White at 99.1%.
How many businesses are in ZIP code 41044? ▼
ZIP code 41044 has 7 business establishments employing approximately 26 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 41044? ▼
In ZIP code 41044, 42.8% of residents aged 25+ have a high school diploma or higher, and 10.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 41044? ▼
In ZIP code 41044, approximately 72.9% of occupied housing units are owner-occupied and 27.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41044? ▼
The poverty rate in ZIP code 41044 is 17.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.