Germantown, KY · standard
ZIP Code 41044
Bracken County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.
- 1,116
- 14/sq mi Moderate-density area
- $54,406
- Median income Below-median income area
- $118,600
- Median home value Below-median home value
- 10.2%
- Bachelor's or higher Below-average bachelor's attainment
National ZIP placement
Germantown pairs one of the lowest household incomes in the country with among the most affordable home values nationally, in a rural, homeowner-dominated area.
- 20th pct
- household income, US ZIPs
- 16th pct
- home value, US ZIPs
- 14
- people per sq mi
- 73%
- owner-occupied homes
Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 41044 against every reporting US ZIP.
ZIP code 41044 is a sparsely populated ZIP (a standard USPS delivery area) in Germantown, Bracken County, Kentucky, home to just 1,116 residents across 81.5 square miles, a density of 14 people per square mile, in the New York time zone.
ZIP 41044 reports a modest median household income of $54,406 (9% below the average Kentucky ZIP), while per-capita income is $25,759. The poverty rate is 17.1%, with unemployment at 8.4%; those measures add context to the income figure. Home values sit below the statewide ZIP benchmark: the median is $118,600 (25% below the average Kentucky ZIP), and median rent is $965; owner occupancy is 72.9%.
Formal educational attainment runs low here: just 10.2% of adults hold a bachelor's degree or higher, the median age is 34.1, and the average commute is -. The page also surfaces 6 ZIP codes within roughly 10 miles and 3 more in Bracken County, so 41044 can be compared with both its immediate and county-level context.
Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →
Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 41044, Germantown, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.
Quick Facts
1,116
Population
81.5
Area (sq mi)
14
People / sq mi
New York
Time Zone
standard
ZIP Type
Who lives in ZIP 41044?
34.1
Median Age
59.4%
Male
40.6%
Female
1.2%
Foreign-Born
Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
How much do residents earn?
$54,406
Median Household Income
-9% vs state ZIP avg
$25,759
Per Capita Income
17.1%
Poverty Rate
8.4%
Unemployment Rate
How ZIP 41044 ranks among Kentucky ZIPs
Germantown, KY household income vs. every Kentucky ZIP code
Median household income among 646 reporting Kentucky ZIPs (this ZIP's population is too small for a reliable national-corpus placement)
$54,406 44th percentile higher than 44% of 646 Kentucky ZIPs
Each bar is a $20K-wide band; taller bars hold more Kentucky ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.
Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What is the education profile here?
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What does housing look like?
Housing stock: occupied vs vacant
468housing units
468
Total Housing Units
387
Occupied Units
81
Vacant Units
3.26
Avg Household Size
Occupancy Type
$118,600
Median Home Value
-25% vs state ZIP avg
$965
Median Rent
1991
Median Year Built
Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)
What businesses operate in this ZIP?
Census Bureau data shows 7 business establishments in ZIP 41044, employing approximately 26 people with a combined annual payroll of $1,162,000.
7
Businesses
26
Employees
$1.2M
Annual Payroll
1
Industry Sectors
| Industry | Establishments | % of Total |
|---|---|---|
| Construction | 3 | 42.9% |
Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.
Nearby ZIP Codes
Want a side-by-side? Compare 41044 vs 41002 →
ZIP 41044 vs its nearest neighbors, by population
Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41004
Brooksville (41004)
4,122 residents
- 41002
Augusta (41002)
2,510 residents
- 41064
Mount Olivet (41064)
2,073 residents
- 41055
Mayslick (41055)
1,813 residents
- 41044 1,116
Germantown (41044)
1,116 residents
- 41034 1,032
Dover (41034)
1,032 residents
- 41062 35
Minerva (41062)
35 residents
What this shows Among its immediate neighbors, ZIP 41044 ranks #5 by population - useful context the national average alone can't give.
ZIP 41044 vs its nearest neighbors, by median income
Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.
- 41034
Dover (41034)
$71,538 median income
- 41002
Augusta (41002)
$68,047 median income
- 41004
Brooksville (41004)
$66,176 median income
- 41055
Mayslick (41055)
$64,967 median income
- 41044
Germantown (41044)
$54,406 median income
- 41064
Mount Olivet (41064)
$51,094 median income
What this shows By household income, ZIP 41044 ranks #5 of 6 neighboring ZIPs, local affluence varies block to block, not just metro to metro.
Nationwide ZIPs with similar ACS profiles
Two Census-derived peer sets for ZIP 41044, both outside KY so the neighborhoods are not geographic containment (Nearby and same-county blocks stay local).
Similar population
Nearest cross-state ZIPs by resident population (1,116 here; floor ≥1,000).
Similar median household income
Nearest cross-state ZIPs by ACS median household income.
More ZIP Codes in Bracken County
Related Areas
Frequently Asked Questions
What county is ZIP code 41044 in?
ZIP code 41044 (Germantown) is located in Bracken County, Kentucky. Bracken County contains multiple ZIP codes, see the full list at /counties/bracken-ky.
What is the population of ZIP code 41044?
ZIP code 41044 in Germantown, KY has a population of 1,116 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 41044?
The median household income in ZIP 41044 is $54,406, which is 29% below the national average of $76,288.
What is the average home value in ZIP 41044?
The median home value in ZIP 41044 is $118,600, which is 57% below the national average of $278,155.
What is the demographic makeup of ZIP 41044?
The largest racial group in ZIP 41044 is White at 99.1%.
How many businesses are in ZIP code 41044?
ZIP code 41044 has 7 business establishments employing approximately 26 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What is the education level in ZIP code 41044?
In ZIP code 41044, 42.8% of residents aged 25+ have a high school diploma or higher, and 10.2% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What percentage of residents own vs. rent in ZIP 41044?
In ZIP code 41044, approximately 72.9% of occupied housing units are owner-occupied and 27.1% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 41044?
The poverty rate in ZIP code 41044 is 17.1% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.
Related
Take this with you
What to do with ZIP 41044's numbers, next.
- See how ZIP 41044 compares to a neighboring ZIP code on the same Census fields Compare this ZIP
- Check where Germantown, KY ranks among every U.S. ZIP code on income, education, or homeownership View national rankings
- Save this ZIP to your shortlist to track alongside others you're considering View your shortlist
ZIP Code Tabulation Areas (ZCTAs) are Census Bureau approximations of USPS ZIP codes; figures describe the ZCTA area, not any single address within it.