PlainZIP

Morganfield, KY · standard

ZIP Code 42437

Union County, Kentucky - Census ACS demographics, housing tenure, and business patterns, benchmarked against every US ZIP.

8,324
19/sq mi
$65,256
Median income
$109,800
Median home value
13.5%
Bachelor's or higher

The verdict

Morganfield pairs a below-median household income with among the most affordable home values nationally, in a rural, homeowner-dominated area.

39th pct
household income, US ZIPs
13th pct
home value, US ZIPs
19
people per sq mi
67%
owner-occupied homes

Source: U.S. Census Bureau ACS 5-Year Estimates (2019–2023). Percentiles rank ZIP 42437 against every reporting US ZIP.

ZIP code 42437 is a mid-sized community (a standard USPS delivery area) in Morganfield, Union County, Kentucky, home to 8,324 residents across 449.9 square miles, a density of 19 people per square mile, in the Chicago time zone.

ZIP 42437 reports a modest median household income of $65,256 (9% above the Kentucky average), while per-capita income is $30,720. The poverty rate stands at 25.2% and the unemployment rate at 3.6%. Median home value sits at $109,800 (31% below the state average), median rent at $849 a month, and owner-occupancy at 66.7%.

Formal educational attainment runs low here: just 13.5% of adults hold a bachelor's degree or higher, the median age is 39.6, and the average commute is 22 minutes. To put 42437 in local context, 3 ZIP codes within roughly 10 miles appear further down this page alongside 3 additional ZIPs in Union County, for a geography-aware comparison.

Every figure on this page is sourced from the U.S. Census Bureau American Community Survey 5-Year Estimates (including median rent) and the FHFA House Price Index, no estimates, no proprietary scoring. Verify with Census →

Top industries in ZIP 42437

Top 5 sectors by establishment count in Morganfield, KY

Which industries have the most business establishments in ZIP 42437.

establishments

What this shows Establishment counts come from the Census ZIP Code Business Patterns program, which counts physical business locations rather than employees or revenue.

Source U.S. Census Bureau · ZIP Code Business Patterns (ZBP) As of 2023

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates + ZIP Code Business Patterns + FHFA HPI ACS demographics and median rent, ZBP business establishments, FHFA HPI for ZIP 42437, Morganfield, KY · 2023 Census ACS 5-Year Estimates use a rolling 60-month sample for stable small-geography estimates; ZBP updated annually; FHFA HPI updated quarterly/annually.

Quick Facts

8,324

Population

449.9

Area (sq mi)

19

People / sq mi

Chicago

Time Zone

standard

ZIP Type

Neighborhood Scorecard
Get an A-F grade across income, safety, housing, rent, education, commute, and childcare for this ZIP code.
View Scorecard →

Who lives in ZIP 42437?

39.6

Median Age

52.9%

Male

47.1%

Female

1.1%

Foreign-Born

White 85.8%
African American 8.8%
Asian 0.1%
American Indian or Alaska Native 0.0%
Native Hawaiian or Pacific Islander 0.0%
Two or More Ethnicities 3.8%
Hispanic or Latino 2.5%

Hispanic or Latino is an ethnicity category from the Census Bureau and may overlap with other categories above.

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How much do residents earn?

$65,256

Median Household Income

+9% vs state

$30,720

Per Capita Income

25.2%

Poverty Rate

3.6%

Unemployment Rate

21.5 min

Mean Commute Time

How ZIP 42437 ranks nationally

Morganfield, KY household income vs. every US ZIP code

Median household income, the full national distribution, with this ZIP marked

$65,256 39th percentile higher than 39% of 30,318 US ZIPs

$0–$20,000: 118 US ZIPs (0%). Below this entry. $20,000–$40,000: 1,573 US ZIPs (5%). Below this entry. $40,000–$60,000: 7,092 US ZIPs (23%). Below this entry. $60,000–$80,000: 9,980 US ZIPs (33%). This entry sits in this band. $80,000–$100,000: 5,778 US ZIPs (19%). Above this entry. $100,000–$120,000: 2,855 US ZIPs (9%). Above this entry. $120,000–$140,000: 1,362 US ZIPs (4%). Above this entry. $140,000–$160,000: 686 US ZIPs (2%). Above this entry. $160,000–$180,000: 364 US ZIPs (1%). Above this entry. $180,000–$200,000: 186 US ZIPs (1%). Above this entry. $200,000–$220,000: 324 US ZIPs (1%). Above this entry. This ZIP $0 $200K+ every reporting US ZIP, bucketed by value

Each bar is a $20K-wide band; taller bars hold more US ZIPs. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source U.S. Census Bureau, ACS 5-Year Estimates · 2019–2023

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What is the education profile here?

High School Graduate or Higher 55.1%
Bachelor's Degree or Higher 13.5%

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

What does housing look like?

2,987

Total Housing Units

2,614

Occupied Units

373

Vacant Units

2.40

Avg Household Size

Occupancy Type

Owner 66.7%
Renter 33.3%

$109,800

Median Home Value

-31% vs state

$849

Median Rent

1976

Median Year Built

Source: U.S. Census Bureau, ACS 5-Year Estimates (2023)

How have home values changed over time?

FHFA House Price Index, annual appreciation data based on repeat sales and appraisals

+23.1%

YoY Change (2024)

210

HPI Index (2000 = 100)

+110%

Total Change Since 2000

Home values in ZIP 42437 have increased 23.1% over the past year (2024). Since 2000, this ZIP has seen +110% cumulative appreciation.

Year Annual Change HPI Index
2019 +1.6% 161
2020 -0.4% 160
2021 +11.0% 178
2022 +23.1% 219
2024 – 210

Source: Federal Housing Finance Agency (FHFA) House Price Index, All-Transactions, Five-Digit ZIP Codes (Developmental Index). Index base = 100 in year 2000. Data through 2024. ZIP codes with few transactions may show missing values.

What businesses operate in this ZIP?

Census Bureau data shows 165 business establishments in ZIP 42437, employing approximately 2,346 people with a combined annual payroll of $103,358,000.

165

Businesses

2,346

Employees

$103.4M

Annual Payroll

14

Industry Sectors

Industry Establishments % of Total
Health care and social assistance 28 17.0%
Retail trade 27 16.4%
Accommodation and food services 16 9.7%
Finance and insurance 15 9.1%
Wholesale trade 11 6.7%
Other services (except public administration) 11 6.7%
Professional, scientific, and technical services 10 6.1%
Construction 9 5.5%
Manufacturing 7 4.2%
Administrative and support and waste management and remediation services 7 4.2%
Transportation and warehousing 5 3.0%
Real estate and rental and leasing 5 3.0%
Educational services 4 2.4%
Information 3 1.8%

Source: U.S. Census Bureau, ZIP Code Business Patterns (ZBP), 2023. Employment figures may include noise for disclosure avoidance.

Nearby ZIP Codes

Want a side-by-side? Compare 42437 vs 42461 →

ZIP 42437 vs its nearest neighbors, by population

Resident population of this ZIP and the closest reporting ZIP codes within ~10 miles.

residents

What this shows Among its immediate neighbors, ZIP 42437 ranks the most populous - useful context the national average alone can't give.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023

ZIP 42437 vs its nearest neighbors, by median income

Median household income of this ZIP and the closest reporting ZIP codes within ~10 miles.

median income

What this shows By household income, ZIP 42437 ranks #2 of 4 neighboring ZIPs, local affluence varies block to block, not just metro to metro.

Source U.S. Census Bureau · ACS 5-Year Estimates As of 2019–2023
ZIP Code City Population Distance
42461 Uniontown, KY 1,481 9.1 mi
42459 Sturgis, KY 4,423 8.5 mi
42462 Waverly, KY 1,319 9.1 mi

More ZIP Codes in Union County

42459 standard
Sturgis, KY
Pop: 4,423
42461 standard
Uniontown, KY
Pop: 1,481
42462 standard
Waverly, KY
Pop: 1,319

Related Areas

Union County Morganfield, KY Kentucky

Frequently Asked Questions

What county is ZIP code 42437 in? ▼
ZIP code 42437 (Morganfield) is located in Union County, Kentucky. Union County contains multiple ZIP codes, see the full list at /counties/union-ky.
What is the population of ZIP code 42437? ▼
ZIP code 42437 in Morganfield, KY has a population of 8,324 according to the Census Bureau ACS 2023 estimates.
What is the median household income in ZIP 42437? ▼
The median household income in ZIP 42437 is $65,256, which is 14% below the national average of $76,288.
What is the average home value in ZIP 42437? ▼
The median home value in ZIP 42437 is $109,800, which is 61% below the national average of $278,155.
What is the demographic makeup of ZIP 42437? ▼
The largest racial group in ZIP 42437 is White at 85.8%. Hispanic or Latino residents make up 2.5% of the population.
How many businesses are in ZIP code 42437? ▼
ZIP code 42437 has 165 business establishments employing approximately 2,346 people, according to Census Bureau ZIP Code Business Patterns (ZBP) 2023 data.
What are the main industries in ZIP code 42437? ▼
The top industries by establishment count in ZIP 42437 are: Health care and social assistance (28), Retail trade (27), Accommodation and food services (16). There are 14 industry sectors represented in total.
How have home values changed in ZIP code 42437? ▼
According to the FHFA House Price Index, home values in ZIP 42437 increased by 23.1% in 2024. Since 2000, home values in this ZIP have appreciated by approximately 110%. This is a developmental index based on repeat sales and appraisal data from Fannie Mae and Freddie Mac.
What is the education level in ZIP code 42437? ▼
In ZIP code 42437, 55.1% of residents aged 25+ have a high school diploma or higher, and 13.5% hold a bachelor's degree or higher. These figures come from the Census Bureau ACS 5-Year Estimates (2023).
What is the average commute time in ZIP 42437? ▼
The mean commute time for workers in ZIP code 42437 is 21.5 minutes according to Census ACS data. The national average is roughly 26 minutes, so commuters here spend less time traveling to work than typical.
What percentage of residents own vs. rent in ZIP 42437? ▼
In ZIP code 42437, approximately 66.7% of occupied housing units are owner-occupied and 33.3% are renter-occupied, based on Census ACS 2023 data.
What is the poverty rate in ZIP code 42437? ▼
The poverty rate in ZIP code 42437 is 25.2% according to Census Bureau ACS 2023 estimates. This measures the percentage of the population living below the federal poverty threshold.

Read our methodology to see how this data is sourced, computed, and verified.