ZIP 42404 vs ZIP 42463

This side-by-side compares ZIP 42404 (Clay, KY) and ZIP 42463 (Wheatcroft, KY) using the same Census ACS 5-Year table fields for both — no averages swapped in, no national proxies. ZIP 42404 has a population of 2,569 at 11 people per square mile, while ZIP 42463 has 156 at 29 per square mile. That difference in population size and density alone reshapes how every other metric should be interpreted — a higher-income ZIP with 1,200 residents behaves very differently from one with 45,000.

On income and education, ZIP 42404 reports a median household income of $61,293 against $36,250 in ZIP 42463, with per-capita income of $31,289 vs $22,283. The share of adults holding a bachelor's degree or higher is 14.5% in 42404 and 34.3% in 42463. Poverty rate reads 13.1% vs 14.3%, and unemployment 2.3% vs 0.0% — these four fields alone drive most of the difference in the scorecard grades you will see for each ZIP.

Housing separates these two ZIPs further: median home value sits at $115,300 in 42404 versus $80,500 in 42463, with median rent of $764 and $792 per month respectively. Homeownership rate is 81.8% vs 72.2%. When reading the comparison table below, focus on paired metrics rather than single winners — a ZIP with lower home values and lower income is not strictly "worse" if rent-to-income ratios and commute times land in the same zone. Every value is pulled from the exact same ACS table so the two columns are genuinely comparable.