ZIP Code 42404

ZIP code 42404 is classified by USPS as a standard delivery area and covers roughly 229.4 square miles in Clay, Webster County, Kentucky. The area is home to 2,569 residents, producing a population density of 11 people per square mile, and falls within the Chicago time zone. These USPS and Census boundary values drive every downstream statistic on this page, including the benchmarks that compare 42404 against Kentucky and the nation.

On the economic side, the median household income for ZIP 42404 sits at $61,293 (3% above the Kentucky average), while per-capita income is $31,289. The poverty rate stands at 13.1% and the unemployment rate at 2.3%. On housing, the median home value is $115,300 (27% below the state average) with median rent at $764 per month, and 81.8% of occupied units are owner-occupied, a direct signal of whether 42404 behaves more like a homeowner neighborhood or a renter-heavy ZIP.

Education and household profile round out the picture: 14.5% of adults hold a bachelor's degree or higher, the median age is 43.1, and the average commute is 32 minutes. We also surface 3 nearby ZIP codes within roughly 10 miles and 5 additional ZIPs sharing Webster County, so you can benchmark 42404 against its immediate geography rather than a national average alone. Every figure is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates, HUD Fair Market Rents, and FHFA Home Price Index data, no estimates, no proprietary scoring. Verify with HUD →